3 Bedroom homes for sale & real estate in Bay County, FL

1,332 homes

Sort:

Recommended

NEW CONSTRUCTION

ABOUT THIS HOME
3 Bedroom Homes for Sale in Bay County, FL
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location,

$1,200,000

3 beds3 baths2,118 sq ft

1033 Bay Cir, Panama City Beach, FL 32407

Open-concept design • Waterfront home • High-end finishes

READY TO BUILD

$378,000

3 beds3.5 baths1,646 sq ft

The Sabal Plan, Panama City, FL 32405

Stone countertops • Walk-in closet • Stainless appliances

Listing provided by Zillow

READY TO BUILD

ABOUT THIS HOME
3 Bedroom Homes for Sale in Bay County, FL
The Sheffield is a beautifully designed one-story home that combines elegance with functional living. A striking rotunda in the foyer welcomes you and sets the tone for the home's charm, while the open kitchen, dining, and great room flow effortlessly to a covered rear patio-perfect for entertaining or everyday living. The primary suite features a very large bath and private retreat, tucked away for privacy, while two additional bedrooms provide flexibility for family or guests. Enjoy outdoor living with a front porch, side porch, and covered back patio, and an attached two-car garage completes this thoughtfully designed home. * Please note finishings, offerings, and structural options show

$557,000

3 beds2 baths2,254 sq ft

Sheffield Plan, Panama City Beach, FL 32407

Covered rear patio • Primary suite • Front porch

Listing provided by Zillow

READY TO BUILD

ABOUT THIS HOME
3 Bedroom Homes for Sale in Bay County, FL
The Portsmouth is a thoughtfully designed one-level plan that shines with easy flow and everyday comfort. The heart of the home is the open kitchen, dining, and great room, creating a seamless living space that's perfect for both relaxing and entertaining. The primary suite is privately tucked away at the back of the home, offering a quiet retreat with a sense of separation from the secondary bedrooms. With a two-car garage and a covered patio extending the main living area outdoors, The Portsmouth delivers simplicity, functionality, and a layout that just feels right. * Please note finishings, offerings, and structural options shown in photography and/or matterports vary by series level. C

$522,000

3 beds2 baths2,098 sq ft

Portsmouth Plan, Panama City Beach, FL 32407

Primary suite • Covered patio • Open kitchen

Listing provided by Zillow

READY TO BUILD

ABOUT THIS HOME
3 Bedroom Homes for Sale in Bay County, FL
The Grayton is a two-story home that combines open living, privacy, and versatile spaces. With 3 bedrooms and 2.5 baths, including a main-level primary suite and an additional bedroom on the first floor, this plan provides a private retreat while keeping everyday living areas conveniently connected. The primary suite is tucked away for maximum privacy and features a spacious bath with a tile-to-ceiling shower, dual vanities, optional separate tub, and a large walk-in closet. An oversized laundry room with a mud room area adds everyday convenience. The heart of the home includes an open great room, dining area, and eat-in island kitchen with stainless steel appliances, stone countertops, and

$515,000

3 beds3 baths2,117 sq ft

Grayton Plan, Panama City Beach, FL 32407

Large front porch • Covered patio • Tile backsplash

Listing provided by Zillow

Property at Bedford Plan, Panama City Beach, FL 32407, 3 beds, 2 baths

$508,000

3 beds2 baths1,964 sq ft

Bedford Plan, Panama City Beach, FL 32407

Listing provided by Zillow

Property at Hillsboro Plan, Panama City, FL 32405, 3 beds, 2 baths

$543,000

3 beds2 baths1,863 sq ft

Hillsboro Plan, Panama City, FL 32405

Listing provided by Zillow

Property at Clearwater Plan, Panama City, FL 32405, 3 beds, 2 baths

$508,000

3 beds2 baths1,664 sq ft

Clearwater Plan, Panama City, FL 32405

Listing provided by Zillow

Property at Sawgrass Plan, Panama City, FL 32405, 3 beds, 2 baths

$515,000

3 beds2 baths1,744 sq ft

Sawgrass Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 227 Lake Merial Blvd, Panama City, FL 32409, 3 beds, 3 baths

