Lovingly maintained by its original owner, this warm and welcoming 3-bed, 2-bath Colchester ranch offers desirable turnkey living. Set on a level, landscaped 0.98-acre lot, enjoy the ease of single-level living in a wonderfully convenient location, just minutes from I-89, Colchester amenities, and with easy access north toward the Champlain Islands for lakeside recreation. Inside, the bright living room is anchored by a Hearthstone wood stove, creating a cozy gathering place during Vermont’s cooler months. The kitchen combines warmth and function with wood cabinetry, quartz countertops, and stainless steel appliances, flowing easily into the adjoining dining area. Sliding glass doors open directly onto the expansive back deck, creating a natural extension of the living space for morning coffee, summer dinners, entertaining, or simply enjoying the outdoors. Vinyl plank flooring and fresh interior paint, both completed in 2020, give the main living areas an updated feel. Down the hall, the large primary bedroom offers its own private 3/4 bath. Two additional bedrooms and an updated full hall bath provide flexibility for daily living or guests. An attached two-car garage with direct entry to the mudroom adds everyday convenience, while the full unfinished basement provides excellent storage, laundry space, and future possibilities. Outside, the generous backyard offers plenty of room to garden, play, or gather, with a mature tree-lined rear boundary creating a peaceful natural backdrop and added privacy. The home has seen many high-value improvements, including Pella windows, slider and front door (all new in 2019), newer propane furnace (2019), water filtration system (2025), updated garage door (2021), and newer paved driveway (2023; sealed in 2024). With nearly an acre of land, comfortable one-level living, thoughtful updates, and a location that makes getting just about anywhere easy, this well-loved home is ready for its next chapter.
Clay Point, located between Lake Champlain’s shoreline and the Lamoille River corridor, is a residential and waterfront Milton neighborhood with broad lake views and a patchwork of wetlands. The neighborhood’s character concentrates around the boat launch and shoreline pull-offs near Clay Point Road, where kayaks, fishing gear, and sunset watchers set the tempo. Homes read as low-slung lake cottages and newer single-family builds, with long driveways and tree lines shaping a quiet streetscape. The landscape leans marshy and open, with birdlife and reeds framing the water’s edge. Daily errands and coffee runs point toward central Milton rather than storefront blocks. Seasonal lake activity gives the area its rhythm without changing its calm feel.
Provided by Walk Score and Local Logic
Offer insights
428 Clay Point Rd · $575,000
$593K and above
75% chance or better to win
Why $593K+ is a strong offer
DAYS ON MARKET
7 days
The average home goes pending in 16 days.
SALE-TO-LIST
99.7%
Most homes are selling 0% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Seven total rooms
Basement with concrete floor, full height, interior stairs, storage space, sump pump, unfinished
Living room (approx. 19'8" x 17'6")
Dining room (approx. 10' x 11'7")
Kitchen (approx. 13'4" x 11'7")
Bedrooms
Master bedroom (approx. 13'7" x 12'6") — main level
Bedroom (approx. 12'1" x 11'3") — main level
Bedroom (approx. 11'10" x 11'3") — main level
Bathrooms
One full bathroom (approx. 5' x 9') — main level
One three-quarter bathroom (approx. 5' x 12'6") — main level
Kitchen
Gas range
Microwave
Exhaust hood
Refrigerator
Laundry & utility
Washer and dryer
Owned tank water heater
Flooring
Carpet
Vinyl plank
Heating & cooling
Propane heating
Baseboard heating
Hot water heating
Wood stove
Exterior features
Landscaped, level yard
Paved driveway
Home design
Ranch / single-level style
Gray exterior
Parking
Detached or attached 2-car garage
Construction
Built in 1991
Wood frame with vinyl siding
Shingle roof
Utilities
Drilled well (and other water source)
Private on-site septic system with 1000-gallon concrete mound
100 amp electric service with circuit breakers
Fiber optic and satellite internet available
Cable service (Choice/Fidium)
Telephone service available
Fuel service by Patterson Fuels
Electric service by Green Mountain Power
Electricity and solar
View estimated energy costs and solar savings for this home
A Residential One District is hereby formed in order to encourage low density single-family residential uses. This district is located in areas that are transitioning from rural residential to suburban residential. Any use not expressly permitted is prohibited, except those that are allowed as conditional uses.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Bed & breakfast
Recreation
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 93° expected this year, 15 days in 30 years
1/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Colchester, VT • 05446
Average low and high temperatures (°F)
26
14
27
10
44
26
54
37
63
48
75
59
80
64
77
60
72
55
60
45
45
34
32
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
79/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 428 Clay Point Rd
$577,644
$2,644 over list price of $575K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $463K to $609K.