Homes for sale under $150k in Monticello, KY

15 homes

Sort:

Price (high to low)

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
A rare find Move-In- Ready and only $150000 Plus three bedrooms. Lot is flat as a flitter and there is even a shed outback. If your looking for a quite neighborhood welcome home.

$150,000

3 beds1 bath1,120 sq ft

28 Maple St, Monticello, KY 42633

Move-in ready • Flat lot • Quiet neighborhood

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Charming 3-Bedroom Home on 1.55 Acres- Prime Location Near Conley Bottom Marina on beautiful Lake Cumberland. Discover the potential in this cozy 3 bedroom, 1 bath home nestled on a spacious 1.55 acre-lot right off Highway 90, just before the turn to Conley Bottom Marina. Whether you're looking for a weekend retreat, a full-time residence, or an investment opportunity, this property offers both location and value. The home has great bones and classic charm, just waiting for a handyman's touch to bring it to life. With a bit of TLC, you can transform this space into your own personal getaway or income-producing property.

$149,900

3 beds1 bath1,591 sq ft

8459 Ky-90, Monticello, KY 42633

1.55 acres • Spacious lot • 1.55 acre lot

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking view of Lake Cumberland. While it is uncertain how much, there is mature and marketable timber on the property. Whether you want to place a camper, a mobile home, a garage, barndominium, or even a custom built home, there is endless potential here! Call today for more information and to schedule a t

$145,000

— beds— baths— sq ft

Lot 128 Sandstone Pt, Monticello, KY 42633

600' of shoreline • Mature timber • No restrictions

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Due to no fault of its own, this property is back on the market. Looking for a property that is listed for less than $150,000, then this may be the property. The house is move in ready, features a wrap around porch that covers half of the house. Nice 2 vehicle detached garage that is currently being used as a workshop. Also attached to the garage is a stable with four stalls for horses/animals. Property also has a 10x16 storage shed. All of this on . 65 acre lot, for only $144,000.