$499,990

3 beds3 baths2,639 sq ft

227 Lake Merial Blvd, Panama City, FL 32409

Listing provided by Zillow

Property at 16819 Front Beach Rd #602, Panama City Beach, FL 32413, 3 beds, 3 baths

$790,000

3 beds3 baths1,965 sq ft

16819 Front Beach Rd #602, Panama City Beach, FL 32413

Property at 452 Town Village Way, Mexico Beach, FL 32410, 3 beds, 2 baths

$370,990

3 beds2 baths1,516 sq ft

452 Town Village Way, Mexico Beach, FL 32410

Listing provided by Zillow

Property at Arbor Plan, Panama City, FL 32404, 3 beds, 2 baths

$290,990

3 beds2 baths1,568 sq ft

Arbor Plan, Panama City, FL 32404

Listing provided by Zillow

Property at 11807 Front Beach Rd #1809, Panama City Beach, FL 32407, 3 beds, 2 baths

$725,000

3 beds2 baths1,431 sq ft

11807 Front Beach Rd #1809, Panama City Beach, FL 32407

Property at The Sandbar Plan, Panama City, FL 32405, 3 beds, 3 baths

$1,520,789

3 beds3 baths3,076 sq ft

The Sandbar Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 9860 S Thomas 225 Dr #225, Panama City Beach, FL 32408, 3 beds, 2 baths

