Waterfront homes for sale & real estate in Toccoa, GA

15 homes

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ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Nestled at the end of a peaceful cul-de-sac in the highly sought-after Cross Creek Subdivision, this stunning home offers the perfect blend of elegance, privacy, and architectural distinction, truly a unicorn in Stephens County. As you approach along the long, tree-lined driveway, you'll immediately feel the grand and regal presence of this exceptional property. Inside, you'll be captivated by soaring ceilings, arched windows, and two double-sided fireplaces, one gracing the living and dining rooms, and another connecting the spacious primary bedroom to its luxurious en suite bathroom. The primary suite is a true retreat, featuring custom built-ins, a jetted tub, an incredible natural stone

$779,000

5 beds5 baths5,996 sq ft

593 Cross Creek Dr, Toccoa, GA 30577

Tree-lined driveway • Arched windows • Soaring ceilings

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-uppers tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen f

$469,000

2 beds2 baths1,772 sq ft

120 Ridgemore Cir, Toccoa, GA 30577

Open floor plan • Covered parking area • Covered slip dock

NEW CONSTRUCTION

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Discover lakeside living at its finest with this stunning new Craftsman-style home on beautiful Lake Hartwell. This thoughtfully designed residence offers 3 bedrooms, 3.5 baths, and elegant finishes throughout, blending timeless style with modern comfort. Step inside to a bright, open floor plan featuring vaulted ceilings, luxury flooring, and large windows that fill the home with natural light. The gourmet kitchen showcases stainless steel appliances, solid-surface countertops, and custom cabinetry - perfect for both everyday living and entertaining. The primary suite offers a peaceful retreat with a soaking tub, tiled shower, and double vanities. Enjoy relaxing evenings on the screened po

$1,150,000

3 beds3.5 baths3,000 sq ft

259 Currahee Pl, Toccoa, GA 30577

Craftsman-style home • Gourmet kitchen • Screened porch

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Life on Lake Hartwell Just Got Better! This recently renovated lakefront home offers everything you've been dreaming of - 3 bedrooms, 3 full bathrooms, and 16.5 feet of water off the dock with long water views! Step inside to enjoy: An all-new kitchen New flooring, fixtures, and plumbing A master suite on the main level Water views from every room in the house! Perfect for full-time living or a relaxing lake retreat, this home is move-in ready - just pack a bag and come stay! The circle driveway makes hosting easy, and a covered slip dock sits just steps from the back door. Deep water, close Corp line, and completely renovated - this one has it all!

