Google street view image for 120 E 3rd St, Waterloo, IL 62298

Off market

$274,831

•

3 ba

•

1,608

sq ft

120 E 3rd St, Waterloo, IL 62298

About this home

120 E 3rd St is a 1,608 square foot house on a 0.29 acre lot with 3 bedrooms and 3 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $274,831.

Single-familyProperty Type

1916Year Built

0.29 acresLot Size

$171Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$274,831

$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.3% higher than the average sale price ($216K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
C
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
E
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
F
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298

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Earn from this home

Sell

$256,971

Est. take-home

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Rent

$1,520/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$338K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
NEW 23 HRS AGO
$235,000
3 beds2 baths1,272 sq ft
2 Carol Dr, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 120 E 3rd St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$5,122 (+7.2%)

$16,780 + $72,920

$89,700

2024

$4,780 (+8.0%)

$16,780 + $72,920

$89,700

2023

$4,425 (−0.3%)

$16,412 + $70,347

$86,759

2022

$4,440 (+2.8%)

$15,180 + $61,240

$76,420

2021

$4,319 (+3.3%)

$15,380 + $60,290

$75,670

2020

$4,180 (+1.9%)

$12,970 + $59,340

$72,310

2019

$4,103 (+2.1%)

$12,970 + $55,550

$68,520

2018

$4,020 (+3.1%)

$12,970 + $53,660

$66,630

2017

$3,899 (+2.6%)

$9,970 + $53,660

$63,630

2016

$3,802 (+12.8%)

$9,210 + $53,660

$62,870

2015

$3,371 (−0.4%)

$9,210 + $53,660

$62,870

2014

$3,385 (+14.0%)

$10,730 + $46,080

$56,810

2013

$2,969

$10,730 + $49,870

$60,600

Tax history for 120 E 3rd St

Year

Property tax

Land + Additions

Assessment*

2025

$5,122 (+7.2%)

$16,780 + $72,920

$89,700

2024

$4,780 (+8.0%)

$16,780 + $72,920

$89,700

2023

$4,425 (−0.3%)

$16,412 + $70,347

$86,759

2022

$4,440 (+2.8%)

$15,180 + $61,240

$76,420

2021

$4,319 (+3.3%)

$15,380 + $60,290

$75,670

2020

$4,180 (+1.9%)

$12,970 + $59,340

$72,310

2019

$4,103 (+2.1%)

$12,970 + $55,550

$68,520

2018

$4,020 (+3.1%)

$12,970 + $53,660

$66,630

2017

$3,899 (+2.6%)

$9,970 + $53,660

$63,630

2016

$3,802 (+12.8%)

$9,210 + $53,660

$62,870

2015

$3,371 (−0.4%)

$9,210 + $53,660

$62,870

2014

$3,385 (+14.0%)

$10,730 + $46,080

$56,810

2013

$2,969

$10,730 + $49,870

$60,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Interior

Basement Information
Basement Sq. Ft: 1,608
Basement Type: Full

Bathroom Information
# of Bathroom Fixtures: 9

Heating & Cooling
Air Conditioning Type: Central

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: WATERLOO
Living Sq. Ft: 1,608
Ground Floor Sq. Ft: 1,608
Building Sq. Ft: 1,608
# of Stories: 1.5
Stories Type: 1 1/2
Legal Description: LOT 50 OLD TOWN

Parking & Garage Information
Parking Type: Masonry Garage
Garage/Parking Sq. Ft: 400
Garage / Carport Type: Masonry

Lot Information
# of Buildings: 1
Land Sq. Ft: 12,465
Legal Lot Number: 50
Acres: 0.29
Depth Footage: 160
Front Footage: 77
Zoning Code: WB3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,608
Stories: 1.5
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1916
Year Renovated: 1916
County: Monroe County
APN: 07-25-281-018-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.4mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$262,000 – $317,000

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Nearby similar homes

NEW 23 HRS AGO

$235,000

3 beds2 baths1,272 sq ft

2 Carol Dr, Waterloo, IL 62298

$365,000

4 beds3 baths2,451 sq ft

100 Willow Rdg, Valmeyer, IL 62295

$220,000

3 beds1.5 baths2,304 sq ft

609 Willow Ln, Waterloo, IL 62298

$750,000

5 beds5.5 baths2,520 sq ft

5025 Edinburg Ct, Columbia, IL 62236

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

New listings for sale in 62298

COMING SOON

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

NEW 23 HRS AGO

$235,000

3 beds2 baths1,272 sq ft

2 Carol Dr, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

$10,000

2 beds2 baths1,200 sq ft

5245 Timber Lake Dr, Waterloo, IL 62298

$320,000

3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

Home values near 120 E 3rd St

Data from public records.

Address	Redfin Estimate
215 East 3rd St, Waterloo, IL 4 Beds \| 4 Baths \| 1856 Sq. Ft.	$267,589
220 East 3rd St, Waterloo, IL 2 Beds \| 3 Baths \| 1044 Sq. Ft.	$231,437

Address	Redfin Estimate
221 East 3rd St, Waterloo, IL 5 Beds \| 4 Baths \| 1849 Sq. Ft.	$255,234
224 East 3rd St, Waterloo, IL 8 Beds \| 4 Baths \| - Sq. Ft.	$392,914

Address	Redfin Estimate
216 East 3rd St, Waterloo, IL 4 Beds \| 6 Baths \| 2296 Sq. Ft.	$370,603
208 East 4th St, Waterloo, IL 2 Beds \| 2 Baths \| 1831 Sq. Ft.	$249,394

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 120 E 3rd St

Tax history for 120 E 3rd St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 120 E 3rd St

More real estate resources