David Toaff and his team were amazing from start to finish. I started my journey back in June 2022. I was preapproved, found this lovely condo and was set to get it however the building had a high HOA risk of over 14%. I started looking for another property. I found a new development that was just right. I went to go view it on July 23rd, 2022. I liked it and told David and his team. They were so happy. David has a great personality, really worked hard to make sure his clients are taken care of and has their best interest, and every step of the way he made sure to look out for me by saying hey Deanna I want to run this by you, and make you aware of this and that. When you’re looking for a home you want someone that has you best interest at heart, someone who has the knowledge, the expertise, and has great relationships with everyone. David is the epitome of that. He is professional, personable, punctual, and on point with the numbers. He was so helpful in my journey. My journey had several hickups but I listened to him and did the work and I made it out with a wonderful condo, and I am truly blessed. I highly recommend David he was able to get me closing costs from the seller, and he understands the HPAP/DC Open Doors down payment assistance programs completely, anytime you’re looking for a home you want someone who understands the down payment assistant programs, and he certainly understood them. It took me 5 months which really isn’t bad considering all that I had going on with my situation. I like that David kept it 100 and honest and without him I don’t know if I would’ve made it to closing on my home. He found a great inspector and title company too for me. If you’re looking for an excellent lender and team First Home Mortgage is for you. David hands down took care of me. Danielle, Joshua, Alyssa, and the rest of his team really worked hard and put in a lot of effort to make sure I took care of things, and made the process less stressful. Thank you so much.