$144,000

2 beds1 bath936 sq ft

1034 Duncan Valley Rd, Monticello, KY 42633

Wrap around porch • .65 acre lot • Storage shed

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

$140,000

3 beds2 baths1,064 sq ft

121 Shinbone Dr, Monticello, KY 42633

Public boat ramp • Half-wrap porch • Office bonus room

Property at 504 S 1808 Hwy, Monticello, KY 42633, 2 beds, 1 bath

$139,900

2 beds1 bath1,800 sq ft

504 S 1808 Hwy, Monticello, KY 42633

Property at 1119 Harmon Creek Rd, Monticello, KY 42633

$139,000

— beds— baths— sq ft

1119 Harmon Creek Rd, Monticello, KY 42633

Property at 352 American Legion Rd, Monticello, KY 42633, 3 beds, 2 baths

$139,000

3 beds2 baths1,248 sq ft

352 American Legion Rd, Monticello, KY 42633

Property at 124 Bens Cliff Rd, Monticello, KY 42633, 3 beds, 2 baths

$137,900

3 beds2 baths924 sq ft

124 Bens Cliff Rd, Monticello, KY 42633

Property at 755 Slip Rock Canyon Rd, Monticello, KY 42633, 2 beds, 1 bath

$110,000

2 beds1 bath771 sq ft

755 Slip Rock Canyon Rd, Monticello, KY 42633

Property at 0001 Old Zula Rd, Monticello, KY 42633

$109,900

0 beds— baths— sq ft

0001 Old Zula Rd, Monticello, KY 42633

Property at 3263 Lower Turkey Creek Rd, Monticello, KY 42633

$99,000

— beds— baths— sq ft

3263 Lower Turkey Creek Rd, Monticello, KY 42633

Property at 11508 Ky-90, Monticello, KY 42633, 3 beds, 1 bath

$89,900

3 beds1 bath1,120 sq ft

11508 Ky-90, Monticello, KY 42633

Property at 25 Cart Bell Ln, Monticello, KY 42633, 1 bed

$79,000

1 bed— baths120 sq ft

25 Cart Bell Ln, Monticello, KY 42633

Property at 1542 Hwy 167, Monticello, KY 42633, 2 beds, 1 bath

$76,000

2 beds1 bath728 sq ft

1542 Hwy 167, Monticello, KY 42633

Viewing page 1 of 1

End of results

Nearby homes that match your criteria

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Discover your Lake getaway ! Tucked in a wooded setting just minutes from breathtaking Lake Cumberland, this open concept 1 bed 2 bath condo is the perfect blend of comfort and convenience. This layout includes a versatile bonus room, ideal for office, guest, or hobby room. Enjoy the nature with parks, trails and a community pool as well as others!! Come see why life is better by the LAKE!!

$150,000

1 bed2 baths900 sq ft

145 State Park Rd Unit R2, Jamestown, KY 42629

Open concept • Community pool • Wooded setting

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
23.92 wooded acres, Lot 4A, off Cave Springs Road in Jabez, KY on Beautiful Lake Cumberland! Water & electric are available close by and seasonal Lake Cumberland views are available when the leaves are off the trees! Hunter's Paradise with lots of deer & turkey! Property is within minutes of multiple boat ramps and Wolf Creek Marina! Multiple choice building sites are available on this property and the owner is willing to subdivide the property! So you say you would only like 5-10 acres or more? Then the owner is open to discuss! Don't miss this opportunity for Lake Property! Lot 3A is available next door to 4A for an additional price and consists of an additional 65.79 acres! D

$150,000

— beds— baths— sq ft

4A Cherokee Trail 4A, Nancy, KY 42544

Multiple boat ramps • 23.92 acre lot • Listed 315 days

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
2015 double wide home on a roomy 1/3 acre lot! This property offers three bedrooms, two full baths, and a practical and custom Phil Robertson lay out! A large carport provides plenty of covered parking, and the included storage shed adds extra space for tools and equipment. With ample outdoor space and beautiful country view in a convenient location, this would be an amazing place to call home!

$149,900

3 beds2 baths1,568 sq ft

1543 Slate Branch Spur, Somerset, KY 42503

Storage shed • Large carport • Outdoor space

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Stunning views of Lake Cumberland! This 2 bedroom, 1 bath retreat is just 1/8 mile from the Clearwater public boat ramp—launch your boat and you're directly across from Conley Bottom Marina. Inside, the home comfortably sleeps 4 with a double bed in the primary and twin bunks in the second bedroom. Spend your mornings fishing, your afternoons on the water, and your evenings relaxing on the 540 sq. ft. covered porch with dinner and a view—or soak up the sunshine on the open deck overlooking the lake. All furnishings stay, making this an easy move-in or turnkey investment! Major updates in 2017 include central heat and air, PEX plumbing, and a new electric service panel. There's

$149,900

2 beds1 bath440 sq ft

147 Lakeshore Dr, Nancy, KY 42544

Covered porch • Open deck • Public boat ramp

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
NEW PRICE! Step into small-town charm with this 3-bedroom, 2-bath manufactured home on just under an acre—spacious enough for outdoor fun, yet easy to maintain. Nestled within city limits, it offers a rare mix of privacy and convenience. Imagine the kids walking to school in the morning, afternoons spent at the nearby city park, and evenings strolling downtown to your favorite restaurant or church event. Weekends bring even more adventure—pack up and be at Sunset Marina on Dale Hollow Lake in just minutes, ready for a day of boating, fishing, or simply soaking in the breathtaking views. Whether you're raising a family, planning for retirement, seeking a weekend getaway, or buil

$149,000

3 beds2 baths— sq ft

519 Sunset Dr, Byrdstown, TN 38549

Breathtaking views • Small-town charm • Nearby city park

FOR SALE BY OWNER

ABOUT THIS HOME
Homes for sale under $150k in Monticello, KY
Lake home best summer fishing surrounded by nature lake in front airstrip to the side the neighbors fly in for the holiday seasons . .. secluded private peaceful. .. .. great get away known for out small mouth bass near 3 lks abd a creek 646 621 9276

