Homes for sale under $700k in Panama City, FL

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ABOUT THIS HOME
Homes for sale under $700k in Panama City, FL
Custom-built in 2004 on 9′ pilings with 4′ of fill, this 2,172 sq ft, 3-bed, 2.5-bath home sits on the southeast corner of Fanning Oaks Peninsula with 50′ of frontage on Fanning Bayou/North Bay. Hardie board siding, 2020 metal roof, 2023 gutters, Rinnai tankless water heater, updated septic, and HVAC replaced in 2020. Open living with LVP flooring, built-ins, and bay views from every angle. Kitchen includes gas range, downdraft oven, double sinks, beverage fridge, under-counter fridge drawers, ice machine, pantry, and built-in hutch. Primary suite has dual baths, walk-ins, and office space. Extras include chair lift, dumbwaiter, screened porch, open deck, heated lap pool,

$699,999

3 beds2.5 baths2,172 sq ft

7325 Suwanee Ave Ave, Panama City, FL 32409

Metal roof • Open living • Custom built

READY TO BUILD

$699,000

4 beds3.5 baths2,811 sq ft

The Santa Rosa Plan, Panama City, FL 32405

Balcony access • Covered rear lanai • Huge back yard

Listing provided by Zillow

3D WALKTHROUGH

ABOUT THIS HOME
Homes for sale under $700k in Panama City, FL
Back on the Market due to buyer not performing per the contract. Welcome to 7122 Bay Crest Rd. ! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities! This location is conveniently located with access to the airport in about 15 minutes, beautiful sandy white beaches of Panama City Beach in about 25 minutes, Tyndall AFB in about 30 minutes, and you'll be shopping in Lynn Haven in 10 minutes! Situated on . 725 acre, fully fenced, this property offers 100 ft of waterfront with a covered

$699,000

4 beds3 baths2,729 sq ft

7122 Bay Crest Rd, Panama City, FL 32409

Saltwater pool • Detached studio • Covered fishing dock

ABOUT THIS HOME
Homes for sale under $700k in Panama City, FL
POTENTIAL COMMERCIAL ZONING with the prime location of this property opens up endless potential! This property offers the rare combination of comfort, space, and opportunity — all set on almost an acre in a prime location with potential commercial/mixed land use zoning. The 40 x 50 heated and cooled workshop has 3 phase power; 240 V with 600 A available at the panel along with 110 and 220 power. It is perfect for your next business venture, space to fit an RV inside, and additional ample space for your next creative venture — a rare find that adds unmatched flexibility. The property is on well/septic, located in the county limits, so no added taxes with the city zoning. Step

$699,000

3 beds2 baths2,194 sq ft

3035 Jenks Ave, Panama City, FL 32405

New doors • Prime location • Open-concept living

ABOUT THIS HOME
Homes for sale under $700k in Panama City, FL
This unique home is located in the heart of Panama City on 1.5 acres! The lot features a extra large in ground guinte pool, hot tub, Large metal 3 bay garage, barn, shed, RV carport and 20x16 metal garage building. This large home features circular driveway and double door entry. w/ concrete block safe room. New roof in 2025. Interior features include crown molding, 30ft brick accent wall, floor to ceiling windows and beamed cathedral ceiling. The great floorplan easily accommodates a sizable family. Formal living room and dining room, wood burning fireplace, 2 cooktop stations in charming brick alcove in oversized kitchen with double ovens. Master bedroom has his/her cosets, jetted tub, pr

$695,000

4 beds5 baths4,128 sq ft

1929 W 24Th St, Panama City, FL 32405

Brick accent wall • 1.5 acres • Double door entry

Property at 2501 Parkwood Dr, Panama City, FL 32405, 4 beds, 3 baths

$679,000

4 beds3 baths2,658 sq ft

2501 Parkwood Dr, Panama City, FL 32405

Property at 1917 Rushes Ave, Panama City, FL 32405, 4 beds, 3 baths

$679,000

4 beds3 baths2,276 sq ft

1917 Rushes Ave, Panama City, FL 32405

Property at 7552 Coleridge Rd, Panama City, FL 32404, 4 beds, 4 baths

$675,000

4 beds4 baths2,876 sq ft

7552 Coleridge Rd, Panama City, FL 32404

Property at Sanibel Plan, Panama City, FL 32405, 4 beds, 2.5 baths

$665,000

4 beds2.5 baths2,810 sq ft

Sanibel Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 306 Penny Ct, Panama City, FL 32401, 5 beds, 4.5 baths

