Joe and his team are the BEST in their business. They went above and beyond. They very professional at every step of the process. There were so many times where stressed and ignorant of the "under contract" process, but Joe answered all our questions and put us at ease -- communicating with our realtor, keeping me up-to-date and suggesting how we should proceed, the closing papers signed, and keys to our home in hand. We are truly grateful. We would HIGHLY recommend Joe to anyone looking for a mortgage lender.