Waterfront homes for sale & real estate in Clay County, TN

36 homes

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ABOUT THIS HOME
Waterfront Home for sale in Clay County, TN:
Water & Mountain View Ranch Home, See 3D tour- Move-in Ready and maintenance free! Experience the perfect blend of mountain serenity and lake-view living in this beautiful 2,284 sq. ft. Ranch/Craftsman-style home overlooking the breathtaking waters of Dale Hollow Lake and a stunning mountain range, from all sides. Gated Entry for privacy & security. This thoughtfully designed home features: 3 Bedrooms 2- Bathrooms 2--Car Garage Spacious Open Floor Plan Main-Level Living The open-concept design creates an inviting space for entertaining and everyday living, while large windows showcase spectacular lake and mountain views from the comfort of your home. Located in a beautiful comm

$748,500

3 beds2.5 baths2,284 sq ft

173 Bald Eagle Rd, Hilham, TN 38568

Open floor plan • Main level living • Beautiful clubhouse

3D WALKTHROUGH

ABOUT THIS HOME
Waterfront Home for sale in Clay County, TN:
"Down by the lazy river" happily describes this riverside home just feet away from the waters edge! All attention is on the WATER VIEW from nearly every room. Super nice design-open concept living room, kitchen (granite tops/oak cabinets) and dining, main level primary suite (doors to covered porch from both areas), upper floor XL bedroom and office combo (w/ handy attic storage) then down to lower level 2nd bedroom and bath suite, family room and 2nd kitchen-all focused on the VIEW. Bonus features- storm shelter, lower level garage workshop, lower level covered patio and extra storage. Catch fish from your back yard, watch the otters and beavers play! Enjoy the peace and tranqui

$399,000

3 beds3 baths2,676 sq ft

2867 Arcot Rd, Celina, TN 38551

Covered porch • Extra storage • Attic storage

3D WALKTHROUGH

ABOUT THIS HOME
Waterfront Home for sale in Clay County, TN:
REDUCED! Cumberland River Front BEAUTY, fully furnished & turn key-READY for vaca or river life! Hand crafted, upscale construction & finishes, handsome combo of all brick trimmed w/ log siding that fits nicely into the river and wooded surroundings. 1835 sft, 1 level, 3 bds, 2 baths, huge covered deck (700 sft) for river gazing & relaxing. Open concept living rm (vaulted ceiling), kitchen (gas range/island seating) & dining is spacious w/ gas log stone fireplace. Big laundry/pantry combo, hardwood floors (tile baths), 9' ceilings, walk-in closet, 3 car attached garage. BIG BONUS detached garage car/work shop/lawn tools (1000 sft under cover)w/ water, electric &

$559,000

3 beds2 baths1,835 sq ft

195 Hiawassee Ln, Celina, TN 38551

Hand crafted • Fully furnished • Turn key

ABOUT THIS HOME
Waterfront Home for sale in Clay County, TN:
Charming 3BR/2BA home on 2.12 unrestricted acres with a partial basement. Enjoy privacy, wooded views, and a wet-weather creek in a peaceful setting. Features include a wrap-around covered porch and spacious dining area. Ideal as a full-time home, getaway, or investment. Conveniently located near Dale Hollow Lake and within easy driving distance to Celina, Gainesboro, and Cookeville.

$238,950

3 beds2 baths1,328 sq ft

89 Buzzard Ln, Hilham, TN 38568

Wet-weather creek • Partial basement • Wooded views

ABOUT THIS HOME
Waterfront Home for sale in Clay County, TN:
This private retreat features 3 bedrooms, 2 bathrooms, and a warm, inviting living space. Enjoy the charm of maple cabinets in the kitchen, cozy evenings by the fireplace, and additional space with a full basement. Outside, you'll love the 24x24 detached garage, perfect for parking, storage, or a workshop. Nestled in a peaceful setting, this property offers both comfort and privacy—all just minutes from the lake! Sleeps 12 – Would make a fantastic Airbnb! Buyers/buyer's agent to verify all information.

$499,900

3 beds2 baths2,600 sq ft

301 Jimmy Reneau Rd, Celina, TN 38551

Full basement • Maple cabinets • Detached garage

Property at 39 Old Highway 52, Celina, TN 38551, 3 beds, 2 baths

$369,000

3 beds2 baths1,568 sq ft

39 Old Highway 52, Celina, TN 38551

Property at 0 Pea Ridge Fire Tower Rd, Celina, TN 38551

$239,000

— beds— baths— sq ft

0 Pea Ridge Fire Tower Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 1611 Knob Creek Rd, Celina, TN 38551, 3 beds, 1 bath

$360,000

3 beds1 bath900 sq ft

1611 Knob Creek Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 5155 Brimstone Creek Rd, Moss, TN 38575

$699,000

— beds— baths— sq ft

5155 Brimstone Creek Rd, Moss, TN 38575

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Marie Ln, Red Boiling Springs, TN 37150

