490 Silver Lake Rd, Oak Harbor, WA 98277

Listing provided courtesy of Windermere Whidbey Island. Bought with Coldwell Banker Koetje R.E.

Off Market Dec 2016 for $350K

$688,252

Est. refi paymentEst. refi $2,283/mo

•

2 ba

•

1,953

sq ft

490 Silver Lake Rd, Oak Harbor, WA 98277

About this home

Single-familyProperty Type

1975Year Built

5.14 acresLot Size

$352Est. Price/Sq.Ft.

2 car garageParking

Listed by • Windermere Whidbey Island

Bought with • Coldwell Banker Koetje R.E.

Source:NWMLS as Distributed by MLS Grid #25022331

Redfin Estimate

$688,252

$338K since sold in December 2016$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 19.9% higher than the average sale price ($574K) of 6 comparable homes.

SOLD APR 2, 2026
$680,000
A
3 beds2 baths1,967 sq ft
1287 Hideaway Ln, Oak Harbor, WA 98277
SOLD JUN 30, 2026
$620,000
B
3 beds2 baths1,777 sq ft
2995 Hunt Rd, Oak Harbor, WA 98277
SOLD SEP 4, 2026
$620,000
C
3 beds2 baths1,792 sq ft
710 Bay Front Ln, Oak Harbor, WA 98277
SOLD JUN 23, 2026
$535,000
D
2 beds2 baths1,932 sq ft
288 Torrence Ln, Oak Harbor, WA 98277
SOLD AUG 6, 2026
$365,000
E
1 bed2 baths1,920 sq ft
2842 Hunt Rd, Oak Harbor, WA 98277
SOLD AUG 5, 2026
$624,999
F
3 beds1.5 baths1,500 sq ft
2757 Hunt Rd, Oak Harbor, WA 98277

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Earn from this home

Sell

$416,117

Est. take-home

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Refinance

Est. cash available

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Rent

$2,693/mo

Redfin rental estimate

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Market trends in 98277, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

+0.1% MoM

Median sale price

$545K

$24K MoM

Avg. days on market

21d

5 days MoM

Recently sold homes

126

10 MoM

New listings for sale

OPEN TODAY, 1PM TO 4PM
$599,800
4 beds2.5 baths2,050 sq ft
2031 Ocean Spray Ln, Oak Harbor, WA 98277
Amber Soria • Soria Real Estate
$385,000
3 beds2 baths1,553 sq ft
651 SE Bayshore Dr Unit A101, Oak Harbor, WA 98277
Julien Collins • RE/MAX Gateway
COMING SOON
$343,900
3 beds1.5 baths1,386 sq ft
1234 NW Lanyard Loop #1, Oak Harbor, WA 98277
Alex Pfeiffer • Coldwell Banker 360 Team
3D WALKTHROUGH
$399,900
2 beds1 bath912 sq ft
376 SE Glencoe St, Oak Harbor, WA 98277
Leah Courage • ONE Realty
OPEN TODAY
$499,950
3 beds1.5 baths1,320 sq ft
2491 Carefree Pl, Oak Harbor, WA 98277
Deb Nourai • RSVP Brokers ERA
$585,000
3 beds2 baths1,894 sq ft
930 Donald Ave, Oak Harbor, WA 98277
Ron Manalo • Real Broker LLC
OPEN TODAY, 12PM TO 2PM
$450,000
2 beds2 baths1,158 sq ft
957 Donald Ave, Oak Harbor, WA 98277
Christina Zimmerman • Keller Williams Western Realty
$539,000
5 beds3.5 baths1,950 sq ft
1113 SW 2nd Ave, Oak Harbor, WA 98277
Kimberly Whitehead • RE/MAX Gateway
$575,000
3 beds2 baths1,899 sq ft
1191 SW Xavier Dr, Oak Harbor, WA 98277
Annie Cash • Windermere Whidbey Island
$475,000
2 beds2 baths1,284 sq ft
1300 SW Windsor St, Oak Harbor, WA 98277
Kathi Phillips • Acorn Properties, Inc
See all

Provided by Redfin

Sale history for 490 Silver Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,717 (+12.0%)

$300,000 + $309,156

$609,156

2025

$4,213 (+1.6%)

$300,000 + $309,156

$609,156

2024

$4,148 (+6.0%)

$280,000 + $313,252

$593,252

2023

$3,911 (−8.5%)

$270,000 + $317,349

$587,349

2022

$4,276 (+6.3%)

$240,000 + $284,461

$524,461

2021

$4,022 (−0.4%)

$160,000 + $252,075

$412,075

2020

$4,037 (+17.9%)

$140,000 + $246,827

$386,827

2019

$3,425 (−6.7%)

$200,000 + $191,517

$391,517

2018

$3,672 (+12.6%)

$150,000 + $193,375

$343,375

2017

$3,262 (+1.9%)

$150,000 + $193,375

$343,375

2016

$3,201 (+3.7%)

$140,000 + $185,947

$325,947

2015

$3,087 (−4.3%)

$100,000 + $190,898

$290,898

2014

$3,226 (+19.9%)

$108,000 + $193,375

$301,375

2013

$2,692 (−1.2%)

$101,772 + $195,852

$297,624

2012

$2,725 (+8.7%)

$113,080 + $203,597

$316,677

2010

$2,507 (−0.9%)

$128,500 + $212,886

$341,386

2009

$2,530

$149,060 + $221,124

$370,184

Tax history for 490 Silver Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,717 (+12.0%)

$300,000 + $309,156

$609,156

2025

$4,213 (+1.6%)

$300,000 + $309,156

$609,156

2024

$4,148 (+6.0%)

