Joe Everett was the consummate professional in my engagement with him! He is very knowledgeable about the financial/mortgage industry, educated us about buying in today's volatile market, helped us to present the necessary documents so that our mortgage application process was streamlined and without adverse events. Joe always took the time with us that we needed to understand every aspect of this process, presented us with financial data for various purchasing options (investment property purchase vs. primary residence purchase). At a time when buying a house is so challenging, Joe was a steady and calming presence that we found reassuring, trustworthy, and very professional.