OFF MARKET

Off market oct 2024 for $3.2M

$2,613,862

Est. refi paymentEst. refi $20,767/mo

—

•

3 ba

•

3,868

sq ft

3248 Harness Creek Rd, Annapolis, MD 21403

About this home

Spectular panoramic South River waterviews from this wonderful tile-roofed medit. style home on a private . 44ac flag lot! Terrific private pier w/ water, electric, boat lift & 2 decks make this the perfect WF situation. Full of charm and character, this beautifully maintained ranch house with a full finished bsmt is tucked into a serene and pastoral landscape, just minutes from Historic Annapolis.

Single-familyProperty Type

2015Year Built

0.44 acresLot Size

$676Est. Price/Sq.Ft.

Listed by Jean Andrews • Champion Realty, Inc.

•410-975-3200 (broker)

Bought with John Collins • Long & Foster Real Estate, Inc.

•410-266-5505 (broker)

Source:BRIGHT MLS #1004821614

Redfin Estimate

$2,613,862

$586K since sold in October 2024$90K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 184.6% higher than the average sale price ($918K) of 6 comparable homes.

SOLD SEP 16, 2026
$800,000
A
3 beds2 baths2,130 sq ft
3303 Pocahontas Dr, Edgewater, MD 21037
SOLD OCT 26, 2026
$675,000
B
3 beds2 baths1,869 sq ft
122 Kuethe Dr, Annapolis, MD 21403
SOLD MAR 4, 2026
$691,000
C
3 beds2 baths1,931 sq ft
3531 S River Ter, Edgewater, MD 21037
SOLD MAR 6, 2026
$445,000
D
3 beds2 baths2,144 sq ft
117 Pinecrest Dr, Annapolis, MD 21403
SOLD SEP 28, 2026
$2,300,000
E
3 beds2 baths2,500 sq ft
3260 Harness Creek Rd, Annapolis, MD 21403
SOLD JUN 18, 2026
$599,000
F
3 beds2 baths2,080 sq ft
3542 Loch Haven Dr, Edgewater, MD 21037

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Earn from this home

Sell

−$4,258

Est. take-home

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Refinance

Est. cash available

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Rent

$4,122/mo

Redfin rental estimate

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Market trends in 21403, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.1%

0.1% MoM

Median sale price

$608K

$86K MoM

Avg. days on market

46d

6 days MoM

Recently sold homes

126

8 MoM

New listings for sale

NEW
$450,000
2 beds2 baths1,200 sq ft
316 Chester Ave, Annapolis, MD 21403
(410) 488-3124
$315,000
2 beds2 baths800 sq ft
1136 Tyler Ave, Annapolis, MD 21403
(202) 525-5236
$269,000
3 beds2 baths1,580 sq ft
21 Silverwood Cir #3, Annapolis, MD 21403
(410) 429-7425
COMING SOON
$888,000
2 beds2 baths1,298 sq ft
13 Spa Creek Lndg Lndg Unit B1, Annapolis, MD 21403
(410) 429-7425
COMING SOON
$305,000
2 beds2 baths1,202 sq ft
10 Amberstone Ct Unit G, Annapolis, MD 21403
(410) 429-7425
$594,000
1 bed1.5 baths1,000 sq ft
7036 Harbour Village Ct Unit T1, Annapolis, MD 21403
(877) 366-2213
COMING SOON
$395,000
2 beds2 baths1,412 sq ft
1134 Lake Heron Dr Unit 3A, Annapolis, MD 21403
(410) 263-8686
$1,298,000
4 beds4 baths3,160 sq ft
1010 Park Ave, Annapolis, MD 21403
(410) 429-7425
$629,900
4 beds3 baths1,792 sq ft
107 Pinecrest Dr, Annapolis, MD 21403
(410) 263-9105
$239,900
2 beds2 baths987 sq ft
209 Victor Pkwy Unit 209B, Annapolis, MD 21403
(443) 632-3000
See all

Provided by Redfin

Sale history for 3248 Harness Creek Rd

Date

Event

Price

Public Records

Oct 15, 2024

Sold

$3,200,000

$827/sq ft

Public Records

Jun 14, 2011

Sold

$985,000

$255/sq ft

BRIGHT MLS #1004821614

Apr 25, 2011

Sold

$985,000

$255/sq ft

Mar 6, 2011

Listing Removed

—

May 10, 2010

Listed

$1,075,000

$278/sq ft

+25

Public Records

Dec 13, 1982

Sold

$130,000

$34/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2026

$27,878 (+11.1%)

$1,096,000 + $1,418,100

$2,514,100

2025

$25,093 (+32.1%)

$1,096,000 + $1,418,100

$2,514,100

2024

$18,989 (+3.2%)

2023

$18,399 (+6.8%)

2022

$17,230 (+2.1%)

$1,052,400 + $644,100

$1,696,500

2021

$16,876 (+2.3%)

2020

$16,500

2019

$16,515 (+3.2%)

$878,300 + $647,800

$1,526,100

2018

$16,003 (−4.3%)

$878,300 + $647,800

$1,526,100

2017

$16,726 (−4.9%)

$769,400 + $820,200

$1,589,600

2016

$17,588 (+102.4%)

$769,400 + $879,000

$1,648,400

2015

$8,688 (−12.1%)

$769,400 + $7,300

$776,700

2014

$9,890 (+1.9%)

2013

$9,708 (+59.0%)

2012

$6,106 (+6.4%)

