For sale

$499,900

Est. $3,413/mo —

•

3,880

sq ft

230 Cumberland Rd, Lowell, MA 01850

About this home

Welcome to 230 Cumberland Road in Lowell, a unique mixed use property offering both residential and commercial opportunities under one roof. This versatile building features two residential units, including a studio apartment and a one bedroom apartment, providing excellent income potential for investors or owner occupants.The first floor commercial space has been completely remodeled and is ready for its next chapter. Whether you’re looking to establish your own business, expand an existing operation, or lease the space to a tenant, this updated commercial area offers endless possibilities.With ample off-street parking, the property provides convenience for both residential tenants and commercial customers. Offering multiple income streams and flexible use options, this is a rare opportunity to own a property that combines residential living with commercial potential.Don’t miss your chance to invest in this dynamic mixed use property in Lowell.

Multi-familyProperty Type

1940Year Built

4,792 sq ftLot Size

$129Price/Sq.Ft.

8 spacesParking

Listed by The Espinola Group • Keller Williams Realty-Merrimack

Listed by Kelly Espinola • Keller Williams Realty-Merrimack

Listing updated: Oct 15, 2026 at 07:44pm

Redfin checked: 2 minutes ago

•Source:MLS PIN #73549697

Payment calculator

$3,413 per month

Principal and interest$2,762

Property taxes

$576

HOA dues

Home insurance

$75

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Greenhalge Elementary School

Public PreK-4 • Assigned • 0.2mi

4/10

Henry J Robinson Middle School

Public 5-8 • Assigned • 0.5mi

4/10

Lowell High School

Public 9-12 • Assigned • 0.9mi

4/10

Provided by GreatSchools

About

Centralville

Centralville, located between Downtown Lowell and Pawtucketville, is a residential and river-adjacent Lowell neighborhood with triple-decker streetscapes and mill-era brick backdrops. The neighborhood’s character concentrates around the Centralville Shopping Center area on Bridge Street, where small eateries, everyday storefronts, and steady foot traffic set the tempo. Community pillars include Lowell Cemetery’s landscaped grounds, the Lowell Memorial Auditorium’s event calendar, and the Lowell National Historical Park’s Boott Mills Museum nearby. Housing reads as classic New England: porches, bay windows, and compact lots. The Merrimack River and canal system shape the edges with walking routes and long views. A mix of corner stores, schools, and civic buildings keeps daily errands close to home.

Provided by Walk Score and Local Logic

Market insights

230 Cumberland Rd · $499,900

DAYS ON MARKET

The average home goes pending in 29 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

LIST PRICE

Median list price in this area is $1,134,733. (64% higher than this home)

PRICE DROP

19% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Insulated doors
Insulated windows
10 total rooms

Bathrooms
3 full bathrooms

Heating & cooling
3 heating units

Sale and tax history for 230 Cumberland Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$6,906

$120,000 + $188,700

$308,700

2024

$6,904 (+2.8%)

$114,300 + $182,400

$296,700

2023

$6,716

$103,900 + $171,800

$275,700

2022

$103,900 + $167,600

$271,500

2021

$90,300 + $163,300

$253,600

2020

$6,789

$90,300 + $163,300

$253,600

2019

$90,300 + $157,000

$247,300

2018

$86,000 + $150,600

$236,600

2017

$86,000 + $130,700

$216,700

2016

$86,000 + $138,000

$224,000

2015

$86,000 + $138,000

$224,000

2013

$95,600 + $104,600

$200,200

2012

$95,600 + $104,600

$200,200

2011

$95,600 + $104,600

$200,200

2010

$105,100 + $76,400

$181,500

2009

$116,800 + $97,800

$214,600

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,792 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

3,880

Unfinished Sq. Ft.

—

Total Sq. Ft.

4,543

Year built

1940

Style

Other

County

Middlesex County

APN

3186765

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

TTF

Traditional Neighborhood Two Family District

Traditional Neighborhood Residential Districts are designed to preserve, promote, and enhance the pedestrian-scale character of Lowellâ€™s historic residential neighborhoods. All three encourage moderately-sized lots and prohibit large-scale developments. The TSF district emphasizes single-family homes, the TTF district also allows two-family homes, while the TMF also allows three-family homes and up to 6-unit multi-family developments by special permit. To encourage neighborhood stability and owner-occupancy, special provisions are provided for single-family developments in the TTF and TMF zones.

Permitted uses

Include but are not limited to:

Religious facility
Day care facility
Housing-Single unit
Housing-Other
Mixed use
Public service
Educational/school

Climate risks

Flood Factor

We're working on getting current and accurate flood risk information for this home.

Fire Factor

We're working on getting current and accurate fire risk information for this home.

5/10 Heat Factor

7 hot days expected this year, 16 days in 30 years

Wind Factor

We're working on getting current and accurate wind risk information for this home.

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Lowell, MA • 01850

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

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Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Redfin Estimate for 230 Cumberland Rd

$667,964

$168K over list price of $500K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $535K to $890K.

SOLD AUG 11, 2026
$795,000 Last sold price
5 beds4 baths3,001 sq ft
18 May St, Lowell, MA 01850
$136/sq ft
larger lot
10 years older
SOLD JUN 30, 2026
$890,000 Last sold price
4 beds2.5 baths2,840 sq ft
54 Wentworth Ave, Lowell, MA 01852
$184/sq ft
larger lot
83 years newer
SOLD FEB 25, 2026
$551,500 Last sold price
3 beds2 baths2,369 sq ft
21 Vernon St, Lowell, MA 01850
$104/sq ft
larger lot
30 years older
SOLD MAY 15, 2026
$890,000 Last sold price
4 beds3.5 baths2,800 sq ft
42 Christian St, Lowell, MA 01850
$189/sq ft
larger lot
85 years newer
SOLD AUG 25, 2026
$750,000 Last sold price
4 beds2.5 baths2,724 sq ft
35 Barasford Ave, Lowell, MA 01852
$146/sq ft
larger lot
19 years older
SOLD JUN 18, 2026
$535,000 Last sold price
4 beds2 baths1,835 sq ft
39 Phoebe Ave, Lowell, MA 01854
$163/sq ft
larger lot
15 years newer

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