**BEWARE***Texas lending was trash! Susan ancel was so umprofessional amd rude! In one interaction told me she doesnt know what amounts are on a form becuase she doesnt have time to read every document! They advertise 21 day closing , what a joke, from providing documnets over and over, getting harrassed about job verification from 3 yrs ago! ( i dont even work there). So much confusion between, loan officer processor and underwriter causing all kimds of issues and delays! They say they have a $1,000 closing guarantee, i have documentation of them admitting it was their fault closing was delayed and yet they still wont honor it! *****BEWARE***