Waterfront homes for sale & real estate in Chipley, FL

Waterfront Home for sale in Chipley, FL:

Wake up to peaceful lake views and enjoy a home where the setting is just as inviting as the spaces inside. Situated along Watering Lake in the Sunny Hills community, this updated 3-bedroom, 2-bath block home offers 1,776 square feet with an open layout designed for comfortable everyday living and easy entertaining. Fresh paint and new wood-look luxury vinyl plank flooring give the interior a clean, updated feel, while the kitchen opens naturally to the main living and dining areas. A separate den/flex room adds valuable versatility, creating the perfect spot for a home office, playroom, hobby space, or second living area. Both bathrooms feature beautifully tiled showers, and the split-bedr

Waterfront Home for sale in Chipley, FL:

Peaceful Waterfront Retreat on 14.79 Acres Escape to your own private slice of paradise with 14.79 beautiful acres featuring a one owner double-wide mobile home overlooking a peaceful branch of Gap Pond. Enjoy breathtaking views of the water from the back porch, where you can relax and take in the beauty and tranquility of nature. This property offers access from two county-maintained roads, providing added convenience and flexibility. There are plenty of opportunities for outdoor enthusiasts, with fishing right on the property and abundant space for hunting and exploring. Whether you're looking for a private getaway, recreational property, or a place to make your own, this unique acreag

Waterfront Home for sale in Chipley, FL:

Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife

Waterfront Home for sale in Chipley, FL:

Welcome to your own private waterfront retreat on beautiful Spring Pond. Situated on a 4.71-acre waterfront parcel with approximately 215 feet of freshwater frontage, this exceptional custom-built home offers a rare combination of privacy, luxury, and outdoor recreation. Approximately 2.5 to 3 acres are high and dry, providing ample room for the home, beautifully landscaped grounds, and outdoor living, while the remaining acreage extends into the pristine waters of Spring Pond, enhancing both the property's privacy and waterfront appeal. Built in 2016 and featuring a brand-new roof installed in 2026, the true showpiece is the expansive private white sand beach spanning nearly two-thirds of