Churchill was incredible. They really work with you person to person. They value your goals and do everything they can to support achieving them. I have never heard of a mortgage company that helps you manage paying of the mortgage early and promoting techniques like bi-monthly payments to reduce interest owed over the life of the loan. They are always available and respond quickly to any questions. They support a certified mortgage which is as good as a cash offer. I found that interesting even though we did not use that option. I plan to stick with them in the future. They provide a wonderful service.