OFF MARKET

Off Market Dec 2022 for $1.1M

$1,651,006

Est. refi paymentEst. refi $7,139/mo

—

•

3.5 ba

•

3,258

sq ft

186 Acton Rd, Annapolis, MD 21403

About this home

* * * ASSUMABLE VA LOAN (VETERAN STATUS NOT REQUIRED) * * * BEAUTIFUL WATERFRONT HOME on Spa Creek with a pier with a 10,000 lb boat lift. Dredged in 2020. The home features 4 bedrooms, 3 ½ baths, a great room with a wall of windows with unobstructed views of Spa Creek and Truxton Park. The main living areas have access to two decks that span the width of the home. The lower level has large guest bedroom, full bath and family room with access to the lower-level deck. The upstairs boasts a main bedroom with a balcony facing Spa Creek, large ensuite bathroom with private water closet, separate shower, jetted soaking tub, double vanity, that also has views of Spa Creek. There are two other spacious bedrooms, full bath and laundry on the upper level. The best features of the home are that most of the living areas face the water and offer exceptional views with the open concept floor plan. In addition, the home has 2 car garage with custom finished floor. There is additional storage over the garage. Wonderful location to Annapolis Harbor via boat or walk. Close proximity to Truxton Park recreation - boat ramp, brand new pool, pickleball and tennis courts, gym, basketball and fields within a close walk. Enjoy quaint coffee shops and dining on West Street. In addition to the home, the adjacent lot (street side) is also available for sale for a new price of $250,000. See Listing: MLS# MDAA2038874

Single-familyProperty Type

2012Year Built

6,210 sq ftLot Size

$507Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Tracie Leonard • Focus Realty Advisors, LLC

•410-960-1599 (broker)

•craig@focusra.com (broker)

Bought with Vic Pascoe • Keller Williams Select Realtors of Annapolis

•410-972-4000 (broker)

•bburris@kw.com (broker)

Source:BRIGHT MLS #MDAA2038322

Redfin Estimate

$1,651,006

$551K since sold in December 2022$84K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 68.8% higher than the average sale price ($978K) of 6 comparable homes.

SOLD JUL 30, 2026
$1,795,000
A
5 beds3.5 baths3,239 sq ft
114 Spa View Ave, Annapolis, MD 21401
SOLD JUL 14, 2026
$599,900
B
4 beds3 baths1,752 sq ft
926 Central St, Annapolis, MD 21401
SOLD JUL 2, 2026
$1,350,000
C
4 beds4.5 baths3,779 sq ft
1109 Boucher Ave, Annapolis, MD 21403
SOLD JUL 31, 2026
$300,000
D
3 beds2 baths1,152 sq ft
4 Boxwood Rd, Annapolis, MD 21403
SOLD FEB 10, 2026
$585,000
E
4 beds— baths2,736 sq ft
1394 Stonecreek Rd, Annapolis, MD 21403
SOLD MAR 30, 2026
$1,240,000
F
4 beds2.5 baths2,080 sq ft
112 Lafayette Ave, Annapolis, MD 21401

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Earn from this home

Sell

$737,154

Est. take-home

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Refinance

Est. cash available

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Rent

$3,345/mo

Redfin rental estimate

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Market trends in 21403, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.0% MoM

Median sale price

$694K

$46K MoM

Avg. days on market

39d

3 days MoM

Recently sold homes

136

8 MoM

New listings for sale

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24 Gentry Ct, Annapolis, MD 21403
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301 Cedar Ln, Annapolis, MD 21403
(443) 632-3000
$299,900
2 beds2 baths1,229 sq ft
20-I Greystone Ct Unit I, Annapolis, MD 21403
(410) 429-7425
$825,000
4 beds3.5 baths2,533 sq ft
2691 Claibourne Rd, Annapolis, MD 21403
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2 beds2 baths932 sq ft
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COMING SOON
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2 beds2 baths1,259 sq ft
7026 Channel Village Ct Unit T2, Annapolis, MD 21403
(410) 280-5600
COMING SOON
1017 Hyde Park Dr, Annapolis, MD 21403
$534,000
4 beds2 baths1,272 sq ft
1017 Hyde Park Dr, Annapolis, MD 21403
(888) 860-7369
$449,000
3 beds2.5 baths1,752 sq ft
150 Quiet Waters Pl, Annapolis, MD 21403
(410) 263-8686
$1,050,000
2 beds2 baths1,416 sq ft
412 Third St, Annapolis, MD 21403
(410) 972-4000
See all

