Google street view image for 640 Ridge St, Albemarle, NC 28001

OFF MARKET

$279,502

•

2 ba

•

1,685

sq ft

640 Ridge St, Albemarle, NC 28001

About this home

640 Ridge St is a 1,685 square foot house on a 0.34 acre lot with 3 bedrooms and 2 bathrooms. Based on Redfin's Albemarle data, we estimate the home's value is $279,502.

Single-familyProperty Type

1974Year Built

0.34 acresLot Size

$166Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$279,502

$0 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.4% lower than the average sale price ($289K) of 5 comparable homes.

SOLD MAR 31, 2026
$285,000
A
3 beds2 baths1,549 sq ft
1224 Wendover St, Albemarle, NC 28001
SOLD NOV 24, 2025
$300,000
B
3 beds2 baths1,737 sq ft
805 East St, Albemarle, NC 28001
SOLD MAY 28, 2026
$335,000
C
3 beds2 baths2,037 sq ft
626 N 8th St, Albemarle, NC 28001
SOLD JUL 31, 2026
$232,000
D
3 beds2 baths1,220 sq ft
310 Groves Ave, Albemarle, NC 28001
SOLD JUL 1, 2026
$294,900
E
3 beds2 baths1,330 sq ft
1255 Magnolia St, Albemarle, NC 28001

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Earn from this home

Rent

$1,814/mo

Redfin rental estimate

List your home for rent

Market trends in 28001, NC

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.1%

+0.3% MoM

Median sale price

$285K

$5K MoM

Avg. days on market

67d

10 days MoM

Recently sold homes

106

2 MoM

New listings for sale

COMING SOON
$185,000
2 beds1 bath1,146 sq ft
714 Parker St, Albemarle, NC 28001
NEW 7 HRS AGO
$229,000
4 beds2.5 baths2,287 sq ft
404 Smokehouse Ln, Albemarle, NC 28001
NEW 11 HRS AGO
$280,000
2 beds2 baths941 sq ft
404 Moss Springs Rd, Albemarle, NC 28001
NEW 31 HRS AGO
$239,999
3 beds1.5 baths1,452 sq ft
825 Montgomery Ave, Albemarle, NC 28001
$495,000
5 beds4 baths3,462 sq ft
1507 Hyman Dr, Albemarle, NC 28001
$517,000
3 beds2 baths2,201 sq ft
24161 Cedar Ridge Ln, Albemarle, NC 28001
COMING SOON
$315,000
3 beds2 baths1,512 sq ft
26434 Wayne Dr, Albemarle, NC 28001
$244,500
2 beds1 bath1,144 sq ft
1631 Maple Ave, Albemarle, NC 28001
$424,900
5 beds3 baths1,958 sq ft
134 N 4th St, Albemarle, NC 28001
$49,900
2 beds1 bath942 sq ft
439 Richardson St, Albemarle, NC 28001
See all

Provided by Redfin

Sale history for 640 Ridge St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$2,916 (+35.8%)

$22,500 + $237,830

$260,330

2024

$2,146

$15,300 + $160,640

$175,940

2022

$2,146

$15,300 + $160,640

$175,940

2021

$2,146 (+18.0%)

$15,300 + $160,640

$175,940

2020

$1,819 (−1.0%)

$14,100 + $126,183

$140,283

2019

$1,838 (+1.0%)

$14,100 + $126,183

$140,283

2018

$1,819 (+2.9%)

$14,100 + $126,183

$140,283

2017

$1,768 (+1.3%)

$14,100 + $126,183

$140,283

2016

$1,745

$14,700 + $123,856

$138,556

2014

$1,745 (+2.4%)

$14,700 + $123,856

$138,556

2013

$1,704 (−2.6%)

$14,700 + $123,856

$138,556

2011

$1,750

$16,500 + $125,766

$142,266

Tax history for 640 Ridge St

Year

Property tax

Land + Additions

Assessment*

2025

$2,916 (+35.8%)

$22,500 + $237,830

$260,330

2024

$2,146

$15,300 + $160,640

$175,940

2022

$2,146

$15,300 + $160,640

$175,940

2021

$2,146 (+18.0%)

$15,300 + $160,640

$175,940

2020

$1,819 (−1.0%)

$14,100 + $126,183

$140,283

2019

$1,838 (+1.0%)

$14,100 + $126,183

$140,283

2018

$1,819 (+2.9%)

$14,100 + $126,183

$140,283

2017

$1,768 (+1.3%)