2011

$5,741

2010

$5,741 (+12.7%)

2009

$5,093

Tax history for 3248 Harness Creek Rd

Year

Property tax

Land + Additions

Assessment*

2026

$27,878 (+11.1%)

$1,096,000 + $1,418,100

$2,514,100

2025

$25,093 (+32.1%)

$1,096,000 + $1,418,100

$2,514,100

2024

$18,989 (+3.2%)

2023

$18,399 (+6.8%)

2022

$17,230 (+2.1%)

$1,052,400 + $644,100

$1,696,500

2021

$16,876 (+2.3%)

2020

$16,500

2019

$16,515 (+3.2%)

$878,300 + $647,800

$1,526,100

2018

$16,003 (−4.3%)

$878,300 + $647,800

$1,526,100

2017

$16,726 (−4.9%)

$769,400 + $820,200

$1,589,600

2016

$17,588 (+102.4%)

$769,400 + $879,000

$1,648,400

2015

$8,688 (−12.1%)

$769,400 + $7,300

$776,700

2014

$9,890 (+1.9%)

2013

$9,708 (+59.0%)

2012

$6,106 (+6.4%)

2011

$5,741

2010

$5,741 (+12.7%)

2009

$5,093

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Permits

Apr 28, 2026 • Active

Residential single family dwelling

Demolition

Oct 21, 2024 • Active

Residential accessory structure

Grading

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Interior

Bathroom Information
# of Full Baths: 3

Heating & Cooling
Air Conditioning Type: Split System
Heating Type: Heat Pump

Exterior

Exterior Information
Building Construction Quality: Excellent
Exterior Wall: Stucco
Building Type: Single Family

Property Information
Living Sq. Ft: 3,868
Building Sq. Ft: 3,868
# of Stories: 3
Stories Type: 3
Legal Description: 19092 SQ FT 3248 HARNESS CREEK RD SOUTH RIVER

Lot Information
# of Buildings: 1
Land Sq. Ft: 19,079
Acres: 0.438
Zoning Code: R2
State Use Description: RESIDENTIAL

Location Information
Parcel Location Influence: Waterfront

Utility Information
Sewer Type: Private
Water Service Type: Private

Financial

Assessor Information
Assessment Year: 2026
Tax District County: 2

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 3,868
Stories: 3.0
Lot Size: 0.44 acres
Style: Single Family Residential
Year Built: 2015
Year Renovated: —
County: Anne Arundel County
APN: 02 00002392683

Home facts updated by county records on Oct 7, 2026

Around this home

Schools

Hillsmere Elementary School

Public PreK-5 • Assigned • 1.6mi

10/10

Annapolis Middle School

Public 6-8 • Assigned • 1.3mi

3/10

Annapolis High School

Public 9-12 • Assigned • 3.6mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.48M – $3.01M

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New listings for sale in 21403

NEW

$450,000

2 beds2 baths1,200 sq ft

316 Chester Ave, Annapolis, MD 21403

Living room • Dining room • Hardwood floors

(410) 488-3124

$315,000

2 beds2 baths800 sq ft

1136 Tyler Ave, Annapolis, MD 21403

No condo fee • No hoa • No pet restrictions

(202) 525-5236

$269,000

3 beds2 baths1,580 sq ft

21 Silverwood Cir #3, Annapolis, MD 21403

$571 HOA • Community pool • Built 1974

(410) 429-7425

COMING SOON

$888,000

2 beds2 baths1,298 sq ft

13 Spa Creek Lndg Lndg Unit B1, Annapolis, MD 21403

Waterfront pool • Gated community • $673 HOA

(410) 429-7425

COMING SOON

$305,000

2 beds2 baths1,202 sq ft

10 Amberstone Ct Unit G, Annapolis, MD 21403

$264 HOA • Parking • Community pool

(410) 429-7425

$594,000

1 bed1.5 baths1,000 sq ft

7036 Harbour Village Ct Unit T1, Annapolis, MD 21403

Waterfront living • Gated community • Updated kitchen

(877) 366-2213

COMING SOON

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2 beds2 baths1,412 sq ft

1134 Lake Heron Dr Unit 3A, Annapolis, MD 21403

Private balconies • Open kitchen • Versatile loft

(410) 263-8686

$1,298,000

4 beds4 baths3,160 sq ft

1010 Park Ave, Annapolis, MD 21403

Screened porch • Stone patio • Firepit

(410) 429-7425

$629,900

4 beds3 baths1,792 sq ft

107 Pinecrest Dr, Annapolis, MD 21403

Private beach • Community pool • Marina

(410) 263-9105

Home values near 3248 Harness Creek Rd

Data from public records.

Address	Redfin Estimate
3226 Harness Creek Rd, Annapolis, MD - Beds \| 2 Baths \| 2880 Sq. Ft.	$707,709
3256 Harness Creek Rd, Annapolis, MD 3 Beds \| 3.5 Baths \| 2600 Sq. Ft.	$823,471

Address	Redfin Estimate
3255 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 944 Sq. Ft.	$1,210,806
Harness Creek Rd, Annapolis, MD - Beds \| - Baths \| - Sq. Ft.	$790,264

Address	Redfin Estimate
3272 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 1885 Sq. Ft.	$613,084
3264 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 1272 Sq. Ft.	$529,753

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21403, MD

Sale history for 3248 Harness Creek Rd

Tax history for 3248 Harness Creek Rd

Permits

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21403

Home values near 3248 Harness Creek Rd

More real estate resources