$280,000 + $313,252

$593,252

2023

$3,911 (−8.5%)

$270,000 + $317,349

$587,349

2022

$4,276 (+6.3%)

$240,000 + $284,461

$524,461

2021

$4,022 (−0.4%)

$160,000 + $252,075

$412,075

2020

$4,037 (+17.9%)

$140,000 + $246,827

$386,827

2019

$3,425 (−6.7%)

$200,000 + $191,517

$391,517

2018

$3,672 (+12.6%)

$150,000 + $193,375

$343,375

2017

$3,262 (+1.9%)

$150,000 + $193,375

$343,375

2016

$3,201 (+3.7%)

$140,000 + $185,947

$325,947

2015

$3,087 (−4.3%)

$100,000 + $190,898

$290,898

2014

$3,226 (+19.9%)

$108,000 + $193,375

$301,375

2013

$2,692 (−1.2%)

$101,772 + $195,852

$297,624

2012

$2,725 (+8.7%)

$113,080 + $203,597

$316,677

2010

$2,507 (−0.9%)

$128,500 + $212,886

$341,386

2009

$2,530

$149,060 + $221,124

$370,184

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning and permits

Zoning
Permits

Rural Zone

The Rural Zone is the principal land use classification for Island County. Limitations on density and uses are designed to provide for a variety of rural lifestyles and to ensure compatible uses.

Permitted uses

Include but are not limited to:

Agriculture
Day care facility
Housing-Single unit
Bed & breakfast
Housing-Mobile home park
Timberland

Property details

Interior

Heating & Cooling
Air Conditioning Type: Package
Heating Type: Package

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Foundation Type: Concrete
Exterior Wall: Hardboard/Plywood
Roof Covering Type: Asphalt
Roof Shape Type: Asphalt

Property Information
Subdivision Name: BAYVIEW ESTATES 37
Living Sq. Ft: 1,953
Ground Floor Sq. Ft: 1,185
Building Sq. Ft: 2,437
# of Stories: 1
Legal Description: 20 WALLACE DC - BG NECR J

Parking & Garage Information
Parking Type: Attached Garage
Garage/Parking Sq. Ft: 484
Garage / Carport Type: Attached

Lot Information
# of Buildings: 1
Land Sq. Ft: 223,898
Municipality Name: RURAL N WHIDBEY
Acres: 5.14
Zoning Code: 20
County Use Description: RESIDENTIAL IMPROVED

Financial

Assessor Information
Assessment Year: 2025
Tax District County: RURAL N WHIDBEY

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,953
Stories: 1.0
Lot Size: 5.14 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: —
County: Island County
APN: R23329-072-1020

Home facts updated by county records on Jun 17, 2026

Around this home

Schools

Crescent Harbor Elementary School

Public K-4 • Assigned • 0.6mi

8/10

North Whidbey Middle School

Public 7-8 • Assigned • 2.9mi

7/10

Oak Harbor High School

Public 9-12 • Assigned • 3.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 79° expected this year, 19 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Oak Harbor, WA • 98277

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.3 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

8.3 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$654,000 – $792,000

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Nearby similar homes

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New listings for sale in 98277

OPEN TODAY, 1PM TO 4PM

$599,800

4 beds2.5 baths2,050 sq ft

2031 Ocean Spray Ln, Oak Harbor, WA 98277

Amber Soria • Soria Real Estate

$385,000

3 beds2 baths1,553 sq ft

651 SE Bayshore Dr Unit A101, Oak Harbor, WA 98277

Julien Collins • RE/MAX Gateway

COMING SOON

$343,900

3 beds1.5 baths1,386 sq ft

1234 NW Lanyard Loop #1, Oak Harbor, WA 98277

Alex Pfeiffer • Coldwell Banker 360 Team

3D WALKTHROUGH

$399,900

2 beds1 bath912 sq ft

376 SE Glencoe St, Oak Harbor, WA 98277

Leah Courage • ONE Realty

OPEN TODAY

$499,950

3 beds1.5 baths1,320 sq ft

2491 Carefree Pl, Oak Harbor, WA 98277

Deb Nourai • RSVP Brokers ERA

$585,000

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930 Donald Ave, Oak Harbor, WA 98277

Ron Manalo • Real Broker LLC

OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH

$450,000

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957 Donald Ave, Oak Harbor, WA 98277

Christina Zimmerman • Keller Williams Western Realty

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Kimberly Whitehead • RE/MAX Gateway

$575,000

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Annie Cash • Windermere Whidbey Island

Home values near 490 Silver Lake Rd

Data from public records.

Address	Redfin Estimate
421 Silver Lake Rd, Oak Harbor, WA 3 Beds \| 3 Baths \| 2933 Sq. Ft.	$898,873
460 Silver Lake Rd, Oak Harbor, WA 4 Beds \| 2.5 Baths \| 3212 Sq. Ft.	$1,012,045

Address	Redfin Estimate
410 Silver Lake Rd, Oak Harbor, WA 3 Beds \| 3.5 Baths \| 2248 Sq. Ft.	$715,424
400 Mounts Rd, Oak Harbor, WA 3 Beds \| 2 Baths \| 1943 Sq. Ft.	$597,402

Address	Redfin Estimate
588 Silver Lake Rd, Oak Harbor, WA 3 Beds \| 3 Baths \| 1717 Sq. Ft.	$530,335
2786 Taylor Rd, Oak Harbor, WA 3 Beds \| 2 Baths \| 1954 Sq. Ft.	$720,734

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98277, WA

Sale history for 490 Silver Lake Rd

Tax history for 490 Silver Lake Rd

Zoning and permits

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98277

Home values near 490 Silver Lake Rd

More real estate resources