Thank you so much Rick for the time, effort and help you put into our loan and closing process. Elham and I would like to express our appreciation to your great help solving any issue we encountered during the entire process of buying our first home. Your personal attention to our financing is deeply appreciated. You answered all questions we had, and identified important items for our review. We felt that you were on top of everything, which put us at ease in making the deal. It was very comforting to know that we had such a knowledgeable professional to help us through this unfamiliar chain of events. We definitely will recommend you to all our friends and family who are looking for a mortgage in order to receive a five stars service like we received. Thank you so much Rick Mamdouh and Elham