STOP RENTING & START OWNING -- SELLER FINANCING AVAILABLE! Here's an opportunity to own a home without having to qualify for a traditional bank mortgage. 1421 Sedgwick St, Decatur, IL 62521 is a 2-bedroom, 1-bath home with approximately 950 sq. ft., a detached garage, long driveway and a nice-sized yard. The home recently received a light rehab and was thoroughly checked by an experienced contractor. The mechanical systems are working, the basement is clean, and the kitchen cabinets have been freshly stained. It's ready for someone to make it their own. OWNER FINANCING TERMS: * Down Payment: $3,000 * Monthly Payment: $930/month * Purchase Price: $95,000 * 30-year financing * No traditional bank mortgage required Instead of paying rent month after month, you can work toward owning your own home. Make improvements over time, build equity, and enjoy the freedom of having a place that's yours. PROPERTY HIGHLIGHTS: * 2 bedrooms / 1 bathroom * Approx. 950 sq. ft. * Detached garage * Long driveway with off-street parking * Nice-sized 6,700 sq. ft. lot * Recently completed light rehab * Freshly stained kitchen cabinets * Clean basement * Convenient Decatur location * Less than 10 minutes from Millikin University, Decatur-area hospitals, Lake Decatur, parks and major employers Photos and video: https://drive.google.com/drive/folders/1pUTt-EqIzSTkV7nOGQbfCteX7XofU9Vr?usp=sharing Serious inquiries only. Message for complete purchase terms and to learn how the owner-financing program works.
Sia, located between Downtown Decatur and Lake Decatur, is a residential and civic Decatur neighborhood with a grid of mature streets and a mix of mid-century homes and older infill. The neighborhood’s character concentrates around the Macon County Fairgrounds gates on E William Street, where event-day foot traffic, food stands, and show barns set the tempo. Brick ranches and compact bungalows sit alongside institutional blocks tied to county-scale gatherings. The calendar feels shaped by fairs, exhibitions, and seasonal festivals more than nightlife. Green edges and open lots give the area a spacious, practical feel. Daily errands tend to orbit the fairgrounds corridor and nearby central Decatur streets.
Provided by Walk Score and Local Logic
Historical weather
Decatur, IL • 62521
Average low and high temperatures (°F)
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Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 106° expected this year, 19 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Sun exposure
In this area, properties receive around 10.2 hours in
June and 3.9 hours in December, which is comparable to the
U.S. average for solar exposure.
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1421 Sedgwick St is a 950 square foot property with 2 bedrooms and 1 bathrooms. We estimate that 1421 Sedgwick St would rent between $900 / mo.1421 Sedgwick St is located in Decatur, the 62521 zipcode, and the Decatur School District 61.