I would absolutely recommend Kelly as well. Honest hard worker, always available if you ever have any questions. He will do whatever it takes to help you get your loan through. If you are stuck and loans not quite there yet, he will nickl and dime everything he can to make sure you get that approval. Even staying up late after dinner to crunch the number. Near the end of the process I was able to get a slightly better rate some where else but questionable customer service. But we chose to stick with Kelly since all that he has done for us. You will absolutely not regret it.