$14,100 + $126,183

$140,283

2016

$1,745

$14,700 + $123,856

$138,556

2014

$1,745 (+2.4%)

$14,700 + $123,856

$138,556

2013

$1,704 (−2.6%)

$14,700 + $123,856

$138,556

2011

$1,750

$16,500 + $125,766

$142,266

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R-10

General Residential District

The R-10 General Residential District is intended to emphasize a priority on quiet residential neighborhoods well outside of the urban core of the city and outside of watershed and other environmentally sensitive areas, but still well connected to collector streets with easy access to the larger city. This low density district features some small variation in housing types, but overall maintains a predominantly low intensity residential character consisting of single family detached and two family dwellings along with limited home occupations and private and public community uses. This district will accommodate residences with access to both public water and sewerage.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units

Property details

Interior

Basement Information
Basement Sq. Ft: 1,601
Basement Type: Partial Finished

Heating & Cooling
Air Conditioning Type: Central
Heating Fuel Type: Electric
Heating Type: Central

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Foundation Type: Brick
Exterior Wall: Brick
Roof Shape Type: Gable/Hip
Building Type: Single Family

Pool Information
Has Pool

Property Information
Living Sq. Ft: 1,685
Building Sq. Ft: 3,286
# of Stories: 1
Legal Description: HSE 640 RIDGE ST

Parking & Garage Information
Parking Type: Carport
Garage/Parking Sq. Ft: 330
Garage / Carport Type: Carport

Lot Information
# of Buildings: 1
Land Sq. Ft: 15,000
Municipality Type: 500
Acres: 0.3444
Depth Footage: 150
Front Footage: 100
Zoning Code: R-10
County Use Description: SNG FAML

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,685
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: 1989
County: Stanly County
APN: 6548 02 88 4165

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

East Albemarle Elementary School

Public K-5 • Assigned • 0.9mi

2/10

Albemarle Middle School

Public 6-8 • Assigned • 0.8mi

3/10

Albemarle High School

Public 9-12 • Assigned • 1.1mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Albemarle, NC • 28001

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$266,000 – $322,000

Sell confidently with a local market expert in Albemarle. 3 minutes to get started.

Nearby similar homes

$319,900

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NEW CONSTRUCTION

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3D WALKTHROUGH

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3 beds2 baths1,607 sq ft

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$224,900

3 beds2 baths1,072 sq ft

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New listings for sale in 28001

COMING SOON

$185,000

2 beds1 bath1,146 sq ft

714 Parker St, Albemarle, NC 28001

NEW 7 HRS AGO

$229,000

4 beds2.5 baths2,287 sq ft

404 Smokehouse Ln, Albemarle, NC 28001

NEW 11 HRS AGO

$280,000

2 beds2 baths941 sq ft

404 Moss Springs Rd, Albemarle, NC 28001

NEW 31 HRS AGO

$239,999

3 beds1.5 baths1,452 sq ft

825 Montgomery Ave, Albemarle, NC 28001

$495,000

5 beds4 baths3,462 sq ft

1507 Hyman Dr, Albemarle, NC 28001

$517,000

3 beds2 baths2,201 sq ft

24161 Cedar Ridge Ln, Albemarle, NC 28001

COMING SOON

$315,000

3 beds2 baths1,512 sq ft

26434 Wayne Dr, Albemarle, NC 28001

$244,500

2 beds1 bath1,144 sq ft

1631 Maple Ave, Albemarle, NC 28001

$424,900

5 beds3 baths1,958 sq ft

134 N 4th St, Albemarle, NC 28001

Home values near 640 Ridge St

Data from public records.

Address	Redfin Estimate
623 Ridge Street, Albemarle, NC 2 Beds \| 2 Baths \| 1323 Sq. Ft.	$207,267
641 Ridge Street, Albemarle, NC 2 Beds \| 2 Baths \| 1206 Sq. Ft.	$229,473

Address	Redfin Estimate
715 Ridge Street, Albemarle, NC 3 Beds \| 2 Baths \| 2268 Sq. Ft.	$291,700
621 Ridge Street, Albemarle, NC 3 Beds \| 1 Baths \| 1290 Sq. Ft.	$180,460

Address	Redfin Estimate
807 Ridge Street, Albemarle, NC 3 Beds \| 2 Baths \| 1736 Sq. Ft.	$297,666
808 Ridge Street, Albemarle, NC 3 Beds \| 2 Baths \| 1376 Sq. Ft.	$293,822

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28001, NC

Sale history for 640 Ridge St

Tax history for 640 Ridge St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28001

Home values near 640 Ridge St

More real estate resources