OFF MARKET

Off market dec 2024 for $7.5M

$3,844,564

Est. refi paymentEst. refi $50,273/mo

•

7.5 ba

•

11,910

sq ft

9640 Windygap Rd, Charlotte, NC 28278

About this home

AS IS Bankruptcy Sale of a custom built home on Lake Wylie. This home features over 11,500 heated square feet of luxury lake front living. The outdoor living areas and lower level were custom built for entertaining. The main level features the master suite, living room, dining room and an open floor plan in the kitchen and family room. The upper level features four dedicated bedrooms, three full baths and two bonus rooms. There is a two car attached garage and a four car detached garage with upper living area as well. This home will require some TLC to get back to pristine shape. Please check the media section for still shots and virtual tour for aerial and interior video. We have a pre-listing home inspection and engineers report in the documents section. Also, a fresh termite bond in hand as we had to to remediate a wall area in the home.

Single-familyProperty Type

2009Year Built

3.43 acresLot Size

$323Est. Price/Sq.Ft.

6 spacesParking

Listed by Will Lilly • Iron Horse Properties LLC

Bought with George Joseph • KJ Realty LLC

Source:CANOPYMLS as Distributed by MLS Grid #3646370

Redfin Estimate

$3,844,564

$3.7M since sold in December 2024$98K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 617.5% higher than the average sale price ($536K) of 6 comparable homes.

SOLD BY REDFIN JUN 22, 2026
$635,000
A
6 beds4.5 baths4,360 sq ft
6226 Hermsley Rd, Charlotte, NC 28278
SOLD JUN 23, 2026
$539,900
B
5 beds4.5 baths3,143 sq ft
7108 Kinley Commons Ln, Charlotte, NC 28278
SOLD AUG 18, 2026
$520,000
C
5 beds3 baths3,516 sq ft
9509 Seamill Rd, Charlotte, NC 28278
SOLD MAY 18, 2026
$557,000
D
5 beds3 baths3,463 sq ft
7010 Evanton Loch Rd, Charlotte, NC 28278
SOLD AUG 17, 2026
$468,000
E
5 beds2.5 baths3,266 sq ft
10149 Barrands Ln, Charlotte, NC 28278
SOLD SEP 28, 2026
$495,000
F
5 beds2.5 baths3,004 sq ft
5915 Trailwater Rd, Charlotte, NC 28278

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Earn from this home

Sell

−$2,225,199

Est. take-home

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Refinance

Est. cash available

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Rent

$4,353/mo

Redfin rental estimate

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Market trends in 28278, NC

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.5%

0.3% MoM

Median sale price

$563K

$8K MoM

Avg. days on market

63d

9 days MoM

Recently sold homes

169

32 MoM

New listings for sale

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OPEN TODAY, 11AM TO 1PM
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OPEN TODAY, 1PM TO 3PM
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See all

Provided by Redfin

Sale history for 9640 Windygap Rd

Date

Event

Price

Public Records

Dec 30, 2024

Sold

$7,550,000

$634/sq ft

CANOPYMLS as Distributed by MLS Grid #3646370

Dec 31, 2020

Sold

$1,800,000

$151/sq ft

Oct 28, 2020

Pending

—

Aug 15, 2020

Listed

$2,999,999

$252/sq ft

Aug 7, 2020

Coming Soon

$2,999,999

$252/sq ft

+43

Year

Property tax

Land + Additions

Assessment*

2025

$34,647 (+1.3%)

$642,600 + $3,853,000

$4,495,600

2024

$34,193 (+3.3%)

$642,600 + $3,853,000

$4,495,600

2023

$33,114 (+22.6%)

$642,600 + $3,852,900

$4,495,500

2022

$27,016

$642,600 + $3,852,900

$4,495,500

2021

$27,005

$420,000 + $2,366,600

$2,786,600

2020

$26,998

$420,000 + $2,366,600

$2,786,600

2019

$26,982 (−11.6%)

$420,000 + $2,366,600

$2,786,600

2018

$30,535 (+1.4%)

$420,000 + $2,366,600

$2,786,600

2017

$30,108 (+115,700.7%)

$396,600 + $1,919,700

$2,316,300

2015

$26 (−99.9%)

$396,600 + $1,919,700

$2,316,300

2014

$29,847

2013

$29,848 (−57.3%)

2012

$69,833 (+1,507.2%)