$739,000

3 beds3 baths2,000 sq ft

245 Currahee Pl, Toccoa, GA 30577

All-new kitchen • Lakefront home • Circle driveway

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full fron

$399,000

5 beds2 baths2,048 sq ft

773 Shorewood Cir, Toccoa, GA 30577

0.57 acre lot • 4 parking spots • Built 1974

Property at 88 Currahee Pl, Toccoa, GA 30577, 3 beds, 3 baths

$689,000

3 beds3 baths1,680 sq ft

88 Currahee Pl, Toccoa, GA 30577

Property at 396 Cardinal Ln, Toccoa, GA 30577, 3 beds, 2 baths

$445,000

3 beds2 baths2,520 sq ft

396 Cardinal Ln, Toccoa, GA 30577

Property at 290 Cardinal Ln, Toccoa, GA 30577, 3 beds, 2 baths

$450,000

3 beds2 baths1,248 sq ft

290 Cardinal Ln, Toccoa, GA 30577

Property at 102 Meadowlark Ln, Toccoa, GA 30577, 3 beds, 2 baths

$184,000

3 beds2 baths1,300 sq ft

102 Meadowlark Ln, Toccoa, GA 30577

Property at 0 Old Mize, Toccoa, GA 30577

$178,100

— beds— baths— sq ft

0 Old Mize, Toccoa, GA 30577

Property at 1272 N Edgewater Trl N, Toccoa, GA 30577

$475,000

0 beds— baths— sq ft

1272 N Edgewater Trl N, Toccoa, GA 30577

Property at 13 & 35 Edgewater Trl Unit (2.35 ACRES), Toccoa, GA 30577

$689,000

— beds— baths— sq ft

13 & 35 Edgewater Trl Unit (2.35 ACRES), Toccoa, GA 30577

Property at 286 Country Club Trl, Toccoa, GA 30577

$19,901

— beds— baths— sq ft

286 Country Club Trl, Toccoa, GA 30577

Property at 0 Highway 184, Toccoa, GA 30577

$214,900

— beds— baths— sq ft

0 Highway 184, Toccoa, GA 30577

Property at 101 Cottage Ln, Toccoa, GA 30577

$99,900

— beds— baths— sq ft

101 Cottage Ln, Toccoa, GA 30577

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SHORT SALE

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Welcome to your dream home in Chimney Oaks Golf Course Community! This beautifully designed 3-bedroom, 2.5-bathroom townhome with a bonus room offers 1,582 sq ft of open and functional living space. Enjoy a modern kitchen, spacious bedrooms with ample closet space, and a private back patio perfect for entertaining or relaxing. Located just steps from an award-winning 18-hole championship golf course, this home offers breathtaking views and access to exceptional community amenities. Community Features: Championship 18-hole golf course, Driving range & indoor/outdoor practice facility (CThe ForgeC), Olympic-style swimming pool, Clubhouse with social event, Fitness center with modern equ

$250,000

3 beds2.5 baths1,582 sq ft

108A Indigo Cir, Homer, GA 30547

1,306 sq ft lot • Community pool • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
Escape to this truly one-of-a-kind custom home-tucked off the beaten path with privacy galore! A rare opportunity for anyone seeking space, seclusion, and a residence overflowing with character, craftsmanship, and stunning Lake Hartwell views. From the moment you arrive, you'll notice this home is anything but ordinary. The exterior showcases rough-sawn wood on the front and a distinctive blend of Tennessee fieldstone and brick along the remaining three sides, creating a beautifully unique pattern. The front porch is a conversation piece of its own-crafted from reclaimed red cedar salvaged from an old home that once stood on this very site. Step inside and prepare to be wowed by breathtakin

$990,000

4 beds3.5 baths3,600 sq ft

2830 Holcomb Dr, Martin, GA 30557

1.37 acre lot • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
A creek runs through it! Make this YOUR min farm! Fully renovated ranch home with a split bedroom floor plan on nearly 6 acres with thousands of acres of National Forest bordering the property. All new in 2024: h/vac, electrical, plumbing, fixtures, appliances, flooring, attic insulation, crawlspace vapor barrier. Do you spend a lot of time outdoors rain or shine? Great mudroom and laundry with a separate entry. Two shop buildings to fit your outdoor toys or set up for business, hobbies or a mini farm. Creek runs through front pasture. Possibly a good spot to also build a pond.

$398,000

3 beds2 baths1,246 sq ft

530 Grandview Ave, Mount Airy, GA 30563

5.84 acre lot • Garage • Car-dependent

NEW CONSTRUCTION

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, SC:
Move-in ready and full of value, this charming two-bedroom, one-bath home offers comfort, convenience, and an unbeatable lifestyle in the desirable Foxwood Hills community. The home features a bright and modern kitchen with granite countertops and stainless steel appliances, along with a spacious concrete driveway for easy parking and low-maintenance living. Foxwood Hills residents enjoy incredible amenities, including a community swimming pool, boat ramp access to beautiful Lake Hartwell, clubhouse, sports courts, and more—all with low HOA fees of only $663 per year. With the home fully complete and ready for its new owners, this is an exceptional opportunity to enjoy lake-community

$149,000

2 beds1 bath— sq ft

235 Walnut Dr, Westminster, SC 29693

0.23 acre lot • $55 HOA • Community pool

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, SC:
Lakefront home with some of the best mountain views in Oconee County. This Tugaloo River retreat sits on 33.8 acres with over 2,400 feet of frontage on Lake Hartwell. The great views of the lake and mountains can be seen from both the 40-foot covered decks and the large living room windows. This five-bedroom 3 1/2 bath home features an open floor plan with custom cabinets, island, and new gas range/oven with a stainless steel hood, pine floors, paneled walls, vaulted ceiling, and rock fireplace offering a rustic elegance. The large master bedroom has a door leading to the patio with great Blue Ridge Mountain views. The home office and laundry room are on the main level. The winding staircas

