Great rates and very friendly and personable service. We did have to poke them a couple times during escrow to make sure things were moving forward but in the end they worked really hard to get us to our close date which is what matters. Unfortunately the appraiser they assigned us was a dangerous combination of incompetent and egotistical. It reflects very poorly on First Republic. We plan on sticking with them as they've been very good to us for many years and I would still recommend them but I'd want to make sure that the appraiser is competent next time.