A little bit about Jeff

I'm a local lender with a 25-year track record of serving homebuyers with expertise, candor, and patience. I offer financing options to fit every stage of your homeownership journey, including Conventional, Jumbo, VA, FHA, as well as more creative solutions such as Reverse Mortgage, Construction and Renovation Financing, or Bridge Loans. Our business is not just about providing loans; it's about understanding your family goals with homeownership, offering specific market strategies to help you achieve them & supporting that with 5 star service.

rkt.me/JeffreyNicola

Jeff's Reviews

We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.

5.0

Buyer Closed Jun '25
Seattle, WA

$829,000

4.0

Buyer Closed Jun '25
Puyallup, WA

$515,000 • 1st Time Buyer

5.0

Buyer Closed Jun '25
Seattle, WA

$595,000 • 1st Time Buyer

5.0

Buyer Closed Apr '25
Tacoma, WA

$480,000

5.0

Buyer Closed Apr '25
Auburn, WA

$740,000

5.0

Buyer Closed Apr '25
Issaquah, WA

$553,000 • 1st Time Buyer

5.0

Buyer Closed Apr '25
Washougal, WA

$635,000

5.0

Buyer Closed Mar '25
Redmond, WA

$1,300,000 • 1st Time Buyer

5.0

Jeff and his team at Bay Equity made the entire process of working with a lender easy, professional, and supportive. This was our first time purchasing a home, and we had lots of questions and concerns. Jeff and his team were able to address all of them quickly and with a calm, helpful demeanor. He personally took the time to work with me over multiple calls to help walk me through questions I had, and this level of customer care is what helped us decide to use Bay Equity for our loan. His coworker, Dany, was exceptionally helpful in walking us through the process. His team went above and beyond, and I?d wholeheartedly recommend their services. Many thanks to Jeff, Dany, Kellie, and Kathleen!

Buyer Closed Mar '25
Bothell, WA

$1,095,000 • 1st Time Buyer

5.0

Buyer Closed Mar '25
Tacoma, WA

$399,000 • 1st Time Buyer

5.0

Buyer Closed Jan '25
Snoqualmie, WA

$866,000

5.0

Buyer Closed Jun '24
Bothell, WA

$875,000 • 1st Time Buyer

5.0

Buyer Closed May '24
Orting, WA

$615,000 • 1st Time Buyer

5.0

Buyer Closed Mar '24
Bonney Lake, WA

$655,000 • 1st Time Buyer

5.0

Buyer Closed Nov '23
Longview, WA

$379,900 • 1st Time Buyer

4.0

Buyer Closed Nov '23
Spanaway, WA

$475,000 • 1st Time Buyer

5.0

it was a great experience working with Jeff. Jeff was always available to discuss and answer my questions over call/text. he always kept me updated and provided good suggestions. I genuinely felt he had my best interests in every suggestion he provided. this particular real estate transaction was not straightforward. Initially I put offer for an under-construction property but had to cancel due to construction-delay and put new offer for another property instead. Jeff, without any hesitance, continued working with the underwriter to get my mortgage approved. on top of that, he covered the appraisal fee for the first property. I really appreciated the support from Jeff and his great team. Jeff ? I owe you a beer ?

Buyer Closed Sep '23
Snoqualmie, WA

$884,950

5.0

Buyer Closed Aug '23
Puyallup, WA

$726,200

5.0

Buyer Closed Jun '23
Puyallup, WA

$553,500 • 1st Time Buyer

5.0

Buyer Closed Jun '23
Monroe, WA

$950,000 • 1st Time Buyer

5.0

Buyer Closed Mar '23
Bonney Lake, WA

$532,690 • New Construction

5.0

Buyer Closed Feb '23
Federal Way, WA

$570,000 • 1st Time Buyer

5.0

Buyer Closed Jan '23
Edgewood, WA

$900,000 • 1st Time Buyer

5.0

Buyer Closed Jan '23
Lakewood, WA

$560,000

4.0

Buyer Closed Dec '22
Sammamish, WA

$1,475,000

5.0

Buyer Closed Dec '22
Kirkland, WA

$465,000 • 1st Time Buyer

5.0

Buyer Closed Oct '22
Edgewood, WA

$525,000 • 1st Time Buyer

5.0

Buyer Closed Oct '22
Redmond, WA

$563,500

4.0

Buyer Closed Sep '22
University Place, WA

$820,000

5.0

Buyer Closed Aug '22
Tukwila, WA

$530,000

5.0

Buyer Closed Jul '22
Seattle, WA

$605,000

5.0

Buyer Closed Jun '22
North Bend, WA

$1,200,000

5.0

Buyer Closed Jun '22
Mill Creek, WA

$930,000

5.0

Buyer Closed Oct '20
Seattle, WA

$860,000 • 1st Time Buyer

5.0

Buyer Closed Aug '20
Bothell, WA

$425,000

5.0

Jeff was an excellent loan officer. He was friendly and provided thorough communications from the beginning of the process. He guided us through the process and enabled our closing to be as smooth as possible. Jeff proactively called the selling agents and ensured that they understand our position. In addition, Jeff worked closely with our buying agent to make our offer as competitive as possible, allowing us to win the bid in the crazy Seattle market. Highly recommended if you need someone who's local and responsive!

Buyer Closed Jun '18
Seattle, WA

$780,000 • 1st Time Buyer

5.0

Buyer Closed Feb '16
Seattle, WA

$450,000 • 1st Time Buyer

5.0

Jeff and his whole team were great to work with. They made everything go smoothly for our mortgage and closed right when they said we would. We went conventional with 20% down, but Jeff and his company can provide a variety of options to suit your needs and they'll walk you through it to see what makes the most sense. Jeff is also a super nice guy and takes the time to answer any of your questions without making you feel dumb. Work with Jeff and you won't regret it.

Buyer Closed Dec '15
Seattle, WA

$624,900 • 1st Time Buyer

5.0

Buyer Closed Nov '15
Seattle, WA

$470,000 • 1st Time Buyer

5.0

Jeff and his team were just amazing. After an atrocious ordeal with another lender I had to make a quick switch and Jeff stepped up in incredible and immediate ways often working way beyond the norm to get things done and in order for the next steps. He closed my deal in less than 14 days- start to finish! And, I came away with a better long term deal than the original lender was offering. Communication was fluid and I always felt like he was on top of everything. I highly recommend Jeff and his team!

Buyer Closed Sep '15
Seattle, WA

$680,000 • 1st Time Buyer

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Jeff Nicola “Redfin Recommended” service providers are highlighted strictly as a resource, and are chosen based on their positive relationships with our agents, and/or consistently high customer reviews.

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A little bit about Jeff

Jeff's Reviews

Jeff Nicola
“Redfin Recommended” service providers are highlighted strictly as a resource, and are chosen based on their positive relationships with our agents, and/or consistently high customer reviews.