$396,600 + $1,917,600

$2,314,200

2011

$4,345

$396,600 + $1,924,100

$2,320,700

Tax history for 9640 Windygap Rd

Year

Property tax

Land + Additions

Assessment*

2025

$34,647 (+1.3%)

$642,600 + $3,853,000

$4,495,600

2024

$34,193 (+3.3%)

$642,600 + $3,853,000

$4,495,600

2023

$33,114 (+22.6%)

$642,600 + $3,852,900

$4,495,500

2022

$27,016

$642,600 + $3,852,900

$4,495,500

2021

$27,005

$420,000 + $2,366,600

$2,786,600

2020

$26,998

$420,000 + $2,366,600

$2,786,600

2019

$26,982 (−11.6%)

$420,000 + $2,366,600

$2,786,600

2018

$30,535 (+1.4%)

$420,000 + $2,366,600

$2,786,600

2017

$30,108 (+115,700.7%)

$396,600 + $1,919,700

$2,316,300

2015

$26 (−99.9%)

$396,600 + $1,919,700

$2,316,300

2014

$29,847

2013

$29,848 (−57.3%)

2012

$69,833 (+1,507.2%)

$396,600 + $1,917,600

$2,314,200

2011

$4,345

$396,600 + $1,924,100

$2,320,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

N1-C

Neighborhood 1 Zoning District

The N1-C Zoning District allows for the development of residential dwellings on lots of 6,000 sq ft or greater. The N1-C Zoning District is typically applied to established neighborhoods.

Permitted uses

Include but are not limited to:

Community / recreation center
Religious facility
Housing-Single unit
Educational/school
Golf related

Property details

Interior

Basement Information
Basement Sq. Ft: 4,474
Basement Finish: Finished
Basement Type: Finished

Bathroom Information
# of Full Baths: 6
# of 1/2 Baths: 3

Heating & Cooling
Air Conditioning Type: Central
Heating Type: Hot Air

Fireplace Information
# of Fireplaces: 5
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Exterior Wall: Stucco
Building Type: Residential

Pool Information
Has Pool

Property Information
Living Sq. Ft: 11,910
Ground Floor Sq. Ft: 4,954
Building Sq. Ft: 16,714
# of Units: 1
# of Stories: 2
Stories Type: 2
Legal Description: M50-775

Parking & Garage Information
Parking Type: Finished Garage
Garage/Parking Sq. Ft: 1,938
Garage / Carport Type: Finished

Lot Information
# of Buildings: 1
Land Sq. Ft: 149,454
Legal Lot Number: 1
Fire District: LONG CREEK
Municipality Type: CHAR
Municipality Name: CHARLOTTE
Acres: 3.431
Zoning Code: N1-C
County Use Description: SINGLE FAMILY RES. - WTRFRT

Location Information
Parcel Location Influence: Waterfront

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 6
Baths: 7.5
Sq. Ft.: 11,910
Stories: 2.0
Lot Size: 3.43 acres
Style: Single Family Residential
Year Built: 2009
Year Renovated: 2009
County: Mecklenburg County
APN: 19939125

Home facts updated by county records on Sep 8, 2026

Around this home

Schools

Berewick Elementary

Public PreK-5 • Assigned • 1.2mi

3/10

Robert F Kennedy Middle

Public 6-8 • Assigned • 2.5mi

7/10

Olympic High School

Public 9-12 • Assigned • 2.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

5/10 Wind Factor

25% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Charlotte, NC • 28278

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.65M – $4.42M

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Home values near 9640 Windygap Rd

Data from public records.

Address	Redfin Estimate
9608 Windygap Road, Charlotte, NC 3 Beds \| 2.5 Baths \| 5513 Sq. Ft.	$1,677,209
7521 Buckland Road, Charlotte, NC 2 Beds \| 1 Baths \| 1077 Sq. Ft.	$488,248

Address	Redfin Estimate
9830 Windygap Road, Charlotte, NC 3 Beds \| 2.5 Baths \| 2579 Sq. Ft.	$2,343,626
9527 Seamill Road, Charlotte, NC 4 Beds \| 3 Baths \| 2734 Sq. Ft.	$466,810

Address	Redfin Estimate
7435 Buckland Road, Charlotte, NC 2 Beds \| 2 Baths \| 768 Sq. Ft.	—
9431 Seamill Road, Charlotte, NC 4 Beds \| 3 Baths \| 3102 Sq. Ft.	$485,621

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28278, NC

Sale history for 9640 Windygap Rd

Tax history for 9640 Windygap Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28278

Home values near 9640 Windygap Rd

More real estate resources