[We submitted a prior review for Capstone for another home and used them for this home as well, this is a repeat for our prior review] Can't say enough good things about Capstone. Michael Wise is probably one of the busiest people, I'm sure, but he is always super pleasant and never makes you feel like you are asking a dumb question. Capstone was organized and clear as to what it needed from us (as to info and docs) and our loan went though fast and without a lot of drama. Can't begin to say how much that aspect of things helped the home buying process overall.