Enjoy relaxing by the fireplace or taking in the clean mountain air from the back porch of this awesome 3 bedroom, 2.5 bath townhome in Sapphire Valley, NC! Convenient with level entry boasting the kitchen, living room, wood burning fireplace, and guest suite on the main, you'll appreciate the ease of this lock-and-leave vacation lifestyle. On the lower level, a spacious master suite with private owner's balcony has a meticulously updated master bath. The 2nd guest room and private half bath are located on the upper level with twin beds and great natural light. A little slice of paradise, this property boasts an open floor plan with plenty of room to entertain! The kitchen is well-equipped and has plenty of storage space. The private main level back porch located just off of the living room is the perfect spot for outdoor family meals and peaceful evening cocktails. Offered fully furnished and boasting a profitable rental history, this townhome has great investment opportunities. The icing on the cake - wonderful amenities provided through Sapphire Valley Master Association which are appurtenant to the property. These amenities are not only available to you, but to your guests and vacation renters as well. They include private access to Fairfield Lake with its sandy beach and boathouse, golf privileges, tennis courts, fitness center, indoor and outdoor swimming pools, ski slope, playground, walking trails, and much more! Perfectly designed as a 4-season getaway or income producing investment, this Sapphire Valley townhome is sure to impress!
CondoProperty Type
1983Year Built
$321Est. Price/Sq.Ft.
2 spacesParking
Listed by Ali Moody• Caliber Fine Properties
Listed by Kati Miller• Caliber Fine Properties
Bought with Chris Duffy• Silver Creek Real Estate Group - H
Source:HCMLS #98385
Redfin Estimate
$471,001
$51K since sold in May 2026$18K since July
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 18.7% lower than the average sale price ($579K) of 6 comparable homes.
Enjoy relaxing by the fireplace or taking in the clean mountain air from the back porch of this awesome 3 bedroom, 2.5 bath townhome in Sapphire Valley, NC! Convenient with level entry boasting the kitchen, living room, wood burning fireplace, and guest suite on the main, you'll appreciate the ease of this lock-and-leave vacation lifestyle. On the lower level, a spacious master suite with private owner's balcony has a meticulously updated master bath. The 2nd guest room and private half bath are located on the upper level with twin beds and great natural light. A little slice of paradise, this property boasts an open floor plan with plenty of room to entertain! The kitchen is well-equipped and has plenty of storage space. The private main level back porch located just off of the living room is the perfect spot for outdoor family meals and peaceful evening cocktails. Offered fully furnished and boasting a profitable rental history, this townhome has great investment opportunities. The icing on the cake - wonderful amenities provided through Sapphire Valley Master Association which are appurtenant to the property. These amenities are not only available to you, but to your guests and vacation renters as well. They include private access to Fairfield Lake with its sandy beach and boathouse, golf privileges, tennis courts, fitness center, indoor and outdoor swimming pools, ski slope, playground, walking trails, and much more! Perfectly designed as a 4-season getaway or income producing investment, this Sapphire Valley townhome is sure to impress!
HCMLS #89960
Jan 27, 2020
Sold
$148,000
$101/sq ft
Jan 8, 2019
Listed
$165,000
$112/sq ft
+25
END OF SEASON SALE - PLEASE BRING OFFER Offered for only $165,000 this Great Mountain View townhouse is one of the best deals of the season! End Unit has a Level walk in with Guest Suite on Main, Master Suite on Lower Level with second Guest on Upper Level with half bath just waiting for you! All SVMA amenities included. YEAR ROUND MOUNTAIN VIEWS Large master suite on the lower level with a private covered screened in porch overlooking the long range mountain views. The loft has been transformed into a 3rd bedroom with a private 1/2 bath. With an open floor plan this unit is great for entertaining! The kitchen has stainless steel appliances with granite tile counter tops. The dining & living rooms have mountain views and a private deck for outdoor dinning! Wood floors with T & G cathedral ceilings and living room that features a wood burning fireplace. Enjoy resort living! Included in the sale is membership to the Sapphire Valley Masters Association-tennis, golf, indoor and outdoor swimming pools, fitness center, ski slopes, tubing slopes, walking track with play ground, deeded lake access to Fairfield lake to enjoy summer fun, picnic area, putt putt (Hillbilly Golf) community center with regularly scheduled events and fun gatherings with concerts, bus trips to the Biltmore and Casino. So much to enjoy or just come and relax to enjoy the sights and sounds of mountain life.