Provided by Redfin

Sale history for 186 Acton Rd

Date

Event

Price

Public Records

Dec 8, 2022

Sold

$1,100,000

$338/sq ft

BRIGHT MLS #MDAA2038322

Aug 31, 2022

Sold

$1,100,000

$338/sq ft

Aug 10, 2022

Pending

—

Aug 1, 2022

Contingent

—

Jul 25, 2022

Price Changed

$1,250,000

$384/sq ft

Jul 21, 2022

Price Changed

$1,300,000

$399/sq ft

Jul 13, 2022

Price Changed

$1,599,000

$491/sq ft

Jul 8, 2022

Listed

$1,300,000

$399/sq ft

+14

Public Records

Feb 19, 2015

Sold

$846,681

$260/sq ft

MRIS #AA8358550

Jan 30, 2015

Sold

$874,900

$269/sq ft

Dec 16, 2014

Pending

—

Nov 14, 2014

Relisted

—

Nov 13, 2014

Pending

—

Nov 10, 2014

Contingent

—

Oct 11, 2014

Price Changed

$269/sq ft

Aug 24, 2014

Price Changed

$276/sq ft

May 25, 2014

Listed

$292/sq ft

BRIGHT MLS #1003018876

Jan 30, 2015

Sold

$874,900

$269/sq ft

Dec 10, 2014

Listing Removed

—

May 25, 2014

Listed

$874,900

$269/sq ft

MRIS #AA8015602

Apr 8, 2014

Delisted

—

Nov 1, 2013

Price Changed

Sep 10, 2013

Price Changed

Jul 9, 2013

Price Changed

Jun 6, 2013

Price Changed

May 9, 2013

Price Changed

Feb 22, 2013

Listed

BRIGHT MLS #1009762476

Apr 8, 2014

Listing Removed

—

Feb 22, 2013

Listed

$999,999

$307/sq ft

MRIS #AA7563946

Jan 1, 2012

Delisted

—

Mar 30, 2011

Listed

BRIGHT MLS #1009347474

Jan 1, 2012

Listing Removed

—

Mar 30, 2011

Listed

$489,900

$150/sq ft

Public Records

Jun 22, 2011

Sold

$390,000

$120/sq ft

MRIS #AA7248331

Apr 23, 2010

Delisted

—

Jan 29, 2010

Listed

BRIGHT MLS #1009021248

Apr 23, 2010

Listing Removed

—

Jan 29, 2010

Listed

$1,500,000

$460/sq ft

MRIS #AA6927668

Apr 21, 2010

Delisted

—

Mar 15, 2010

Relisted

—

Mar 15, 2010

Delisted

—

Jan 28, 2010

Price Changed

Mar 16, 2009

Relisted

—

Mar 15, 2009

Delisted

—

Mar 5, 2009

Relisted

—

Feb 23, 2009

Delisted

—

Nov 21, 2008

Listed

BRIGHT MLS #1008694814

Apr 21, 2010

Listing Removed

—

Nov 21, 2008

Listed

$700,000

$215/sq ft

MRIS #AA6682887

Nov 21, 2008

Delisted

—

Mar 5, 2008

Listed

MRIS #AA6699408

Sep 5, 2008

Delisted

—

Aug 18, 2008

Price Changed

Mar 21, 2008

Listed

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$14,982 (+3.5%)

$659,000 + $463,900

$1,122,900

2024

$14,469 (+4.0%)

2023

$13,908 (+11.3%)

2022

$12,494 (+4.5%)

$659,000 + $309,500

$968,500

2021

$11,953 (+4.7%)

2020

$11,421 (+1.4%)

2019

$11,262 (+3.0%)

$514,900 + $295,100

$810,000

2018

$10,938 (+8.2%)

2017

$10,107 (−0.6%)

$464,900 + $309,600

$774,500

2016

$10,169 (−1.2%)

$464,900 + $309,600

$774,500

2015

$10,291 (−0.5%)

$463,200 + $313,500

$776,700

2014

$10,338 (+69.6%)

2013

$6,096 (−45.8%)

2012

$11,255 (+4.1%)

2011

$10,811

2010

$10,811 (−25.2%)

2009

$14,453

Tax history for 186 Acton Rd

Year

Property tax

Land + Additions

Assessment*

2025

$14,982 (+3.5%)

$659,000 + $463,900

$1,122,900

2024

$14,469 (+4.0%)

2023

$13,908 (+11.3%)

2022

$12,494 (+4.5%)

$659,000 + $309,500

$968,500

2021

$11,953 (+4.7%)

2020

$11,421 (+1.4%)

2019

$11,262 (+3.0%)

$514,900 + $295,100

$810,000

2018

$10,938 (+8.2%)