$310,000

3 beds2 baths1,262 sq ft

9860 S Thomas 225 Dr #225, Panama City Beach, FL 32408

Property at Palm Exterior Plan, Panama City Beach, FL 32413, 3 beds, 2.5 baths

$331,400

3 beds2.5 baths1,470 sq ft

Palm Exterior Plan, Panama City Beach, FL 32413

Listing provided by Zillow

Property at 313 Salt Creek Ln, Mexico Beach, FL 32410, 3 beds, 2.5 baths

$301,900

3 beds2.5 baths1,460 sq ft

313 Salt Creek Ln, Mexico Beach, FL 32410

Listing provided by Zillow

Property at 435 Water Bend Way, Mexico Beach, FL 32410, 3 beds, 2 baths

$377,990

3 beds2 baths1,552 sq ft

435 Water Bend Way, Mexico Beach, FL 32410

Listing provided by Zillow

Property at 4050 Marriott Dr #3606, Panama City Beach, FL 32408, 3 beds, 3 baths

$698,900

3 beds3 baths1,776 sq ft

4050 Marriott Dr #3606, Panama City Beach, FL 32408

Property at Madison Plan, Panama City Beach, FL 32413, 3 beds, 3 baths

$586,990

3 beds3 baths2,281 sq ft

Madison Plan, Panama City Beach, FL 32413

Listing provided by Zillow

Property at Lila Plan, Panama City Beach, FL 32413, 3 beds, 3 baths

$581,990

3 beds3 baths2,134 sq ft

Lila Plan, Panama City Beach, FL 32413

Listing provided by Zillow

Property at Norfolk Plan, Panama City Beach, FL 32407, 3 beds, 2.5 baths

$446,900

3 beds2.5 baths1,771 sq ft

Norfolk Plan, Panama City Beach, FL 32407

Listing provided by Zillow

Property at 1912 Danford Ave, Panama City, FL 32405, 3 beds, 3 baths

$277,400

3 beds3 baths1,424 sq ft

1912 Danford Ave, Panama City, FL 32405

Property at 6919 Cat Creek Rd, Youngstown, FL 32466, 3 beds, 2 baths

$995,000

3 beds2 baths1,740 sq ft

6919 Cat Creek Rd, Youngstown, FL 32466

Property at BEAUMONT Plan, Panama City, FL 32404, 3 beds, 2 baths

$277,990

3 beds2 baths1,416 sq ft

BEAUMONT Plan, Panama City, FL 32404

Listing provided by Zillow

Property at Wellington II I Plan, Panama City, FL 32405, 3 beds, 2.5 baths

$729,990

3 beds2.5 baths2,026 sq ft

Wellington II I Plan, Panama City, FL 32405

Listing provided by Zillow

Property at Neiman II G Plan, Panama City, FL 32405, 3 beds, 2 baths

$714,990

3 beds2 baths1,872 sq ft

Neiman II G Plan, Panama City, FL 32405

Listing provided by Zillow

Property at 317 Salt Creek Ln, Mexico Beach, FL 32410, 3 beds, 2.5 baths

$301,900

3 beds2.5 baths1,460 sq ft

317 Salt Creek Ln, Mexico Beach, FL 32410

Listing provided by Zillow

Property at Frey Plan, Panama City, FL 32409, 3 beds, 2 baths

$289,990

3 beds2 baths1,550 sq ft

Frey Plan, Panama City, FL 32409

Listing provided by Zillow

Property at 12818 Lake Merial Strand, Panama City, FL 32409, 3 beds, 3 baths

$507,076

3 beds3 baths2,659 sq ft

12818 Lake Merial Strand, Panama City, FL 32409

Listing provided by Zillow

Property at 326 Sheephead Bayou Dr, Panama City Beach, FL 32407, 3 beds, 2.5 baths

$669,995

3 beds2.5 baths2,483 sq ft

326 Sheephead Bayou Dr, Panama City Beach, FL 32407

Property at 423 Water Bend Way, Mexico Beach, FL 32410, 3 beds, 2 baths

$372,990

3 beds2 baths1,552 sq ft

423 Water Bend Way, Mexico Beach, FL 32410

Listing provided by Zillow

Property at 11483 Front Bch #1003, Panama City Beach, FL 32407, 3 beds, 3 baths

$650,000

3 beds3 baths1,573 sq ft

11483 Front Bch #1003, Panama City Beach, FL 32407

Property at The Aria Plan, Southport, FL 32409, 3 beds, 2 baths

$304,900

3 beds2 baths1,697 sq ft

The Aria Plan, Southport, FL 32409

Listing provided by Zillow

Property at Nash Plan, Panama City, FL 32404, 3 beds, 2 baths

$284,990

3 beds2 baths1,744 sq ft

Nash Plan, Panama City, FL 32404

Listing provided by Zillow

Property at Joplin Plan, Panama City, FL 32404, 3 beds, 2 baths

$304,990

3 beds2 baths1,891 sq ft

Joplin Plan, Panama City, FL 32404

Listing provided by Zillow

Property at 10509 Front Beach Rd #1401, Panama City Beach, FL 32407, 3 beds, 3 baths

$890,000

3 beds3 baths1,769 sq ft

10509 Front Beach Rd #1401, Panama City Beach, FL 32407

Property at 12804 Lake Merial Strand, Panama City, FL 32409, 3 beds, 3 baths

$500,927

3 beds3 baths2,491 sq ft

12804 Lake Merial Strand, Panama City, FL 32409

Listing provided by Zillow

Property at The Jemison Plan, Panama City, FL 32404, 3 beds, 2 baths

$319,900

3 beds2 baths1,637 sq ft

The Jemison Plan, Panama City, FL 32404

Listing provided by Zillow

Property at Towne Plan, Panama City, FL 32404, 3 beds, 2.5 baths

$269,900

3 beds2.5 baths1,453 sq ft

Towne Plan, Panama City, FL 32404

Listing provided by Zillow

Viewing page 32 of 33

Based on information submitted to the MLS GRID as of Mon Oct 26 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

3 Bedroom Homes for Sale in Bay County

There are currently 1332 3 bedroom homes in Bay County. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Bay County stay on the market for 118 days and receive 1 offers. This map is refreshed with the newest listings in Bay County every 15 minutes.

In the past month, 450 homes have been sold in Bay County. In addition to houses in Bay County, there were also 1261 condos, 317 townhouses, and 90 multi-family units for sale in Bay County last month. Find your dream home in Bay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Bay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Bay County. If you're looking to sell your home in the Bay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Bay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

More real estate resources for Bay County, FL

Cities

Nearby Counties

Nearby Counties with 3 Bedroom Homes

Nearby Cities with 3 Bedroom Homes

More to explore in Bay County, FL

How to buy a house in Bay County, FL

How much house can I afford?

How to buy a house in 10 steps

First-time homebuyer's guide

See more home buying guides

Buy the right home at the right price near Bay County with a local Redfin real estate agent.

Popular Markets in Florida

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.