This was my 6th home purchase, and by far, the least enjoyable experience with a lender. Response times were generally slow, and questions were met with vague and/or misdirected answers. The processor I worked with was very patient, polite, and tried to be as accommodating as possible to my concerns, but ultimately, the process was difficult and costly. Our closing date was missed and rescheduled 3 times. When we finally closed on the 4th attempt, it was 3 weeks after initially scheduled, which is highly irregular on a resale (not New Construction) transaction, particularly for borrowers with excellent credit and all documents provided.