2017

$10,107 (−0.6%)

$464,900 + $309,600

$774,500

2016

$10,169 (−1.2%)

$464,900 + $309,600

$774,500

2015

$10,291 (−0.5%)

$463,200 + $313,500

$776,700

2014

$10,338 (+69.6%)

2013

$6,096 (−45.8%)

2012

$11,255 (+4.1%)

2011

$10,811

2010

$10,811 (−25.2%)

2009

$14,453

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning and permits

Zoning
Permits

Single-Family Residence District

The R2 Single-Family Residence district provides for single-family detached dwellings at up to eight dwelling units per acre and other uses compatible with these single-family neighborhoods of the City.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Educational/school
Museum / gallery
Cemetery

Property details

Interior

Basement Information
Basement Sq. Ft: 874
Basement Finish: Finished
Basement Type: Finished

Bathroom Information
# of Full Baths: 3
# of 1/2 Baths: 1

Heating & Cooling
Air Conditioning Type: Split System
Heating Type: Heat Pump

Fireplace Information
# of Fireplaces: 1
Fireplace Type: Gas/Log
Has Fireplace

Exterior

Exterior Information
Building Construction Quality: Average
Exterior Wall: Aluminum/Vinyl
Building Type: Single Family

Property Information
Subdivision Name: TRUXTON HEIGHTS
Living Sq. Ft: 3,258
Building Sq. Ft: 3,658
# of Stories: 2
Stories Type: 2 Story With Basement
Legal Description: LT 61R 186 ACTON RD TRUXTON HEIGHTS

Parking & Garage Information
Parking Type: Built-In Garage
Garage/Parking Sq. Ft: 400
Garage / Carport Type: Built In

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,210
Legal Lot Number: 61R
Municipality Name: ANNAPOLIS
Acres: 0.1426
Zoning Code: R2
State Use Description: RESIDENTIAL

Location Information
Parcel Location Influence: Waterfront

Utility Information
Sewer Type: Public

Financial

Assessor Information
Assessment Year: 2026
Tax District County: 6

Public facts

Beds: —
Baths: 3.5
Sq. Ft.: 3,258
Stories: 2.0
Lot Size: 6,210 square feet
Style: Single Family Residential
Year Built: 2012
Year Renovated: —
County: Anne Arundel County
APN: 06 82906304200

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Germantown Elementary School

Public PreK-5 • Assigned • 1.2mi

5/10

Wiley H. Bates Middle School

Public 6-8 • Assigned • 0.3mi

5/10

Annapolis High School

Public 9-12 • Assigned • 3.4mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

65% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.57M – $1.90M

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New listings for sale in 21403

VIDEO TOUR

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3285 Harness Creek Rd, Annapolis, MD 21403

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24 Gentry Ct, Annapolis, MD 21403

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2 beds2 baths1,229 sq ft

20-I Greystone Ct Unit I, Annapolis, MD 21403

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4 beds3.5 baths2,533 sq ft

2691 Claibourne Rd, Annapolis, MD 21403

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2 beds2 baths932 sq ft

213-F Victor Pkwy Unit 213F, Annapolis, MD 21403

(410) 224-3600

COMING SOONVIDEO TOUR

$775,000

2 beds2 baths1,259 sq ft

7026 Channel Village Ct Unit T2, Annapolis, MD 21403

(410) 280-5600

COMING SOON

$534,000

4 beds2 baths1,272 sq ft

1017 Hyde Park Dr, Annapolis, MD 21403

(888) 860-7369

$449,000

3 beds2.5 baths1,752 sq ft

150 Quiet Waters Pl, Annapolis, MD 21403

(410) 263-8686

Home values near 186 Acton Rd

Data from public records.

Address	Redfin Estimate
171 Acton Rd, Annapolis, MD - Beds \| 2 Baths \| 1400 Sq. Ft.	$527,554
170 Acton Rd, Annapolis, MD - Beds \| 2 Baths \| 2024 Sq. Ft.	$999,474

Address	Redfin Estimate
167 Acton Rd, Annapolis, MD - Beds \| 1 Baths \| 862 Sq. Ft.	$428,925
160 Acton Rd, Annapolis, MD 3 Beds \| 4.5 Baths \| 2418 Sq. Ft.	$1,788,922

Address	Redfin Estimate
174 Acton Rd, Annapolis, MD 4 Beds \| 3 Baths \| - Sq. Ft.	$1,049,041
164 Acton Rd, Annapolis, MD - Beds \| 2.5 Baths \| 2174 Sq. Ft.	$1,562,234

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