Working with Wendy was a breeze! I have been through several different purchase/sale transactions as well as refis and Wendy is THE BEST I've ever had the opportunity to work with. Not only is she incredibly organized and knowledgeable on all lending laws, she has a style that an A-type personality like me certain appreciates. She outlines the transaction process from beginning to end and communicated expectations VERY clearly. She collected all of our documentation up front and got started on the application process IMMEDIATELY so we wouldn't have a bunch of heavy lifting to do at the last minute. When it came time to lock in a rate, she gave us all of our options, explained everything clearly, and helped us pick the best one for our particular circumstance. Because she was able to help us lock in the lowest rate (even though we had to pay minimal pts), the market has not dropped to that rate since so each time I pay my monthly mortgage bill or look at my total OOP at the end of my 30-year loan, I thank her all over again. She really is the best in the business. You will be in fantastic hands with Wendy!