A little bit about Zack
• Conventional and Expanded Loan Products including Buydowns, Interest-Only and Jumbo options, including 15% down, no MI, plus of course VA and FHA
• The Rattray Lending Team is committed to 5-Star service
• Personalized consultation to learn your goals and give you as much information as you need to feel comfortable throughout the process.
• Available immediately for questions and fast pre-approvals
• Your best loan service with competitive rates, fast closings and personalized load designed for you!
• Check out all my reviews!
Zack's Reviews
We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.
Zack overcame literally EVERY hurdle my clients could throw at him and made my clients dream of homeownership come true! Appreciate all his hard work. We couldn't of done it without him!
Closed Feb '24
Speed, consistency and communication
We we're first time home buyers and had no idea what we were getting into and Zack was very helpful and patient with us and took the time to explain things and made sure we understood the process.
Closed Jan '24
Friendly, helpful, effective, and efficient.
Zack and his team were great, always responsive and willing to have a conversation. The online portal made it easy to see what needed to be done and to access documents. We felt very supported through the home buying process.
Closed Sep '23
Jericha was very transparent, she helped us get to where we needed to be to start the process. We are pleased with her work.
Closed Sep '23
Very attentive and detailed with their explanations! Jericha helped me with all my questions!
Closed Sep '23
Zack was wonderful! He was very communicative and went above and beyond to close our loan!
Closed Jun '23
We had a complicated closing process due to concurrent selling of our old home and obtaining a new job all the while buying a new home. Zack and his team were professional, expedient, patient, and very easy to work with. It was a great experience!
Closed May '23
Responsive and professional
Closed May '23
Jericha made the loan process very easy and smooth. I had no problems whatsoever during our loan process, not even minor issues which made my experience very stress free. I?d recommend Jericha to my family and friends without a doubt!
Closed Feb '23
Jericha was very helpful throughout the entire process. Anytime I had a question, she got back to me very promptly. We were moving fast in our close process and Jericha kept pace with us every step of the way.
Closed Oct '22
Zack is very professional and experimented
Closed Aug '22
Zack is a great asset to bay equity
Closed Aug '22
Customer did not leave review comments.
Customer did not leave review comments.
Zack was more than helpful, just a consummate professional who happens to work for a big bank. He was always available by cell when needed to answer questions and he was able to get the loans approved in a timely manner, as he promised. Can't say enough about his efforts on our behalf.
Customer did not leave review comments.
Zack and all associates of chase made the financing as easy as possible. I was able to secure a great rate, was well informed during the whole process. Highly recommend their services.