Public Records
Aug 12, 2003
Sold
$220,000
$150/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,520 (+40.1%)
$25,000 + $392,560
$417,560
2024
$1,086
$25,000 + $209,620
$234,620
2023
$1,086 (+47.9%)
$25,000 + $209,620
$234,620
2022
$734 (+8.5%)
$25,000 + $123,780
$148,780
2021
$676 (+8.5%)
$25,000 + $123,780
$148,780
2020
$623
$25,000 + $123,780
$148,780
2019
$623
$25,000 + $108,680
$133,680
2018
$623 (+2.2%)
$25,000 + $108,680
$133,680
2017
$610 (+0.1%)
$25,000 + $108,680
$133,680
2016
$609 (−21.4%)
$25,000 + $108,680
$133,680
2014
$775
$85,000 + $162,030
$247,030
Tax history for 109 Emerald Ridge Rd #44
Year
Property tax
Land + Additions
Assessment*
2025
$1,520 (+40.1%)
$25,000 + $392,560
$417,560
2024
$1,086
$25,000 + $209,620
$234,620
2023
$1,086 (+47.9%)
$25,000 + $209,620
$234,620
2022
$734 (+8.5%)
$25,000 + $123,780
$148,780
2021
$676 (+8.5%)
$25,000 + $123,780
$148,780
2020
$623
$25,000 + $123,780
$148,780
2019
$623
$25,000 + $108,680
$133,680
2018
$623 (+2.2%)
$25,000 + $108,680
$133,680
2017
$610 (+0.1%)
$25,000 + $108,680
$133,680
2016
$609 (−21.4%)
$25,000 + $108,680
$133,680
2014
$775
$85,000 + $162,030
$247,030
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Property details
Interior
Basement Information
Basement Sq. Ft: 364
Basement Finish: Finished
Basement Type: Finished
Bathroom Information
# of Full Baths: 2
# of 1/2 Baths: 1
Heating & Cooling
Air Conditioning Type: Central
Heating Fuel Type: Electric
Heating Type: Heat Pump
Fireplace Information
# of Fireplaces: 1
Fireplace Type: Stone
Has Fireplace
Exterior
Exterior Information
Physical Condition: Average
Foundation Type: Continuous Wall
Exterior Wall: Frame
Roof Shape Type: Gable
Property Information
Subdivision Name: EMERLAD COVE PH 5
Living Sq. Ft: 1,469
Ground Floor Sq. Ft: 905
Building Sq. Ft: 1,469
# of Stories: 1.5
Legal Description: UN 44 BLD 14 EMERALD COVE
Lot Information
# of Buildings: 1
Land Sq. Ft: 1,307
Municipality Name: CASHIERS
Acres: 0.03
County Use Description: CONDOMINIUM
Utility Information
Utility Type: Public Sewer
Financial
Assessor Information
Assessment Year: 2025
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,469
Stories: 1.5
Lot Size: —
Style: Condo/Co-op
Year Built: 1983
Year Renovated: 2013
County: Jackson County
APN: 7592-12-9777
Home facts updated by county records on Jul 17, 2026
Around this home
Schools
Places
Transit
Blue Ridge School
Public PreK-6 • Assigned • 4.6mi
5/10
Blue Ridge Virtual Early College
Public 7-12 • Assigned • 4.6mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
8 days above 93° expected this year, 22 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Sapphire, NC • 28774
Average low and high temperatures (°F)
42
25
52
34
61
41
68
50
68
54
76
62
79
66
75
62
70
58
64
47
57
41
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.6 hours in
June and 4.6 hours in December, placing it below the
U.S. average for solar exposure.
8.6 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$448,000 – $542,000
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