$149,000

2 beds1 bath1,000 sq ft

4 Spring Creek Rd, Albany, KY 42602

Airstrip • Peaceful • Secluded

Property at 129 Bonnie Blue Ln, Bronston, KY 42518, 3 beds, 2 baths

$145,900

3 beds2 baths1,178 sq ft

129 Bonnie Blue Ln, Bronston, KY 42518

Property at 160 Jacksboro Rd, Bronston, KY 42518, 4 beds, 2 baths

$144,900

4 beds2 baths1,440 sq ft

160 Jacksboro Rd, Bronston, KY 42518

Property at 145 State Park Rd Unit B3, Jamestown, KY 42629, 2 beds, 2 baths

$144,000

2 beds2 baths900 sq ft

145 State Park Rd Unit B3, Jamestown, KY 42629

Property at 145 State Park Rd Unit I6, Jamestown, KY 42629, 2 beds, 2 baths

$139,000

2 beds2 baths900 sq ft

145 State Park Rd Unit I6, Jamestown, KY 42629

Property at 95 Pheasant Run, Somerset, KY 42503, 2 beds, 1 bath

$139,000

2 beds1 bath900 sq ft

95 Pheasant Run, Somerset, KY 42503

Property at 20 Sloans Valley Cir, Burnside, KY 42519, 2 beds, 1 bath

$138,500

2 beds1 bath917 sq ft

20 Sloans Valley Cir, Burnside, KY 42519

Property at 67 Bass Cir, Nancy, KY 42544, 2 beds, 2 baths

$134,900

2 beds2 baths1,088 sq ft

67 Bass Cir, Nancy, KY 42544

Property at 140 Daws Ridge Rd, Nancy, KY 42544, 3 beds, 1 bath

$130,000

3 beds1 bath1,035 sq ft

140 Daws Ridge Rd, Nancy, KY 42544

Property at 12664 Ky-196, Nancy, KY 42544, 3 beds, 2 baths

$129,999

3 beds2 baths1,152 sq ft

12664 Ky-196, Nancy, KY 42544

Property at 3265 Elihu Cabin Hollow Rd, Somerset, KY 42501

$128,750

— beds— baths— sq ft

3265 Elihu Cabin Hollow Rd, Somerset, KY 42501

Property at 97 Circle Ln, Burnside, KY 42519, 2 beds, 2 baths

$125,000

2 beds2 baths1,384 sq ft

97 Circle Ln, Burnside, KY 42519

Property at 230 Circle Dr, Nancy, KY 42544, 3 beds, 1.5 baths

$125,000

3 beds1.5 baths1,056 sq ft

230 Circle Dr, Nancy, KY 42544

Property at 112 Foxwood Dr, Burnside, KY 42519, 3 beds, 1 bath

$125,000

3 beds1 bath768 sq ft

112 Foxwood Dr, Burnside, KY 42519

Property at 360 Caney Branch Spur Rd, Burnside, KY 42519, 3 beds, 2 baths

$124,900

3 beds2 baths1,680 sq ft

360 Caney Branch Spur Rd, Burnside, KY 42519

Homes for sale under $150k in Monticello

There are currently 15 homes for sale under $150k in Monticello. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Monticello stay on the market for 76 days. This map is refreshed with the newest listings in Monticello every 15 minutes.

In the past month, 3 homes have been sold in Monticello. In addition to houses in Monticello, there was also 1 condo, 1 townhouse, and 0 multi-family units for sale in Monticello last month. Find your dream home in Monticello using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Monticello are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Monticello. Our Monticello real estate stats and trends will give you more information about home buying and selling trends in Monticello. If you're looking to sell your home in the Monticello area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Monticello with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

More real estate resources for Monticello, KY

Zip Codes

42633 homes for sale

Nearby Cities

More to explore in Monticello, KY

Featured
Price

How to buy a house in Monticello, KY

How much house can I afford?

How to buy a house in 10 steps

First-time homebuyer's guide

See more home buying guides

Popular Markets in Kentucky

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Why Redfin?

Community Impact

Diversity & Inclusion

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.