If you need a mortgage but don't want to support the for-profit banking industry, SFCU offers as full a range of loan options as any major bank, at better rates, with more personalized service. You deal with two people total (one for approval, one for closing), not a rotating cast. The secure portal allowed them to access all my uploaded documents instantly -- no emailing documents with personal information! They use an official underwriting process; no "rubber stamping" loans you can't really afford just to hit their targets. In fact, they exhibited no pressure on us to lend through them at all. Overall, a very professional experience, with no sales pressure.