A little bit about Walter
With over 30 years of mortgage experience, our capable team of Certified Mortgage Planning Specialists (CMPS Certified) can assist with: Down Payment Assistance Programs - Conventional - Jumbo - FHA - VA - USDA - Rehab loans (full & light) NMLS 85438 & 1633389 Licensed in AL, AK, AZ, CA, CO, FL, HI, ID, IL, IN, IA, MI, MN, MO, MT, NV, NM, OH, OK, OR, SC, TN, TX, VA, & WA.
Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, Equal Housing Lender.
Walter's Reviews
We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.
I highly recommend the Howard team at the Fairway Independent Mortgage Corporation. Every step of the way, Walter and Emily were there to help us through the process. When I say every step, I mean EVERY step. From the initial phases of pre-qualification to providing updated after updated pre-qual letters when the house hunt took unexpected turns, from discussing the market and how that affects mortgage rates to various products associated with loans, from initial acceptance to final closing. They answered every question. They addressed every concern. They made themselves available. And they did all this with grace and kindness. We were a team and they never dropped the ball. It took us two years to finally get accepted on a house we loved. The Howard team stuck with us through that two-year process. We appreciate them and the quality of work they put forth. Once again, I HIGHLY recommend Walter and Emily at Fairway Independent Mortgage Corporation.
Buyer Closed Dec '23Auburn, WA
$444,300 • 1st Time Buyer
Customer did not leave review comments.
The Howard Team is amazing. We are so thankful to Emily and Walter and the rest of their team for a relatively smooth process with the loan processing. Walter's creativity in structuring the loan for a win-win for both buyer and seller. Emily's sheparding of the loan process every step of the way provided us with the confidence we need that things are moving along including helping to smooth things out because of our non-standard financial situation. Their highly personal touches, including taking the time to really understand our financial position and outlook, are what make them stand out from the large financial institutions (our previous home loan experience). We have no hesitation in recommending The Howard Team.
I considered several different lenders when I was searching for the best offer. The Howards stood out. Walter is incredibly knowledgable and genuinely interested in finding creative, effective, and safe solutions for you that fit your financial goals. He has decades of experience, an intimate understanding of the market, and a knack for taking into account his client's goals to find the best loan. And Emily makes the process of securing the loan easy and simple - the process itself can be complicated (lots of documents, coordination between other parties, etc), but it was never overwhelming because of how easy it was to communicate with her, understand which documents needed to be signed, or what had to be done next. Both of them were very knowledgable; I had a lot of questions but never felt like I was in the dark. It's rare to find a team that's not only exceptional at their job but also sincerely looking to help you out. I'd highly recommend them to anyone looking for a loan.
Buyer Closed Jan '23Seattle, WA
$799,950 • New Construction • 1st Time Buyer
Very fast, on top of all steps in our purchase process. They came in late (for us) after another loan company wasted time, and really made the purchase happen! Thank you, thank you!
We really appreciated the speed and responsive of the team considering we were on a tight schedule for our offer. They made the process very smooth and gave us peace of mind even though we were first time buyers and were not sure what to expect. They also were able to get us the best rate among all the lenders we checked.
Buyer Closed Sep '22Bothell, WA
$815,000 • 1st Time Buyer
Walter and Emily were a pleasure to work with and make a great team, striving hard for the success of their customers. I would recommend them to anyone trying to find home loan financing.
Buyer Closed Aug '22Enumclaw, WA
$440,000
Customer did not leave review comments.
Customer did not leave review comments.
Buyer Closed Jun '22Tacoma, WA
$400,000 • 1st Time Buyer
Emily and Team Howard were a godsend. Buying and selling a house simultaneously is not an easy task. Since we were moving from one state to another, we really prayed that we would find our dream house and everything would fall into place. In large part because of Emily's knowledge and tenacity, they did. We are so grateful for her and her team. I would recommend her to anyone.
Howard and Emily made my loan process go smooth and very informative
Buyer Closed Jun '22Kent, WA
$295,000 • 1st Time Buyer
Customer did not leave review comments.
The Howard Team was amazing! I would highly recommend working with them. They were quick and efficient in every aspect, we even closed early on our home because of their hard work!
So helpful - really appreciated their guidance.
Customer did not leave review comments.
I cannot say enough wonderful things about The Howard Team of Fairway Independent Mortgage . We were just “sort of” looking at homes in AZ when we fell in love with one we saw listed online. Almost all of the planets were aligned for us except we didn’t have the pre approval letter needed to present with our offer. Our wonderful agent recommended Emily and Walter, what a blessing that was. Despite being a weekend Emily went above and beyond to get us pre approved so that we were able to present a more attractive offer. Front start to finish Emily and Walter made the experience smooth and stress free. They really are the Dream Team and we can’t thank them enough!!
We had a great experience with the Howard team and are thankful for all their expertise.
Super fast turnaround and great communication throughout the process.
