3905 Memory Ln is a 1,871 square foot house on a 3.71 acre lot with 4 bedrooms and 3 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $523,170.
Single-familyProperty Type
2003Year Built
3.71 acresLot Size
$280Est. Price/Sq.Ft.
Source:Public Records
Redfin Estimate
$523,170
$9,000 since August
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 24.9% higher than the average sale price ($419K) of 5 comparable homes.
As the MLS and public records start to fill up, we'll list the details here.
Year
Property tax
Land + Additions
Assessment*
2025
$6,572 (+6.3%)
$76,280 + $296,750
$373,030
2024
$6,184 (+1.4%)
$76,280 + $296,750
$373,030
2023
$6,098 (+2.7%)
$76,280 + $250,560
$326,840
2022
$5,936 (+10.8%)
$76,280 + $250,560
$326,840
2021
$5,358 (+1.7%)
$76,280 + $210,270
$286,550
2020
$5,266 (−1.0%)
$50,430 + $194,690
$245,120
2019
$5,318 (+0.9%)
$50,430 + $194,690
$245,120
2018
$5,270 (−3.0%)
$50,430 + $194,690
$245,120
2017
$5,434 (+1.3%)
$50,430 + $194,690
$245,120
2016
$5,364 (+0.8%)
$50,430 + $194,690
$245,120
2014
$5,320
$50,430 + $194,690
$245,120
Tax history for 3905 Memory Ln
Year
Property tax
Land + Additions
Assessment*
2025
$6,572 (+6.3%)
$76,280 + $296,750
$373,030
2024
$6,184 (+1.4%)
$76,280 + $296,750
$373,030
2023
$6,098 (+2.7%)
$76,280 + $250,560
$326,840
2022
$5,936 (+10.8%)
$76,280 + $250,560
$326,840
2021
$5,358 (+1.7%)
$76,280 + $210,270
$286,550
2020
$5,266 (−1.0%)
$50,430 + $194,690
$245,120
2019
$5,318 (+0.9%)
$50,430 + $194,690
$245,120
2018
$5,270 (−3.0%)
$50,430 + $194,690
$245,120
2017
$5,434 (+1.3%)
$50,430 + $194,690
$245,120
2016
$5,364 (+0.8%)
$50,430 + $194,690
$245,120
2014
$5,320
$50,430 + $194,690
$245,120
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning
R-4,R-P
Multiple Residence-Planned Residence District
Multiple Residence: The R-4 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses and professional offices that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.; Planned Residence District: The R-P District is intended and designed to provide a means for the development of tracts of land on a unit basis, allowing greater flexibility and diversification of land uses and building locations than the conventional single lot method. It is the intent of this Section that the basic principles of good land use planning be maintained and that sound zoning standards as set forth in this Ordinance concerning population density, adequate light and air, recreation and open space and building be preserved.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Office
Medical office
Property details
Interior
Basement Information
Basement Sq. Ft: 1,871
Basement Type: Full
Bathroom Information
# of Full Baths: 2
# of 1/4 Baths: 2
# of Bathroom Fixtures: 8
Fireplace Information
# of Fireplaces: 1
Fireplace Type: 1 Story
Has Fireplace
Room Information
# of Rooms: 7
Exterior
Exterior Information
Exterior Wall: Vinyl
Roof Covering Type: Asphalt
Roof Shape Type: Gable
Building Type: Single Family
Property Information
Subdivision Name: CEDAR HILLS
Living Sq. Ft: 1,871
Building Sq. Ft: 4,248
Legal Description: CEDAR HILLS TRACT Q
Parking & Garage Information
Parking Type: Attached Frame Garage
Garage/Parking Sq. Ft: 506
Garage / Carport Type: Attached Frame
Lot Information
# of Buildings: 1
Land Sq. Ft: 161,738
Legal Lot Number: Q
Municipality Name: WATERLOO
Acres: 3.713
County Use Description: SINGLE-FAMILY / OWNER OCCUPIED
Financial
Assessor Information
Assessment Year: 2025
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 1,871
Stories: —
Lot Size: 3.71 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: —
County: Black Hawk County
APN: 881218328004
Home facts updated by county records on Aug 24, 2026
Around this home
Schools
Orange Elementary School
Public PreK-5 • Assigned • 3.3mi
8/10
Hoover Middle School
Public 6-8 • Assigned • 4.3mi
6/10
West High School
Public 9-12 • Assigned • 4.1mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
84
67
81
62
80
57
69
46
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
84/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$498,000 – $602,000
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