$469,900

— beds— baths— sq ft

0 Marie Ln, Red Boiling Springs, TN 37150

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 487 Cedar Hill Rd, Celina, TN 38551, 3 beds, 2.5 baths

$1,600,000

3 beds2.5 baths3,274 sq ft

487 Cedar Hill Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 8029 Brimstone Creek Rd, Whitleyville, TN 38588, 3 beds, 2.5 baths

$749,998

3 beds2.5 baths2,000 sq ft

8029 Brimstone Creek Rd, Whitleyville, TN 38588

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 599 Jake Rockwell Rd, Celina, TN 38551

$499,900

— beds— baths— sq ft

599 Jake Rockwell Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 111C Sunfish Ln, Hilham, TN 38568

$119,700

Land0.53 acre (lot)

111C Sunfish Ln, Hilham, TN 38568

Property at 18.19 Ac Spence Ln, Hilham, TN 38568

$159,500

Land18.18 acres (lot)

18.19 Ac Spence Ln, Hilham, TN 38568

Property at Lot 84C Mallard Rd, Hilham, TN 38568

$59,900

Land1.37 acres (lot)

Lot 84C Mallard Rd, Hilham, TN 38568

Property at 142C Sunfish Ln, Hilham, TN 38568

$125,000

Land11.86 acres (lot)

142C Sunfish Ln, Hilham, TN 38568

Property at 102C Swan Rdg, Hilham, TN 38568

$115,000

Land1.97 acres (lot)

102C Swan Rdg, Hilham, TN 38568

Property at 50 D Crappie Ln, Hilham, TN 38568

$29,900

Land1.68 acres (lot)

50 D Crappie Ln, Hilham, TN 38568

Property at 8.60ac Moss Arcot Rd, Celina, TN 38551

$79,900

Land7.98 acres (lot)

8.60ac Moss Arcot Rd, Celina, TN 38551

(931) 243-6401

Property at 70A Catfish Rd, Hilham, TN 38568

$179,000

Land2.09 acres (lot)

70A Catfish Rd, Hilham, TN 38568

Property at 71A Catfish Rd, Hilham, TN 38568

$143,000

Land2.00 acres (lot)

71A Catfish Rd, Hilham, TN 38568

Property at Lot 27C East Rockfish Rd, Hilham, TN 38568

$174,900

Land0.62 acre (lot)

Lot 27C East Rockfish Rd, Hilham, TN 38568

Property at 66A1 Breim, Celina, TN 38568

$40,000

Land1.40 acres (lot)

66A1 Breim, Celina, TN 38568

Property at Lot 20D Crappie Ln, Hilham, TN 38568

$125,000

Land2.14 acres (lot)

Lot 20D Crappie Ln, Hilham, TN 38568

Property at 146 Copeland Ln, Celina, TN 38551

$169,000

Land5.32 acres (lot)

146 Copeland Ln, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Moss Arcot Rd, Celina, TN 38551

$79,900

Land8.60 acres (lot)

0 Moss Arcot Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Bald Eagle Ln, Hilham, TN 38568

$59,900

Land0.58 acre (lot)

0 Bald Eagle Ln, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Rock Fish Rd E, Hilham, TN 38568

$174,900

Land0.62 acre (lot)

0 Rock Fish Rd E, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Lonnie Reecer Rd, Celina, TN 38551

$159,900

Land5.60 acres (lot)

0 Lonnie Reecer Rd, Celina, TN 38551

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Spence Ln, Hilham, TN 38568

$159,500

Land18.19 acres (lot)

0 Spence Ln, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 50 Crappie Ln, Hilham, TN 38568

$49,900

Land0.70 acre (lot)

50 Crappie Ln, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 0 Mallard Ln, Hilham, TN 38568

$80,000

Land1.79 acres (lot)

0 Mallard Ln, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 1 Swan Ridge Rd, Hilham, TN 38568

$47,500

Land0.66 acre (lot)

1 Swan Ridge Rd, Hilham, TN 38568

Listing provided by REALTRACS as Distributed by MLS Grid

Property at 48 E Swan Ridge Rd, Hilham, TN 38568

$74,900

Land0.55 acre (lot)

48 E Swan Ridge Rd, Hilham, TN 38568

Property at Lot 18B Bald Eagle Ln, Hilham, TN 38568

$59,900

Land0.58 acre (lot)

Lot 18B Bald Eagle Ln, Hilham, TN 38568

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Waterfront Homes for Sale in Clay County

There are currently 36 waterfront homes for sale in Clay County at a median listing price of $306K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Clay County stay on the market for 86 days. This map is refreshed with the newest listings in Clay County every 15 minutes.

In the past month, 4 homes have been sold in Clay County. In addition to houses in Clay County, there were also 0 condos, 0 townhouses, and 1 multi-family unit for sale in Clay County last month. Find your dream home in Clay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Clay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Clay County. If you're looking to sell your home in the Clay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Clay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Based on information submitted to the MLS GRID as of Tue Sep 01 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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