I was really impressed that barton hills mortgage helped turn a bad situation into a good one, and making sure it was above board. One thing I heard from Suzanne Once, was the reason the 2008 housing crash happens was people sliding shady deals past mortgage companies, so let's do it right thing. While others, were happy to complain about there strictness, I was happy that they were doing a good job, providing mortgages that are sustainable for me, and for the larger Mortgage industry. I followed all the rules, and was rewarded by the mortgage company for doing so.