Google street view image for 3820 Clay St, Point of Rocks, MD 21777

Off market jan 2002 for $240K

$438,997

Est. refi paymentEst. refi $1,641/mo

—

•

1 ba

•

3,350

sq ft

3820 Clay St, Point of Rocks, MD 21777

About this home

3820 Clay St is a 3,350 square foot house on a 1.5 acre lot with 1 bathroom. - it last sold on January 14, 2002 for $240,000. Based on Redfin's Point of Rocks data, we estimate the home's value is $438,997.

Single-familyProperty Type

1907Year Built

1.5 acresLot Size

$131Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$438,997

$199K since sold in January 2002$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.1% lower than the average sale price ($478K) of 6 comparable homes.

SOLD AUG 20, 2026
$440,000
A
4 beds2 baths1,758 sq ft
1607 Wise Rd, Point of Rocks, MD 21777
SOLD AUG 28, 2026
$380,000
B
3 beds2 baths1,312 sq ft
1844 Pleasant View Rd, Adamstown, MD 21710
SOLD MAY 13, 2026
$510,000
C
4 beds2.5 baths2,400 sq ft
3895 Gibbons Rd, Point of Rocks, MD 21777
SOLD SEP 22, 2026
$450,000
D
3 beds2 baths1,432 sq ft
1711 Brookshire Run, Point of Rocks, MD 21777
SOLD MAY 12, 2026
$550,000
E
3 beds2 baths2,060 sq ft
13064 Furnace Mountain Rd, Lovettsville, VA 20180
SOLD JUL 20, 2026
$535,000
F
4 beds3 baths2,022 sq ft
3884 Point Of Rocks Rd, Jefferson, MD 21755

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Earn from this home

Sell

$359,714

Est. take-home

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Refinance

Est. cash available

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Market trends in 21777, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

1.6% MoM

Median sale price

$644K

$27K MoM

Avg. days on market

62d

23 days MoM

Recently sold homes

1 MoM

Provided by Redfin

Sale history for 3820 Clay St

Year

Property tax

Land + Additions

Assessment*

2026

$3,533 (+8.4%)

2025

$3,260 (+9.1%)

2024

$2,987 (+4.7%)

2023

$2,854 (+0.5%)

$98,500 + $140,900

$239,400

2022

$2,840 (−0.4%)

2021

$2,850 (+2.2%)

2020

$2,788 (+1.4%)

$96,600 + $139,100

$235,700

2019

$2,750 (+0.5%)

2018

$2,737 (+0.9%)

$96,600 + $129,400

$226,000

2017

$2,713 (−15.8%)

$96,600 + $129,400

$226,000

2015

$3,220 (−0.4%)

$101,500 + $165,800

$267,300

2014

$3,231 (−12.7%)

2013

$3,703

2012

$3,703 (+3.1%)

2011

$3,592

2010

$3,592 (+25.8%)

2009

$2,854

Tax history for 3820 Clay St

Year

Property tax

Land + Additions

Assessment*

2026

$3,533 (+8.4%)

2025

$3,260 (+9.1%)

2024

$2,987 (+4.7%)

2023

$2,854 (+0.5%)

$98,500 + $140,900

$239,400

2022

$2,840 (−0.4%)

2021

$2,850 (+2.2%)

2020

$2,788 (+1.4%)

$96,600 + $139,100

$235,700

2019

$2,750 (+0.5%)

2018

$2,737 (+0.9%)

$96,600 + $129,400

$226,000

2017

$2,713 (−15.8%)

$96,600 + $129,400

$226,000

2015

$3,220 (−0.4%)

$101,500 + $165,800

$267,300

2014

$3,231 (−12.7%)

2013

$3,703

2012

$3,703 (+3.1%)

2011

$3,592

2010

$3,592 (+25.8%)

2009

$2,854

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Village Center District

The Village Center District (VC) is intended to reinforce and enhance the historically mixed-use areas within rural communities and designated growth areas. The district provides for the location of a variety of limited commercial uses and a range of housing types while maintaining the compatibility of new development with existing development through design standards. A mix of uses is encouraged in the village center either within a single structure or as separate uses located throughout the district.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Group
Housing-Single unit
Housing-Multiple units

Property details

Interior

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Type: Radiant Hot Water

Exterior

Exterior Information
Building Construction Quality: Good
Exterior Wall: Brick
Building Type: Single Family

Property Information
Subdivision Name: POINT/ROCKS
Living Sq. Ft: 3,350
Building Sq. Ft: 3,350
# of Stories: 2
Stories Type: 2 Story With Basement
Legal Description: LOTS 13-18 1.50 ACRES E/TUCK ST.

Lot Information
# of Buildings: 1
Land Sq. Ft: 65,340
Legal Lot Number: 13
Acres: 1.5
Zoning Code: VC
State Use Description: RESIDENTIAL

Utility Information
Sewer Type: Public

Financial

Assessor Information
Assessment Year: 2026
Tax District County: 01

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 3,350
Stories: 2.0
Lot Size: 1.5 acres
Style: Single Family Residential
Year Built: 1907
Year Renovated: —
County: Frederick County
APN: 01 007114

Home facts updated by county records on Sep 24, 2026

Around this home

Schools

Valley Elementary School

Public PreK-5 • Assigned • 5.9mi

7/10

Brunswick Middle School

Public 6-8 • Assigned • 4.6mi

7/10

Brunswick High School

Public 9-12 • Assigned • 4.9mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Point of Rocks, MD • 21777

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 3.9 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$418,000 – $505,000

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13223 Loyalty Rd, Leesburg, VA 20176

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$1,899,900

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Home values near 3820 Clay St

Data from public records.

Address	Redfin Estimate
3830 Clay St, Point of Rocks, MD - Beds \| 2 Baths \| 2252 Sq. Ft.	$580,197
1502 Potomac Ave, Point of Rocks, MD - Beds \| 2.5 Baths \| 1764 Sq. Ft.	$471,927

Address	Redfin Estimate
3838 Clay St Apartment A, Point of Rocks, MD - Beds \| 1 Baths \| 816 Sq. Ft.	$251,231
3812 Kanawha Ave E, Point of Rocks, MD 4 Beds \| 3 Baths \| 1268 Sq. Ft.	$477,752

Address	Redfin Estimate
3744 Clay St, Point of Rocks, MD - Beds \| 1 Baths \| 1488 Sq. Ft.	$263,833
3804 Kanawha Ave E, Point of Rocks, MD 3 Beds \| 3.5 Baths \| 1764 Sq. Ft.	$573,728

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21777, MD

Sale history for 3820 Clay St

Tax history for 3820 Clay St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 3820 Clay St

More real estate resources