OFF MARKET

Off market dec 2020 for $240K

$414,037

Est. refi paymentEst. refi $1,924/mo

—

•

— ba

•

1,104

sq ft

645 3rd St, Atco, NJ 08004

About this home

BACK ON THE MARKET, BUYER COULD NOT QUALIFY THE WEEK OF CLOSING! They're loss is your gain, all inspections, repairs, and CO have been completed! If you've always wanted a little cottage in the woods, here's your chance. USDA 0% down eligible! Sitting on just over 4 full acres, and beyond your horseshoe driveway, awaits this newly remodeled Atco gem. No update has been spared here, this one comes with it all. Yearning for its new owners, you now have a new roof, well, electric system, plumbing, master en-suite, flooring, paint, and a cleared acre! The home was also converted from oil to gas during the renovation, making your stainless steel appliances that much more desirable. Even the attic has 9 foot ceilings and has been outfitted with framing should you want to finish the space for additional room. Won't be around very long, don't sleep on this one. As an added bonus, Waterford township offers the Lighthouse Award winning school district with free all day Pre-K for 3 and 4 yr olds!

Single-familyProperty Type

1950Year Built

4.1 acresLot Size

$375Est. Price/Sq.Ft.

7 spacesParking

Listed by Jay Galante • Hometown Real Estate Group

•856-235-3900 (broker)

•hometownonmain@outlook.com (broker)

Bought with Jay Galante • Hometown Real Estate Group

•856-235-3900 (broker)

•hometownonmain@outlook.com (broker)

Source:BRIGHT MLS #NJCD393848

Redfin Estimate

$414,037

$174K since sold in December 2020$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 47.8% higher than the average sale price ($280K) of 6 comparable homes.

SOLD JUN 23, 2026
$175,000
A
3 beds2 baths1,230 sq ft
682 Jackson Rd, Atco, NJ 08004
SOLD SEP 22, 2026
$255,000
B
3 beds1.5 baths1,326 sq ft
2334 Richards Ave, Atco, NJ 08004
SOLD MAY 8, 2026
$335,000
C
3 beds1 bath1,344 sq ft
2246 Auburn Ave, Atco, NJ 08004
SOLD AUG 28, 2026
$252,500
D
3 beds1.5 baths1,680 sq ft
661 Pacific Ave, Atco, NJ 08004
SOLD APR 2, 2026
$320,000
E
3 beds1 bath1,232 sq ft
2311 Gennessee Ave, Atco, NJ 08004
SOLD MAR 10, 2026
$343,000
F
3 beds2 baths1,248 sq ft
2024 Elm Ave, Atco, NJ 08004

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Earn from this home

Sell

$218,187

Est. take-home

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Refinance

Est. cash available

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Rent

$2,390/mo

Redfin rental estimate

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Market trends in 08004, NJ

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.0%

+0.1% MoM

Median sale price

$352K

$17K MoM

Avg. days on market

35d

10 days MoM

Recently sold homes

2 MoM

New listings for sale

$615,000
3 beds2.5 baths1,916 sq ft
161 Hayes Mill Rd, Atco, NJ 08004
(856) 981-1492
OPEN SAT, 1PM TO 3PM
$479,900
3 beds2 baths1,900 sq ft
310 Lelache Ave, Atco, NJ 08004
(856) 235-1950
$410,000
4 beds3 baths1,924 sq ft
524 White Horse Pike, Atco, NJ 08004
(201) 347-3225
See all

Provided by Redfin

Sale history for 645 3rd St

Date

Event

Price

Public Records

Dec 2, 2020

Sold

$240,000

$217/sq ft

BRIGHT MLS #NJCD393848

Aug 14, 2020

Sold

$240,000

$217/sq ft

Jul 21, 2020

Pending

—

Jul 14, 2020

Price Changed

$234,900

$213/sq ft

Jul 14, 2020

Relisted

—

Jun 4, 2020

Pending

—

May 26, 2020

Relisted

—

May 22, 2020

Contingent

—

May 20, 2020

Listed

$229,900

$208/sq ft

+16

Public Records

Mar 26, 2020

Sold

$62,500

$57/sq ft

BRIGHT MLS #NJCD386420

Feb 14, 2020

Sold

$62,500

$57/sq ft

Feb 5, 2020

Listing Removed

—

Feb 5, 2020

Listed

$65,000

$59/sq ft

BRIGHT MLS #NJCD376864

Nov 19, 2019

Listing Removed

—

Nov 14, 2019

Sold

$40,000

$36/sq ft

Sep 30, 2019

Pending

—

Sep 18, 2019

Listed

$35,000

$32/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,820 (+3.5%)

$65,000 + $106,500

$171,500

2024

$7,556 (+2.5%)

$65,000 + $106,500

$171,500

2023

$7,369 (+4.7%)