$1,250,000

5 beds3.5 baths3,600 sq ft

284 River Rd, Westminster, SC 29693

33.83 acre lot • 3 garage spots • Car-dependent

ABOUT THIS HOME
Waterfront Home for sale in Toccoa, GA:
A MUST SEE! Enjoy lake life right away in this beautiful A-frame cottage with a wall of windows overlooking Lake Hartwell. Wooded backyard facing the lake. Quiet and secluded. Front porch deck and a patio deck. Adequate parking for boat/jet ski trailer and two parking spaces. Boat dock contains two jet ski docking stations. This beauty awaits your family for private lake life. Entertainers Dream Home! Great location in private are but close to shops and dining.

$898,000

5 beds3.5 baths6 sq ft

455 Chase Landing Rd, Martin, GA 30557

37 acre lot • Garage • Car-dependent

Property at 788 Lakeshore Rd, Martin, GA 30557, 2 beds, 2 baths

$349,900

2 beds2 baths808 sq ft

788 Lakeshore Rd, Martin, GA 30557

Property at 450 Rome Beauty Ln, Clarkesville, GA 30523, 5 beds, 5 baths

$1,680,000

5 beds5 baths8,202 sq ft

450 Rome Beauty Ln, Clarkesville, GA 30523

Property at 399 Grindstone Creek Dr, Clarkesville, GA 30523, 5 beds, 4 baths

$538,500

5 beds4 baths3,303 sq ft

399 Grindstone Creek Dr, Clarkesville, GA 30523

Property at 308 Idle Acres Ln, Lavonia, GA 30553, 2 beds, 1 bath

$540,000

2 beds1 bath1,224 sq ft

308 Idle Acres Ln, Lavonia, GA 30553

Property at 1320 Burroughs Rd, Lavonia, GA 30553, 4 beds, 4.5 baths

$999,900

4 beds4.5 baths4,764 sq ft

1320 Burroughs Rd, Lavonia, GA 30553

Property at 366 Shore Crest Dr, Martin, GA 30557

$34,900

— beds— baths— sq ft

366 Shore Crest Dr, Martin, GA 30557

Property at 113 Peninsula Pt, Martin, GA 30557

$24,900

— beds— baths— sq ft

113 Peninsula Pt, Martin, GA 30557

Property at 982 Lakeshore Rd, Martin, GA 30557

$329,000

— beds— baths— sq ft

982 Lakeshore Rd, Martin, GA 30557

Property at 964 Gooseneck Rd, Toccoa, SC 30577

$1,550,380

— beds— baths— sq ft

964 Gooseneck Rd, Toccoa, SC 30577

Property at 2171 Hollywood Hwy, Clarkesville, GA 30523

$164,900

— beds— baths— sq ft

2171 Hollywood Hwy, Clarkesville, GA 30523

Property at 964 Gooseneck Rd, Eastanollee, GA 30577

$1,550,380

— beds— baths— sq ft

964 Gooseneck Rd, Eastanollee, GA 30577

Property at 1340 441 Express Way, Mt Airy, GA 30563

$1,250,000

— beds— baths— sq ft

1340 441 Express Way, Mt Airy, GA 30563

Property at 0 Deer Run Trl, Avalon, GA 30557

$135,000

— beds— baths— sq ft

0 Deer Run Trl, Avalon, GA 30557

Property at 0 Unawatti Rd, Canon, GA 30520

$959,750

— beds— baths— sq ft

0 Unawatti Rd, Canon, GA 30520

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.

Waterfront Homes for Sale in Toccoa

There are currently 15 waterfront homes for sale in Toccoa at a median listing price of $235K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Toccoa stay on the market for 68 days. This map is refreshed with the newest listings in Toccoa every 15 minutes.

In the past month, 8 homes have been sold in Toccoa. In addition to houses in Toccoa, there was also 1 condo, 2 townhouses, and 1 multi-family unit for sale in Toccoa last month. Find your dream home in Toccoa using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Toccoa are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Toccoa. Our Toccoa real estate stats and trends will give you more information about home buying and selling trends in Toccoa. If you're looking to sell your home in the Toccoa area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Toccoa with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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