$665,000

5 beds4.5 baths1,845 sq ft

306 Penny Ct, Panama City, FL 32401

Property at The Sanibel Plan, Panama City, FL 32405, 4 beds, 2.5 baths

$664,000

4 beds2.5 baths2,772 sq ft

The Sanibel Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 3610 Conwick Dr, Panama City, FL 32409, 4 beds, 3 baths

$658,000

4 beds3 baths2,600 sq ft

3610 Conwick Dr, Panama City, FL 32409

Property at 1317 Buttonsage Ave, Panama City, FL 32405, 4 beds, 2.5 baths

$654,315

4 beds2.5 baths2,511 sq ft

1317 Buttonsage Ave, Panama City, FL 32405

Listing provided by Zillow

Property at 3040 Kings Rd, Panama City, FL 32405, 4 beds, 3 baths

$654,000

4 beds3 baths3,358 sq ft

3040 Kings Rd, Panama City, FL 32405

Property at 1315 Cavanaugh Ln, Panama City, FL 32409, 3 beds, 3 baths

$650,000

3 beds3 baths1,842 sq ft

1315 Cavanaugh Ln, Panama City, FL 32409

Property at 3702 Tippecanoe Ln, Panama City, FL 32409, 3 beds, 2 baths

$650,000

3 beds2 baths1,826 sq ft

3702 Tippecanoe Ln, Panama City, FL 32409

Property at 1219 Wildflower Ct, Panama City, FL 32405, 4 beds, 3 baths

$644,733

4 beds3 baths2,395 sq ft

1219 Wildflower Ct, Panama City, FL 32405

Listing provided by Zillow

Property at 2013 Warbler St, Panama City, FL 32405, 3 beds, 2.5 baths

$640,000

3 beds2.5 baths2,489 sq ft

2013 Warbler St, Panama City, FL 32405

Property at 130 Lake Merial Blvd, Panama City, FL 32409, 3 beds, 2.5 baths

$637,900

3 beds2.5 baths2,410 sq ft

130 Lake Merial Blvd, Panama City, FL 32409

Property at 5826 Highway 2297, Panama City, FL 32404, 4 beds, 3 baths

$635,000

4 beds3 baths2,356 sq ft

5826 Highway 2297, Panama City, FL 32404

Property at 2906 Harrier St, Panama City, FL 32405, 4 beds, 3.5 baths

$630,000

4 beds3.5 baths3,453 sq ft

2906 Harrier St, Panama City, FL 32405

Property at 8508 S Holland Rd, Panama City, FL 32409, 4 beds, 3 baths

$629,900

4 beds3 baths2,426 sq ft

8508 S Holland Rd, Panama City, FL 32409

Property at 116 Lake Merial Blvd, Panama City, FL 32409, 4 beds, 3 baths

$629,900

4 beds3 baths3,007 sq ft

116 Lake Merial Blvd, Panama City, FL 32409

Property at 742 Vista Del Sol Ln, Panama City, FL 32404, 4 beds, 3 baths

$629,000

4 beds3 baths2,675 sq ft

742 Vista Del Sol Ln, Panama City, FL 32404

Property at 508 Parkwood Dr, Panama City, FL 32405, 4 beds, 2.5 baths

$625,000

4 beds2.5 baths2,262 sq ft

508 Parkwood Dr, Panama City, FL 32405

Property at 1401 Buttonsage Ave, Panama City, FL 32405, 4 beds, 2.5 baths

$620,109

4 beds2.5 baths2,351 sq ft

1401 Buttonsage Ave, Panama City, FL 32405

Listing provided by Zillow

Property at 1401 Buttonsage Ave Lot 648 - MADEIRA PLAN, Panama City, FL 32405, 4 beds, 2.5 baths