$65,000 + $106,500

$171,500

2022

$7,042 (+0.5%)

$65,000 + $106,500

$171,500

2021

$7,007 (+33.4%)

$65,000 + $106,500

$171,500

2020

$5,253 (+1.5%)

$65,000 + $106,500

$171,500

2019

$5,173 (+0.1%)

$65,000 + $64,200

$129,200

2018

$5,168 (−14.1%)

$65,000 + $64,200

$129,200

2017

$6,013 (+1.5%)

$65,000 + $64,200

$129,200

2016

$5,926 (−3.2%)

$65,000 + $87,700

$152,700

2014

$6,119 (+1.3%)

$46,400 + $64,400

$110,800

2013

$6,042 (+0.9%)

$46,400 + $64,400

$110,800

2012

$5,990 (+4.0%)

$46,400 + $64,400

$110,800

2011

$5,759 (+1.7%)

$46,400 + $64,400

$110,800

2010

$5,663 (+3.8%)

$46,400 + $64,400

$110,800

2009

$5,457

$46,400 + $64,400

$110,800

Tax history for 645 3rd St

Year

Property tax

Land + Additions

Assessment*

2025

$7,820 (+3.5%)

$65,000 + $106,500

$171,500

2024

$7,556 (+2.5%)

$65,000 + $106,500

$171,500

2023

$7,369 (+4.7%)

$65,000 + $106,500

$171,500

2022

$7,042 (+0.5%)

$65,000 + $106,500

$171,500

2021

$7,007 (+33.4%)

$65,000 + $106,500

$171,500

2020

$5,253 (+1.5%)

$65,000 + $106,500

$171,500

2019

$5,173 (+0.1%)

$65,000 + $64,200

$129,200

2018

$5,168 (−14.1%)

$65,000 + $64,200

$129,200

2017

$6,013 (+1.5%)

$65,000 + $64,200

$129,200

2016

$5,926 (−3.2%)

$65,000 + $87,700

$152,700

2014

$6,119 (+1.3%)

$46,400 + $64,400

$110,800

2013

$6,042 (+0.9%)

$46,400 + $64,400

$110,800

2012

$5,990 (+4.0%)

$46,400 + $64,400

$110,800

2011

$5,759 (+1.7%)

$46,400 + $64,400

$110,800

2010

$5,663 (+3.8%)

$46,400 + $64,400

$110,800

2009

$5,457

$46,400 + $64,400

$110,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Exterior

Exterior Information
Exterior Wall: Stucco

Property Information
Living Sq. Ft: 1,104
# of Stories: 1

Lot Information
# of Buildings: 1
Land Sq. Ft: 178,596
Legal Lot Number: 3
Legal Block Number: 1706
Municipality Name: WATERFORD TWP
Acres: 4.1
Zoning Code: R2
State Use Description: RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2026
Tax District County: WATERFORD TWP

Public facts

Beds: —
Baths: —
Sq. Ft.: 1,104
Stories: 1.0
Lot Size: 4.1 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Camden County
APN: 3501706 00003

Home facts updated by county records on Jul 13, 2026

Around this home

Schools

Atco Elementary School

Public 1-2 • Assigned • 1.1mi

Hammonton Middle School

Public 6-8 • Assigned • 9.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

64% chance of strong winds in next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Atco, NJ • 08004

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$394,000 – $477,000

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New listings for sale in 08004

$615,000

3 beds2.5 baths1,916 sq ft

161 Hayes Mill Rd, Atco, NJ 08004

(856) 981-1492

OPEN SAT, 1PM TO 3PM

$479,900

3 beds2 baths1,900 sq ft

310 Lelache Ave, Atco, NJ 08004

(856) 235-1950

$410,000

4 beds3 baths1,924 sq ft

524 White Horse Pike, Atco, NJ 08004

(201) 347-3225

Home values near 645 3rd St

Data from public records.

Address	Redfin Estimate
634 3rd Street, Atco, NJ 3 Beds \| 2 Baths \| 1374 Sq. Ft.	$302,500
661 Maple Avenue, Atco, NJ 5 Beds \| 2 Baths \| 1864 Sq. Ft.	$531,735

Address	Redfin Estimate
646 3rd Street, Atco, NJ 4 Beds \| 3 Baths \| 1809 Sq. Ft.	$425,874
669 Maple Avenue, Atco, NJ 3 Beds \| 1 Baths \| - Sq. Ft.	$362,966

Address	Redfin Estimate
2296 Gennessee Avenue, Atco, NJ 3 Beds \| 2.5 Baths \| 2273 Sq. Ft.	$506,764
679 Maple Avenue, Atco, NJ 4 Beds \| 2 Baths \| - Sq. Ft.	$498,090

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 08004, NJ

Sale history for 645 3rd St

Tax history for 645 3rd St

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 08004

Home values near 645 3rd St

More real estate resources