Google satellite image for 45 S Cottage Rd, Belmont, MA 02478

OFF MARKET

$1,611,621

•

3.5 ba

•

2,704

sq ft

45 S Cottage Rd, Belmont, MA 02478

About this home

45 S Cottage Rd is a 2,704 square foot condo with 2 bedrooms and 3.5 bathrooms. Based on Redfin's Belmont data, we estimate the home's value is $1,611,621.

CondoProperty Type

2011Year Built

$596Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$1,611,621

$75K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 31.1% higher than the average sale price ($1.23M) of 6 comparable homes.

SOLD JUL 30, 2026
$1,950,000
A
3 beds3.5 baths3,839 sq ft
21 S Cottage Rd #78, Belmont, MA 02478
SOLD JUN 30, 2026
$1,789,000
B
3 beds3.5 baths2,815 sq ft
48 Summit Rd #9, Belmont, MA 02478
SOLD JUN 25, 2026
$826,500
C
2 beds3.5 baths2,420 sq ft
231 Bishops Forest Dr #231, Waltham, MA 02452
SOLD JUL 17, 2026
$965,000
D
3 beds2.5 baths1,890 sq ft
11 Hersom St #2, Watertown, MA 02472
SOLD JUL 16, 2026
$1,135,000
E
3 beds2.5 baths1,887 sq ft
63 Wilson Ave #63, Watertown, MA 02472
SOLD JUN 30, 2026
$712,000
F
2 beds2 baths1,484 sq ft
9 Dunton Rd #9, Watertown, MA 02472

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Earn from this home

Sell

$1,530,749

Est. take-home

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Rent

$4,300/mo

Redfin rental estimate

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Market trends in 02478, MA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

102.7%

+0.1% MoM

Median sale price

$1.4M

$29K MoM

Avg. days on market

16d

1 days MoM

Recently sold homes

14 MoM

New listings for sale

OPEN TODAY, 11AM TO 1PM
$879,000
2 beds1 bath1,130 sq ft
114 Payson Rd #2, Belmont, MA 02478
OPEN TODAY, 11AM TO 1PM
$879,000
2 beds1 bath1,530 sq ft
112 Payson #1, Belmont, MA 02478
$1,388,800
4 beds2 baths2,834 sq ft
24-26 Baker St, Belmont, MA 02478
OPEN TODAY, 1:30PM TO 3PM
$929,900
3 beds2.5 baths1,845 sq ft
81 Grant Ave #81, Belmont, MA 02478
OPEN TODAY, 1:30PM TO 2:45PM
$2,499,000
5 beds3.5 baths2,859 sq ft
45 Wellesley Rd, Belmont, MA 02478
See all

Provided by Redfin

Sale history for 45 S Cottage Rd

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$18,475 (+16.2%)

$1,622,000

2024

$15,893 (+3.7%)

$1,505,000

2023

$15,320 (−0.5%)

$1,363,000

2022

$15,398 (+3.1%)

$1,332,000

2021

$14,933 (+7.5%)

$1,294,000

2020

$13,893 (−7.0%)

$1,263,000

2019

$14,938 (+1.3%)

$1,280,000

2018

$14,750 (−8.7%)

$1,214,000

2017

$16,154 (+1.8%)

$1,273,000

2016

$15,863 (+6.6%)

$1,263,000

2015

$14,874 (−0.9%)

$1,153,000

2014

$15,012

$1,112,000

2013

Tax history for 45 S Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$18,475 (+16.2%)

$1,622,000

2024

$15,893 (+3.7%)

$1,505,000

2023

$15,320 (−0.5%)

$1,363,000

2022

$15,398 (+3.1%)

$1,332,000

2021

$14,933 (+7.5%)

$1,294,000

2020

$13,893 (−7.0%)

$1,263,000

2019

$14,938 (+1.3%)

$1,280,000

2018

$14,750 (−8.7%)

$1,214,000

2017

$16,154 (+1.8%)

$1,273,000

2016

$15,863 (+6.6%)

$1,263,000

2015

$14,874 (−0.9%)

$1,153,000

2014

$15,012

$1,112,000

2013

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Type: Full

Bathroom Information
# of Full Baths: 3
# of 1/2 Baths: 1

Heating & Cooling
Heating Type: Forced Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Room Information
# of Rooms: 6

Exterior

Exterior Information
Physical Condition: Excellent
Construction Type: Frame
Exterior Wall: Wood Siding/Shingle

Property Information
Living Sq. Ft: 2,704
Ground Floor Sq. Ft: 1,638
# of Stories: 2
Legal Description: 000059 - 000011 - 000004 - 000109

Lot Information
# of Buildings: 1
Municipality Name: BELMONT
Zoning Code: SA
State Use Description: CONDOMINIUM

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 3.5
Sq. Ft.: 2,704
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 2011
Year Renovated: 2011
County: Middlesex County
APN: 4866025

Home facts updated by county records on Jul 16, 2026

Around this home

Schools

Roger Wellington Elementary School

Public PreK-3 • Assigned • 1.2mi

8/10

Belmont High School

Public 9-12 • Assigned • 1.5mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

Belmont is a low-inventory, high-demand market driven both by restrictive zoning laws & proximity to Cambridge. New housing production is scarce, with demand for properties always exceeding supply. This will keep the market difficult for buyers and...
2 months ago • Belmont
Benjamin Ginsburg
Redfin Premier agent
152 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

6/10 Wind Factor

53% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Belmont, MA • 02478

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.53M – $1.85M

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Nearby similar homes

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New listings for sale in 02478

OPEN TODAY, 11AM TO 1PM

$879,000

2 beds1 bath1,130 sq ft

114 Payson Rd #2, Belmont, MA 02478

OPEN TODAY, 11AM TO 1PM

$879,000

2 beds1 bath1,530 sq ft

112 Payson #1, Belmont, MA 02478

$1,388,800

4 beds2 baths2,834 sq ft

24-26 Baker St, Belmont, MA 02478

OPEN TODAY, 1:30PM TO 3PM

$929,900

3 beds2.5 baths1,845 sq ft

81 Grant Ave #81, Belmont, MA 02478

OPEN TODAY, 1:30PM TO 2:45PM

$2,499,000

5 beds3.5 baths2,859 sq ft

45 Wellesley Rd, Belmont, MA 02478

Home values near 45 S Cottage Rd

Data from public records.

Address	Redfin Estimate
39 S Cottage Road, Belmont, MA 3 Beds \| 3.5 Baths \| 2704 Sq. Ft.	$1,691,329
43 S Cottage Road #108, Belmont, MA 3 Beds \| 3.5 Baths \| 2979 Sq. Ft.	$1,827,288

Address	Redfin Estimate
41 S Cottage Road #41, Belmont, MA 3 Beds \| 3.5 Baths \| 2946 Sq. Ft.	$1,757,847
47 S Cottage Road #47, Belmont, MA 3 Beds \| 2.5 Baths \| 2797 Sq. Ft.	$1,641,623

Address	Redfin Estimate
49 S Cottage Road, Belmont, MA 3 Beds \| 2.5 Baths \| 2950 Sq. Ft.	$1,742,777
53 S Cottage Road #113, Belmont, MA 3 Beds \| 3.5 Baths \| 2425 Sq. Ft.	$1,724,914

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