Direct Lending, Broker Lending, Correspondent Lending
Obaid Mohammadi - NMLS# 482428
“Redfin Recommended” service providers are highlighted strictly as a resource, and are chosen based on their positive relationships with our agents, and/or consistently high customer reviews.
I began my career in 2006. I worked at two large banks until 2021, when I moved to OriginPoint. My focus and efforts are centered around first time home buyers. I’ve learned that the home buying process is stressful but also fraught with factors outside of the client’s and their agent's control. My job is to provide clarity and patiently remain a proxy for their control.
Obaid's Reviews
We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.
Obaid is a true professional and did a great job with my loan despite the overwhelming number of loan application he and Well Fargo were dealing with. He followed up on daily basis when needed with loan processor and underwriter to ensure the loan closes on or within couple of days of original closing date. While the loan closed couple of days late due to circumstances beyond his control, I appreciated his hustle, customer service, and true professionalism during the process. I definitely recommend Obaid if you were to get a loan.
Obaid and his team at Wells Fargo are great home loan specialists to work with while buying a new home. Our appraisal with a previous bank came short and we needed a new appraisal along with underwriting completed soon to meet our closing deadline. That period was extremely stressful but Obaid and his team were very quick in completing all processes within a very short amount of time. He and his team were prompt in answering our questions and went through great lengths to make us feel comfortable through out the process. We are very grateful to Obaid & co at Wells Fargo bank and strongly recommend him to all prospective home buyers.
I can't speak highly enough of my experience working with Obaid Mohammadi on my home mortgage. This had been my first loan, and home purchase and Obaid was precise, thorough and patiently answered all my questions every step of the way.
Obaid, Thank you for your expertise and persistence with finalizing my mortgage.
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Buyer Closed Mar '19 San Francisco, CA
$790,000 • 1st Time Buyer
5.0
Working with Obaid was great! We worked with him years ago on a loan with his previous bank, and liked him so much, we were happy to go with him again. Obaid was able to assist us this time under an extremely tight timeline straddling the Thanksgiving Holiday and he really went above and beyond to help us, including numerous calls and texts over the holiday. We wouldn't hesitate to use him again!
Obaid was responsive and made time in the evenings and on the weekend as needed. He explained everything when we had questions and got us into a better mortgage product than we thought we would be able to get.
Obaid went the extra mile to make sure that we got the best mortgage. He was a great communicator, quick to respond, and helped untangle a lot of the last minute paperwork asks the underwriter asked for. I would definitely recommend him to anyone looking for a mortgage!
Great mortgage consultant! Very patient and helpful, really invested in getting you the mortgage you need. Went above and beyond as far as responsiveness, follow up, and accomodation goes. We had a particularly difficult timing situation and he arranged everything and made sure we closed on time, and need I mention, with a great rate! Excellent service, we will be recommending him in the future!
Obaid is an exceptional communicator, often responds in minutes (!), and was in close contact with us in every step of the financing process. We closed even earlier than we thought we would because of his hard work.
Obaid was excellent to work with! He went over and beyond what I expected out of an agent. From explaining the process to us, fielding our questions along the way, handling our time sensitive requests, all the way through an on-time close.
Obaid's responses were consistently prompt and he was generous with his time throughout. His attention to detail made us feel confident in our interactions and his quotes were straightforward. I felt he worked with us as individuals and when the time came to speak on our behalf to the listing agent as offers were being considered, I'm confident he was able to represent us accurately and strongly. Obaid worked as a team with our other professionals to make a short-close happen in a straightforward way and as stress-free as possible.
We highly recommend Obaid!
We were introduced to Obaid by Chad. The first time I spoke to Obaid, he took great care to collect all details and go over the mortgage process.
One thing I appreciated was that he helped us mellow down a few times when we wanted to jump in with both our feet to buy a home without having a strong offer financially as we did not have an underwritten loan. He made us realize that without a strong finance component we were taking a risk by bidding for a home.
Along the way our home hunt hit a few bumps due to my wife's visa status but Obaid did everything in his power to make sure we were approved for the largest amount of loan as possible. He and Paul worked a lot to get exceptions for us that was the key differentiator in having the offer accepted on our home.
I really appreciate his patience to answer all my questions even some silly ones no matter how many times I asked him. I am very thankful to Obaid for helping us find a perfect home.
I was so happy with Obaid and his team that I did not even go loan shopping as I was sure I wanted to deal only through Obaid. I greatly value his advice and his commitment to helping us buy a home. The one thing that I miss is meeting him in person.
