Peter came referred through a colleague and was one of three lenders I initially received quotes from. Ultimately, Peter got our business because of his communication and constant effort/attention to getting us the best deal, however creative he had to be. He was always responsive no matter when I emailed, he had multiple calls with me even before we were close to making an offer on anything, and he never spoke too much industry lingo. If I had a basic question - he didn't answer it in a nonchalant way -instead he took the time to explain it and make sure I understood. When it finally came to an offer and paperwork, he went out of his way to suggest ways that we could increase our credit scores at the last minute - and it worked! Giving us an additional discount on our rate! His team was willing to go all digital with me so we minimized paperwork, and better yet, we made and offer and closed within 23 calendar days! That was really short turnaround for these guys, especially with the diversion to improve our credit, but they succeeded in both efforts. I've already recommended him to another friend for a refinance and if he was licensed across the country I would be using him for my CA refinance too. Overall, a great guy and team and very lucky we did business with him.