Location, location, location, that says it all. This beautiful walkout ranch sits on the #5 tee box with lake views that you can enjoy after your round of golf. This 3 bed 3 bath house has an open floor plan which allows you to be a part of the party. The lower level is where you can relax by the fire on a cold winter night and look out the floor to ceiling windows to enjoy views of the lake. The geo-thermal unit allows inexpensive heat and AC for all seasons. You will never build a house of this quality at this location for this price!!!!
Single-familyProperty Type
1997Year Built
0.41 acresLot Size
$173Est. Price/Sq.Ft.
3 car garageParking
Listed by • Lake Panorama Realty
Bought with John McDermott• Lake Panorama Realty
Source:DMMLS #619791
Redfin Estimate
$558,509
$174K since sold in October 2021$17K since July
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 14.4% lower than the average sale price ($652K) of 6 comparable homes.
Location, location, location, that says it all. This beautiful walkout ranch sits on the #5 tee box with lake views that you can enjoy after your round of golf. This 3 bed 3 bath house has an open floor plan which allows you to be a part of the party. The lower level is where you can relax by the fire on a cold winter night and look out the floor to ceiling windows to enjoy views of the lake. The geo-thermal unit allows inexpensive heat and AC for all seasons. You will never build a house of this quality at this location for this price!!!!
Year
Property tax
Land + Additions
Assessment*
2025
$4,988 (−4.9%)
$80,500 + $405,000
$485,500
2024
$5,246 (+12.5%)
$80,500 + $405,000
$485,500
2023
$4,664 (−1.9%)
$80,500 + $356,600
$437,100
2022
$4,752 (+2.1%)
$80,500 + $356,600
$437,100
2021
$4,654 (+5.4%)
$40,200 + $273,100
$313,300
2020
$4,414 (−0.7%)
$40,200 + $273,100
$313,300
2019
$4,446 (+18.8%)
$30,200 + $267,800
$298,000
2018
$3,742 (+10.3%)
$30,200 + $267,800
$298,000
2017
$3,394 (+2.7%)
$18,100 + $255,400
$273,500
2015
$3,306 (+1.3%)
$18,100 + $222,500
$240,600
2014
$3,264
$17,014 + $209,150
$226,164
Tax history for 5098 Clover Ridge Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,988 (−4.9%)
$80,500 + $405,000
$485,500
2024
$5,246 (+12.5%)
$80,500 + $405,000
$485,500
2023
$4,664 (−1.9%)
$80,500 + $356,600
$437,100
2022
$4,752 (+2.1%)
$80,500 + $356,600
$437,100
2021
$4,654 (+5.4%)
$40,200 + $273,100
$313,300
2020
$4,414 (−0.7%)
$40,200 + $273,100
$313,300
2019
$4,446 (+18.8%)
$30,200 + $267,800
$298,000
2018
$3,742 (+10.3%)
$30,200 + $267,800
$298,000
2017
$3,394 (+2.7%)
$18,100 + $255,400
$273,500
2015
$3,306 (+1.3%)
$18,100 + $222,500
$240,600
2014
$3,264
$17,014 + $209,150
$226,164
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Property details
Interior
Basement Information
Basement Sq. Ft: 1,652
Basement Finish: Partially Finished
Basement Type: Partial
Bathroom Information
# of Full Baths: 3
# of Bathroom Fixtures: 9
Fireplace Information
# of Fireplaces: 1
Fireplace Type: Gas/Log
Has Fireplace
Room Information
# of Rooms: 8
Exterior
Exterior Information
Physical Condition: Average
Foundation Type: Wood
Construction Type: Frame
Exterior Wall: Steel
Roof Covering Type: Asphalt
Roof Shape Type: Gable
Building Type: Single Family
Property Information
Subdivision Name: LAKE PANORAMA SUB 44
Living Sq. Ft: 3,227
Building Sq. Ft: 4,144
# of Stories: 1
Stories Type: 1
Legal Description: 30 80 30 LOT 1589 PLAT 44 GOLF COURSE SE NW
Parking & Garage Information
Parking Type: Attached Frame Garage
Garage/Parking Sq. Ft: 840
Garage / Carport Type: Attached Frame
Lot Information
# of Buildings: 1
Land Sq. Ft: 17,860
Legal Lot Number: 1589
Municipality Name: PANORAMA CASS
Acres: 0.41
Depth Footage: 201
Front Footage: 89
County Use Description: RESIDENTIAL
Financial
Assessor Information
Assessment Year: 2025
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 3,227
Stories: 1.0
Lot Size: 0.41 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: 1997
County: Guthrie County
APN: 0001914307
Home facts updated by county records on Jul 15, 2026
Around this home
Schools
Panorama Elementary School
Public PreK-5 • Assigned • 1.2mi
6/10
Panorama Middle School
Public 6-8 • Assigned • 1.4mi
3/10
Panorama High School
Public 9-12 • Assigned • 1.4mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 102° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panora, IA • 50216
Average low and high temperatures (°F)
31
12
40
18
59
33
64
44
74
51
83
64
86
67
83
63
82
57
71
48
51
32
38
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.3 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
10.3 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$531,000 – $643,000
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