$620,000

4 beds2.5 baths2,351 sq ft

1401 Buttonsage Ave Lot 648 - MADEIRA PLAN, Panama City, FL 32405

Property at 3116 Kings Dr, Panama City, FL 32405, 4 beds, 3 baths

$615,000

4 beds3 baths2,368 sq ft

3116 Kings Dr, Panama City, FL 32405

Property at 1616 Plover St, Panama City, FL 32405, 3 beds, 2.5 baths

$615,000

3 beds2.5 baths2,399 sq ft

1616 Plover St, Panama City, FL 32405

Property at 1604 N Discovery Loop, Panama City, FL 32405, 4 beds, 3.5 baths

$610,000

4 beds3.5 baths2,426 sq ft

1604 N Discovery Loop, Panama City, FL 32405

Property at 205 Cottontail Ln, Panama City, FL 32405, 5 beds, 4 baths

$605,000

5 beds4 baths3,547 sq ft

205 Cottontail Ln, Panama City, FL 32405

Property at Navarre Plan, Panama City, FL 32405, 4 beds, 2.5 baths

$601,000

4 beds2.5 baths2,511 sq ft

Navarre Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 4738 Cherokee Heights Rd, Panama City, FL 32404, 3 beds, 3 baths

$599,900

3 beds3 baths2,147 sq ft

4738 Cherokee Heights Rd, Panama City, FL 32404

Property at 7712 S Mccann Rd, Panama City, FL 32409, 4 beds, 3 baths

$599,000

4 beds3 baths3,697 sq ft

7712 S Mccann Rd, Panama City, FL 32409

Property at The Navarre Plan, Panama City, FL 32405, 4 beds, 2.5 baths

$599,000

4 beds2.5 baths2,511 sq ft

The Navarre Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 2808 Longleaf Rd, Panama City, FL 32405, 5 beds, 4 baths

$597,000

5 beds4 baths3,548 sq ft

2808 Longleaf Rd, Panama City, FL 32405

Property at 2221 Warbler St, Panama City, FL 32405, 4 beds, 2.5 baths

$594,900

4 beds2.5 baths2,597 sq ft

2221 Warbler St, Panama City, FL 32405

Property at 2501 High Ave, Panama City, FL 32405, 4 beds, 3 baths

$585,000

4 beds3 baths1,685 sq ft

2501 High Ave, Panama City, FL 32405

Property at 1203 Buttonsage Ave, Panama City, FL 32405, 3 beds, 2 baths

$584,997

3 beds2 baths2,085 sq ft

1203 Buttonsage Ave, Panama City, FL 32405

Listing provided by Zillow

Property at St Andrew Plan, Panama City, FL 32405, 4 beds, 3 baths

$581,000

4 beds3 baths2,395 sq ft

St Andrew Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 4012 Edwards Rd, Panama City, FL 32409, 3 beds, 2 baths

$580,000

3 beds2 baths2,386 sq ft

4012 Edwards Rd, Panama City, FL 32409

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Based on information submitted to the MLS GRID as of Mon Dec 01 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Homes for sale under $700k in Panama City

There are currently 668 homes for sale under $700k in Panama City. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Panama City stay on the market for 91 days. Popular neighborhoods include Southport, St. Andrews, Cincinatti Hill, Sweetbay, and Panama City Downtown. This map is refreshed with the newest listings in Panama City every 15 minutes.

In the past month, 63 homes have been sold in Panama City. In addition to houses in Panama City, there were also 31 condos, 19 townhouses, and 14 multi-family units for sale in Panama City last month. Find your dream home in Panama City using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Panama City are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Panama City. Our Panama City real estate stats and trends will give you more information about home buying and selling trends in Panama City. If you're looking to sell your home in the Panama City area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Panama City with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Homes for sale under $700k in Panama City, FL

Homes for sale under $700k in Panama City

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