We got this house! I would to start by saying that it takes tremendous team effort to close the purchase of house in today's South Bay market. And Obaid is a big part of that great team that we had the pleasure to work with. One thing special to call out for Obaid is he under promises and over delivers. During our loan application process, Obaid kept a high bar upfront and got a lot of paperwork done, which ensured the closing progress later on. Our appraisal took longer than usual due to some scheduling issues from the appraisal company, if we hadn't done all the other homework upfront, we wouldn't have been able to close on time. I also know that Obaid personally called the listing agents multiple times, all of those added up to a team win. Thank you Obaid!
I would work with Obaid again for a future home loan. We had a couple delays in our process that were out of his control, but he did his best to keep us informed the entire time by communicating the status of various moving pieces and doing what he could to get the assembly line of people in place, and ready to execute as soon as things were ready to move down the line. I'd recommend him.
No compromises! The best service AND the best rates - Obaid delivered all I could hope for from my lender. He worked with us to close the loan at super-speed while keeping me informed all the way. Ignore the myths about banks vs. brokers and go with Obaid - you won't regret it. Thank you Obaid!
Obaid said yes when everyone else said no! To make the story short, I was in between jobs and was starting a new job. Our mortgage broker told us that we will not get approved for a loan even without starting the application. We then tried BOA but were also denied because of our situation. Martin from redfin referred us to Obaid as our last resort. Obaid called us right away listened to our situation and told us that he will try his best to get us the loan. We submitted a lot of documents including personal letter justifying our situation. Throughout the whole process, Obaid has been there to keep us calm and collected. After what seemed to be the longest and most agonizing wait, we were approved in a couple of days after turning in all the required documents! I would of saved all the pain and headaches if I had went straight to Obaid. I would highly recommend everyone to go straight to him for a mortgage loan. Thank you for all your help! We greatly appreciate it! You and Martin are the best!
We had an excellent experience with Obaid and Wells Fargo. Our situation was unusual and he dug in to get us through the application process successfully. Was professional to a fault and went above and beyond the call. Highly recommend him.
He did a great job at helping us get a pre-approval letter very quickly (in less than 2 days!). We really appreciate all the time he took to answer all of our questions and to guide us through the mortgage process. Thanks Obaid!
Obaid worked diligently to ensure our loan process went smoothly. There were some unforeseen circumstances along the way when dealing with underwriting but Obaid helped overcome them.
We definitely recommend Obaid for his deep experience in this field.
We found Obaid through a Redfin event and he worked great with our Redfin agent.
Obaid was responsive and a nice fellow to work with. He helped us through every step of the Loan process and was quick to reach out when more information was needed.
He also vetted for us with the Seller during the bidding process, which we felt was very kind of him to do. We would recommend him to our friends.
We found Obaid through a Redfin event and he worked great with our Redfin agent.
Obaid was responsive and a nice fellow to work with. He helped us through every step of the Loan process and was quick to reach out when more information was needed.
He also vetted for us with the Seller during the bidding process, which we felt was very kind of him to do. We would recommend him to our friends.
Obaid was an absolute pleasure to work with. Obtaining a home loan is not a simple process, but Obaid's methodical style and clear explanations made everything smooth sailing.
Due to the competitive real estate market in the Bay Area, we made many offers before finally winning a bid. For every single offer, Obaid personally made a call to the listing agent to assure the sellers of our mortgage qualifications. We were very impressed with this and think it speaks to the dedication he has to his clients.
Obaid was very responsive to email, calls and text. We really appreciated his attention to detail and his sensitivity to ticking clock once our offer was accepted. Most importantly, he gave us clear instructions at just the right times to keep our file on track for closing on time, which we did.
We would not hesitate to recommend his services to friends and family!
Obaid was amazing to work with, and if I ever buy another house (not that I can afford to now) I would love to work with him again. He is very detail oriented, extremely responsive and communicative, and does not make mistakes. After my first conversation with him, I could tell that we were in good hands and I only have positive things to say about our experience! I definitely plan to recommend Obaid to any friend or colleague looking to finance a home - he will go the extra mile for you and keep you informed every step of the way.
Obaid was fantastic through the whole process. I've already recommended two friends to him. He was professional, communicative and very careful to explain and walk us through each part while getting our loan.
Obaid and his team were very helpful in helping us get a loan. Because he and his team were keeping me on track, we were able to close our loan with time to spare, allowing us to keep our stress levels in check.
Obaid was one of the main reasons we were able to close right on time. He was always incredibly responsive and easy to get hold of, and made sure the process stayed on track. As first-time buyers, we also especially appreciated his friendliness and ability to explain the process clearly. We would highly recommend him to anyone looking to work with a lender.
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Buyer Closed Apr '15 Oakland, CA
$1,005,000 • 1st Time Buyer
5.0
Obaid took care all of our home loan work and made our home buying experience very easy and comfortable. He was there to answer all our questions and guided us in the right direction. We would really like to appreciate him for his time, work and support.