AZ Home Loans

So glad we chose this agency. The entire team took great care both professionally and personally to make sure we were comfortable with the process of purchasing our first home. Never left a question unanswered. Couldn’t have expected any better.

The team at AZ home loans was nothing short of spectacular, and arranged better financing arrangements for my new home purchase than I ever imagined. Although I could have paid cash for my home purchase, I was advised to finance part of my purchase since mortgages are currently running 4-5% interest but I would pay 15%+ in capital gains taxes if I paid cash by liquidating assets. However, I'm retired with little (taxable) income, so other lenders balked at giving me a conventional mortgage, which is all they know how to do. Then I was referred to AZ Home Loans, since they could do "out of the box" home loans that others can't (or simply won't) do. Since I had the assets to pay cash for my house, the folks at AZ Home Loans said they could set me up with an (out-of-the-box) "asset allocation" loan, although the rate would be somewhat higher than a conventional mortgage. But after in-depth examination of my financial situation (something other lenders were too lazy to bother with), they concluded that I could qualify for a conventional "in-the-box" mortgage at better rates anyway! So we went that way, and all of us saved money all around. While all this was going on, AZ Home Loans kept me informed on progress and with requests for specific information that would allow them to find me the best loan rate. And if I dropped the ball on getting them critical information, they sent me gentle reminders to keep things moving. I can't recommend AZ Home Loans highly enough! If you are looking to finance a property in AZ you simply won't find anything better- for rates or for flexibility.

Client experience is excellent. Jordan and Theresa have been very thorough with the process and guided us very well. Very responsive on email, text and calls. We would recommend AZ Home Loan for their excellent service and great client experience.

What an experience from start to finish! Michael Wallace and his team made the difference from the beginning to end of closing. My husband and I felt that Az home loans gave us the best rate for a VA loan without even bargain while others tried to beat it or match it after I bargained! Obviously, AZ home loans were the winner not by the rate but more importantly the fight and dedication that Mike trusted to provide with his honest upfront quote and services. So, we continued and put our trust with az home loans and closed the deal. There were some delays due to some verifications etc, but Mikes prompt responses and solid initial quote made us stick with them. Mike and Theresa were always available to answer any questions we had, Mike was honest and upfront from the beginning! I feel that he went above and beyond to help throughout the process. They offered us the best rate possible. No hidden stuff! I feel like we had a unique case and Mike was there for us from the beggining. He took care of everything for us and we got through this process stress free. Thank you Mike if you see this! You made me, my husband, and my kids very happy with this experience! I don't write reviews much but Mike and his team definitely deserve it! We cannot thank the team enough for making our 1st VA home purchase a happy ending!

Scott Helman is genius at his job and worked with Ethan day and night as well as weekends to make sure we were taken care of as if we were family. Really everyone through AZ home loan's was such an absolute blessing. They got us through the worst part of home purchasing which is semi blindly handing over your hard earned money. Theresa geese just everyone there is just so profoundly professional and on the ball really ready to help you. We really got a great sense of trust in Az home loan's. They took any worries big and small away. Thank you so very much for your part in helping us with our home purchasing as first time home buyers. Thank you for your patience and compassion. You guy's are truly the best.

Awesome experience from start to finish. Constantly in communication with me and was very reassuring throughout the process.

Jeff and Theresa made my mortgage process simple and easy. I filled out there contact form at 7:45p on a Sunday, on the phone with Jeff by 8:15p and done with the basic information by 8:45p. Throughout the process, Jeff frequently checked in to see how things were going. Once I had found a home, Jeff was there to help me understand rates and gave me daily updates on where rates were going so I could lock in a good number. Once my offer had been accepted, Theresa was there to help me along the process, ensuring I had all the needed documents as well as working with Tara and Security Title to close on time, She was always available to answer any of my questions or clarify any confusing financial language. Thank you both for all of your help!

This company truly is amazing! They made it happen and they have great customer service.

We met Mike Wallace through a Redfin "First time home buyer 101" event. From the start, we felt that he was very approachable and knowledgable. Mike worked around our schedules and was available in the evenings, when we were done with work to meet or talk on the phone. Mike was very transparent in the whole process, answered all questions we had, and taught us a lot. He made the more stressful part of buying a home much easier!

Highly recommend. We through a curve in the process and added our family to the loan. The processing went smoothly and in a timely manner.

Marian was amazing to work with. He went above and beyond to get us the best loan, and kept us well informed throughout the process. I would highly recommend him to everyone!