Buyer Closed Mar '22Everett, WA
$400,000 • 1st Time Buyer
Customer did not leave review comments.
Buyer Closed Mar '22Cheney, WA
$469,795 • New Construction
Customer did not leave review comments.
The Howard team at Fairway we’re a great group of people to work with.
Walter Howard and his team were impeccable from start to finish. They communicated clearly, fielded all our questions, were consistently available (even on Sundays) and walked us through the whole process. We definitely will choose to work with them again. Thank you, Fairway!
Buyer Closed Nov '21Olympia, WA
$410,000 • 1st Time Buyer
The Howard's were amazing from start to finish of this transaction. They made sure to communicate any updates to us immediately. Their customer service is unmatched. I would recommend using them for any of your mortgage needs.
The Howard Team was fantastic to work with. Walter, Emily and the rest of their team made the process as easy as possible for us.
Buyer Closed Oct '21Renton, WA
$1,200,000 • 1st Time Buyer
The Howard team at Fairway is top notch! They made everything so painless and answered every question that I came up with (day and night, literally). So grateful to have worked with them and would highly recommend Fairway to others.
Buyer Closed Oct '21Seattle, WA
$574,950 • New Construction • 1st Time Buyer
Walter and Emily Howard are wonderful. We were able to get pre-approval the same day. The process was very smooth and their team did an amazing job communicating updates and moving the process forward. Everything went out smoothly. First time home owners here, and i could not believe buying a house could be that easy.
Customer did not leave review comments.
There were a few things that caused problems I wish were addressed sooner rather than later but the team was still extremely knowledgeable and courteous
Buyer Closed Aug '21Tacoma, WA
$380,000 • 1st Time Buyer
Customer did not leave review comments.
Customer did not leave review comments.
Buyer Closed Jul '21Tacoma, WA
$405,556 • 1st Time Buyer
Customer did not leave review comments.
Buyer Closed Jul '21Olympia, WA
$335,000 • 1st Time Buyer
Customer did not leave review comments.
Buyer Closed Jun '21Bothell, WA
$750,000 • 1st Time Buyer
Customer did not leave review comments.
Walter, Emily, and everyone at Fairway went above and beyond in every way possible. They made the process so much smoother than I ever imagined it could be. They were always available when needed to both, the seller and us. I truly believe this played a huge part in helping us stand out in the crowd.
Fairway was great! We worked with the Howard team. They were always available to talk numbers and wrote preapproval letters for every offer. Walter even called the sellers to tell them how sure he was that our loan would close. Awesome job, Howard team!
They went above and beyond to make sure we got our lending and they made it so easy to understand.
Walter and Emily Howard made the loan process straight forward and easy. I appreciate how helpful they were
Buyer Closed Mar '21Tacoma, WA
$350,000 • 1st Time Buyer
The people were very helpful and responsive, but their system was unusually painful to work with. Multiple portals, some scattered things to be physically printed/signed/scanned, multiple document-signing platforms- it was very difficult to find and reference previous submissions or signed papers, there was no way to organize yourself within their system.
Buyer Closed Mar '21Seattle, WA
$743,105
Excellent, fast and local communication. Any questions we had were answered completely.
It was a pleasure working with this company and they kept me informed throughout the whole process.
Buyer Closed Jan '21Auburn, WA
$410,000 • 1st Time Buyer
Fairway’s customer service is second to none. As a first time homebuyer I had a lot of questions and the Fairway team responded with patience and care. They were very accessible and accommodating and got me through the process in 30 days!
Working with Fairway was great! They made the loan approval process very easy and was there to help along the way and answer any questions that we had.
Walter and Emily’s team were excellent. Their service was top notch and very personal and we appreciated the time spent on the phone with us walking through our application and making sure we understood everything as first time buyers. Their software was very easy to use and in understanding what we had to do and when and they worked hard to close very quickly on our property. Thank you Emily and Walter!
I had a great experience with Walter, Emily and the team. They were very responsive and accommodating throughout the process. Often we were on emails and phone calls late at odd times of the day and weekends. I appreciated their dedication and caring. We ended up getting a great rate to boot. The process was a breeze. Top notch.
Customer did not leave review comments.
I've worked with other mortgage companies in the past and none of them were as helpful, responsive, and efficient as Fairway. They were generous in picking up my calls and sharing updates proactively. When I have questions, they quickly jumped on it and resolved. It was a trusting relationship that made my home closing process much easier. I would highly recommend Fairway to others.
Walter and Emily Howard were wonderful to work with. We were constantly getting updates from the loan processors and from Walter and Emily as well! They were with us throughout the entire process from start to finish. Highly recommended!
Buyer Closed Oct '20SeaTac, WA
$760,000 • 1st Time Buyer
Customer did not leave review comments.
Buyer Closed Oct '20Burien, WA
$525,000 • 1st Time Buyer