3545 Ranchero Rd is a 1,858 square foot house on a 3 acre lot with 4 bedrooms and 2 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $346,942.
Single-familyProperty Type
2003Year Built
3 acresLot Size
$187Est. Price/Sq.Ft.
Source:Public Records
Redfin Estimate
$346,942
$3,000 since July
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 13% lower than the average sale price ($399K) of 6 comparable homes.
As the MLS and public records start to fill up, we'll list the details here.
Year
Property tax
Land + Additions
Assessment*
2025
$5,034 (+2.2%)
$5,820 + $242,240
$248,060
2024
$4,928 (−9.5%)
$5,820 + $242,240
$248,060
2023
$5,444 (+9.4%)
$4,550 + $238,840
$243,390
2022
$4,974 (−6.1%)
$4,550 + $238,840
$243,390
2021
$5,296 (+2.7%)
$3,660 + $238,540
$242,200
2020
$5,158 (+3.7%)
$3,740 + $238,120
$241,860
2019
$4,976 (+1.5%)
$3,740 + $238,120
$241,860
2018
$4,902 (−2.7%)
$3,740 + $238,120
$241,860
2017
$5,038 (+3.4%)
$5,390 + $228,830
$234,220
2014
$4,874
$8,080 + $234,250
$242,330
Tax history for 3545 Ranchero Rd
Year
Property tax
Land + Additions
Assessment*
2025
$5,034 (+2.2%)
$5,820 + $242,240
$248,060
2024
$4,928 (−9.5%)
$5,820 + $242,240
$248,060
2023
$5,444 (+9.4%)
$4,550 + $238,840
$243,390
2022
$4,974 (−6.1%)
$4,550 + $238,840
$243,390
2021
$5,296 (+2.7%)
$3,660 + $238,540
$242,200
2020
$5,158 (+3.7%)
$3,740 + $238,120
$241,860
2019
$4,976 (+1.5%)
$3,740 + $238,120
$241,860
2018
$4,902 (−2.7%)
$3,740 + $238,120
$241,860
2017
$5,038 (+3.4%)
$5,390 + $228,830
$234,220
2014
$4,874
$8,080 + $234,250
$242,330
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning
R-R
Rural Residence District
The R-R Rural Residential District is intended to provide regulations for land that is being converted to large lot residential uses. Lots to be included in this District must be larger than one and one half acres but smaller than ten acres. Because availability of either water or sewer services for properties in this District are provided through the use of individual wells or rural water type system and septic systems they must meet Board of Health standards. Areas to be developed shall be conducive to the construction and operation of onsite waste treatment systems and private water wells to be determined by the Black Hawk County Health Department. The Health Department may require an engineered plan for onsite waste treatment systems and private water wells. The purpose of this District is to restrict the permitted uses to those that are compatible with agricultural, residential, and environmentally sensitive areas. Individuals building in this area should be made aware of potential conflicts with agricultural uses (such as the spreading of manure) and that the City of Waterloo provides no protection against 24 hour agricultural operations. Police and fire protection, as well as other services, in the R-R Rural Residential District may not be comparable to other residential districts in the City of Waterloo. This District should only be used in areas where the City of Waterloo does not foresee extending infrastructure due to topography or other barriers and not used as a means to circumvent extending city services in areas where it is feasible.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Infrastructure
Park & open space
Property details
Interior
Basement Information
Basement Sq. Ft: 1,858
Basement Type: Full
Bathroom Information
# of Full Baths: 2
# of Bathroom Fixtures: 6
Room Information
# of Rooms: 6
Exterior
Exterior Information
Exterior Wall: Vinyl
Roof Covering Type: Asphalt
Roof Shape Type: Gable
Building Type: Single Family
Property Information
Living Sq. Ft: 1,858
Building Sq. Ft: 4,522
Legal Description: ALL THAT PART OF NW 1/4 & NE 1/4 SEC 12 T 88 R 14 DESC AS COM AT NE COR NW 1/4 SEC 12 TH S ON E LINE NW 1/4 SAID SEC 12 33 FT TO PT OF BEG SAID PT OF BEG BEING ON PRESENT S R-O-W LINE RACHERO RD TH N 89 DEG 09 MIN 55 SEC E ON PRESENT S R-O-W LINE RAN CHER
Parking & Garage Information
Parking Type: Attached Frame Garage
Garage/Parking Sq. Ft: 806
Garage / Carport Type: Attached Frame
Lot Information
# of Buildings: 1
Land Sq. Ft: 130,680
Municipality Name: WATERLOO-HUDSON
Acres: 3
County Use Description: SINGLE-FAMILY / OWNER OCCUPIED
Financial
Assessor Information
Assessment Year: 2025
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,858
Stories: —
Lot Size: 3 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: —
County: Black Hawk County
APN: 881412126004
Home facts updated by county records on Dec 12, 2025
Around this home
Schools
Hudson Elementary School
Public PreK-6 • Assigned • 4.1mi
10/10
Hudson High School
Public 7-12 • Assigned • 4.2mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50701
Average low and high temperatures (°F)
27
11
34
17
55
32
62
42
73
51
82
63
83
67
81
63
80
56
69
46
48
33
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 4 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$330,000 – $399,000
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