FOR SALE BY OWNER

For sale

$119,900

Est. $739/mo —

•

1 ba

•

806

sq ft

816 S Umbarger Rd, Muncie, IN 47304

About this home

Charming bungalow in a quiet neighborhood has been updated and is move-in ready! This 2 bedroom/1 bathroom home has a brand new AC system, efficient gas furnace, new/ newer windows, new back door/storm door, new flooring and 5 1/4" baseboards throughout. A fresh coat of paint on all walls and ceilings with new lighted ceiling fans in every room. The kitchen and bathroom have new fixtures and the attic has been newly insulated. The Living Room and bedrooms have the original built-in storage cabinets, closets, dressers, book shelves and beamed ceilings that are beautiful and a rare find! Glass door knobs to the bathroom and bedrooms add a vintage touch. Large shade trees make comfortable summer days on the spacious back deck overlooking the large, private back yard. Plenty of room for flower and vegetable gardens. There's already a wild blackberry patch next to the back deck. There's also a storage shed with some shelving. A covered front porch large enough for two chairs overlooks the quiet street that is a short walk to the White River Greenway Trail.

Single-familyProperty Type

1946Year Built

0.28 acresLot Size

$149Price/Sq.Ft.

Source:ForSaleByOwner.com #24409060

Payment calculator

$739 per month

Principal and interest$630

Property taxes

$54

HOA dues

Home insurance

$55

Utilities

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Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

West View Elementary School

Public PreK-5 • Assigned • 0.6mi

4/10

Northside Middle School

Public 6-8 • Assigned • 1.9mi

5/10

Muncie Central High School

Public PreK-12 • Assigned • 2.1mi

3/10

Provided by GreatSchools

About

Carlton-Ludingwood

Carlton-Ludingwood, located between Ball State University and Downtown Muncie, is a residential and campus-adjacent Muncie neighborhood with tree-lined streets and early-20th-century homes. The neighborhood’s character concentrates around the Village area near W. University Ave and N. McKinley Ave, where coffee counters, indie eateries, and small storefronts set a steady, walkable rhythm. Architectural cues lean toward classic Midwestern houses with deep porches and mature canopy trees. Sidewalks and bike routes trace daily movement toward campus greens and downtown blocks. Cultural gravity comes from Emens Auditorium, the David Owsley Museum of Art, and the Muncie Civic Theatre. Pocket parks and nearby trails add a calm outdoor counterpoint to the academic energy.

Provided by Walk Score and Local Logic

Market insights

816 S Umbarger Rd · $119,900

DAYS ON MARKET

The average home goes pending in 20 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

LIST PRICE

Median sale price in this area is $209,421. (75% higher than this home)

PRICE DROP

31% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
No interior feature details available

Bedrooms
Bedroom count not provided

Bathrooms
Bathroom count not provided

Kitchen
Kitchen details not provided

Laundry & utility
Laundry and utility details not provided

Flooring
Flooring details not provided

Heating & cooling
Heating and cooling details not provided

Sale and tax history for 816 S Umbarger Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2024

$651 (−0.6%)

$11,900 + $42,400

$54,300

2023

$655 (−0.8%)

$11,900 + $42,400

$54,300

2022

$660 (+16.4%)

$11,900 + $42,900

$54,800

2021

$567 (+10.1%)

$11,300 + $34,200

$45,500

2020

$515 (−5.3%)

$10,300 + $30,000

$40,300

2019

$544 (+1.9%)

$11,500 + $31,700

$43,200

2018

$534 (−2.0%)

$11,500 + $30,700

$42,200

2017

$545 (−3.2%)

$12,800 + $30,500

$43,300

2016

$563 (+2.6%)

$12,800 + $32,300

$45,100

2015

$549 (+18.1%)

$12,800 + $33,700

$46,500

2013

$465

$13,400 + $32,700

$46,100

Public record

Beds

Baths

Stories

Lot width

600 ft.

Lot depth

2 ft.

Lot size

0.28 Acres

Year renovated

1946

Finished Sq. Ft.

806

Unfinished Sq. Ft.

—

Total Sq. Ft.

806

Year built

1946

Style

Single Family Residential

County

Delaware County

APN

181117158009000003

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 31, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 18 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Muncie, IN • 47304

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 816 S Umbarger Rd

$116,792

$3,108 under list price of $120K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $115K to $155K.

SOLD AUG 31, 2026
$124,900 Last sold price
3 beds1 bath999 sq ft
420 S Keesling Rd, Muncie, IN 47304
$24/sq ft
smaller lot
7 years newer
SOLD JUN 29, 2026
$119,000 Last sold price
3 beds1 bath1,128 sq ft
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$44/sq ft
smaller lot
56 years older
SOLD MAY 13, 2026
$155,000 Last sold price
3 beds1.5 baths1,120 sq ft
205 N Shellbark Rd, Muncie, IN 47304
$11/sq ft
smaller lot
8 years newer
SOLD AUG 10, 2026
$139,900 Last sold price
2 beds1 bath1,010 sq ft
500 S Tara Ln, Muncie, IN 47304
$10/sq ft
smaller lot
8 years newer
SOLD APR 30, 2026
$140,000 Last sold price
3 beds1 bath1,240 sq ft
1601 S Clark St, Muncie, IN 47302
$36/sq ft
larger lot
6 years newer
SOLD MAR 25, 2026
$115,000 Last sold price
3 beds1 bath1,116 sq ft
2504 W 8th St, Muncie, IN 47302
$46/sq ft
smaller lot
1 year newer

Rental earnings

Est. $1,016 per month, based on comparable rentals

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Early Access listings

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Land— sq ft

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New listings for sale in 47304

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NEW 4 HRS AGO

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3D WALKTHROUGH

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3D WALKTHROUGH

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3D WALKTHROUGH

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3D WALKTHROUGH

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Details provided by ForSaleByOwner.com and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (3)

Around this home

Schools

Market insights

Property details

Sale and tax history for 816 S Umbarger Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 816 S Umbarger Rd

Early Access listings

Nearby similar homes

New listings for sale in 47304

More real estate resources