I have contacted quite a few other brokers/lenders before starting to work with Jon, his professionalism, his "get things done" spirit is the key to final signing of the deal. Jon can be tough or even harsh to begin with, however, all for my benefits. He clears out every bit of the loan option, he tells me all the combination possibilities based on my own profile, and always tells the truth, no fairy tale no time waste that I experienced with other brokers, and no hidden charge. All upfront, all on the table, all my choice. He is the guy the longer I work with, the more trust I have with, I will absolutely refer him to my friends for their house hunting!