Big main-channel views, a spacious deep-water cove and a level lot create an extraordinary waterfront setting for this stunning three-bedroom, two-bath, all-brick Belmont home. A whole-house Generac generator adds a standout practical feature to a property filled with thoughtful upgrades. Enjoy expansive water views from the covered rear porch, or head to the dock featuring a generous seating area, a boat lift rated for up to 12,000 pounds, a swim ladder and hardwired dock lighting. The neighborhood also offers a gated waterfront recreation area with a small marina, concrete boat launch and covered gathering space. Inside, 12-foot great-room ceilings create an airy atmosphere, complemented by real hardwood floors, 8-inch baseboards and satin-finish fixtures. Custom cabinetry and exotic granite countertops elevate the kitchen, while the split-bedroom layout places the primary suite on one side of the home and two additional bedrooms on the other. The primary bedroom features 9-foot ceilings, and bathing amenities include two Kohler jetted tubs, including a walk-in model. Comfort and convenience continue with a new 3.5-ton Trane HVAC system installed in 2026, a tankless water heater, spray-foam insulation, an encapsulated crawl space and a hardwired security system. A garage mini-split provides heating and cooling, while a 50-amp RV hookup adds versatility. The six-zone Rain Bird irrigation system draws water from the lake to serve the property. Pull-down attic stairs provide access to storage above the garage. Additional attic space offers potential for future expansion, subject to structural evaluation, applicable approvals and permits. Custom pink granite planters, reportedly acquired from the former Stowe Mansion property on Lake Wylie, add a distinctive finishing touch. An exceptional opportunity to enjoy expansive lake views, deep-water access and comfortable single-level living in Belmont. Discover a waterfront setting that makes every day feel extraordinary.
Lower Peninsula, located between the Catawba River and Lake Wylie, is a residential and waterfront Belmont neighborhood with wooded shorelines and long, curving coves. The neighborhood’s energy concentrates around the South Point Road and S Point High School Road corridor, where marina traffic, cyclists, and lake-day errands set the pace. Low-slung lake houses and newer builds share lots that angle toward docks and boat lifts, giving many streets a water-first layout. Morning routines often trace the shoreline roads, with views opening and closing through pines and hardwoods. Public access points and small coves shape a lifestyle oriented to paddling, fishing, and sunset walks.
Provided by Walk Score and Local Logic
Market insights
844 Armstrong Rd · $1,400,000
DAYS ON MARKET
1 days
The average home goes pending in 68 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
LIST PRICE
$1,400,000
Median sale price in this area is $357,826. (74% lower than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Attic with pull-down stairs
Split bedroom layout
Walk-in closets
9 total rooms
Gas fireplace with gas log in the great room
Bedrooms
Three bedrooms on the main level
Bathrooms
Two full bathrooms (both on the main level)
Kitchen
Dishwasher
Disposal
Gas oven and gas range
Microwave
Oven
Refrigerator
Plumbed for ice maker
Laundry & utility
Main-level laundry room
Tankless water heater
Flooring
Tile flooring
Wood flooring
Heating & cooling
Heat pump
Natural gas heating
Ductless system
Central air conditioning
Ceiling fans
Exterior features
Fire pit
In-ground irrigation
Backyard fully fenced
Level waterfront lot with lake access
Community boat slip, covered structure, pier, and community boat ramp
Private beach
Home design
Single-family residence
Site-built construction
One story
Parking
Attached 2-car garage (garage faces side)
Two additional open parking spaces
Construction
Brick full exterior
Crawl space foundation
Utilities
City water
Public sewer
Fiber optic available
HOA & community
Mandatory HOA managed by Cedar MGMT Group
Annual association fee of $350
Community features include lake access and a recreation area
Electricity and solar
View estimated energy costs and solar savings for this home
The General Residential District is coded to permit the health of the City’s historical neighborhoods as well as providing for the City’s expansion with new development along the same traditional lines under which they were established. This District is intended to be the predominant residential district for the City and represents the largest land area on the Zoning Map.
Nov 30, 2021 • Final
Owner single trade (residential) - electrical
Install a split air conditioning system on a garage.
Electrical
Nov 19, 2021 • Final
Owner building (residential) - owner contractor
Construct a storage building with a ramp.
ADU
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
6/10 Flood Factor
Estimated 71-79% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Belmont, NC • 28012
Average low and high temperatures (°F)
49
29
57
36
71
46
77
54
78
59
89
68
93
73
82
67
81
62
73
52
66
45
54
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.3 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 844 Armstrong Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $2,446 per month, based on comparable rentals
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