My wife and I had a fantastic experience with Embrace Home Loans through the process of buying our first home. We worked throughout the process with Gary May, who unfortunately left Embrace just before we closed. Gary was incredibly personable, always accessible, and always willing to answer our questions. The portal that he created allowed us to have a realistic picture of what our financial situation would look like depending on what our down payment would be, what our offer on the house would be, etc. It was refreshing to see all of the numbers clearly and in a chart with various options so we could make the best financial decision for ourselves. The pre-approval process and loan approval were both incredibly smooth. And we were able to close within the short time frame the seller had requested. After Gary left, we were still able to close on time with no issues because of the great care Embrace Home Loans took to make sure nothing fell through the cracks. We always felt secure through the process with Embrace and could not imagine the experience with another lender. We got a great interest rate from Embrace, we were happy with the appraisal on the house, and in general had an incredible experience with the company. We would highly recommend that anyone in the DC area consider Embrace Home Loans when looking for a lender who is going to treat you like a person and not just a number. Thanks Gary and Tom!