Cheap homes for sale & real estate in Bay County, FL

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ABOUT THIS HOME
Cheap Home for sale in Bay County, FL:
Private pool, spa, major updates, and short-term rental potential in Panama City Beach! Welcome to 3624 Betsy Lane, tucked away in the Upper Grand Lagoon area of Panama City Beach. This 3-bedroom, 2-bath home offers the combination buyers are looking for--an established residential setting, private outdoor space, major system updates, and the flexibility to use the property as a primary residence, second home, or short-term rental. Major improvements include a new roof in 2020, new HVAC in 2020, new windows in 2020, and a new pool pump in 2026, taking care of several of the big-ticket items buyers often ask about. The backyard is where this property really shines. Enjoy your own in-groun

$369,000

3 beds2 baths1,310 sq ft

3624 Betsy Ln, Panama City, FL 32408

Private pool • Backyard retreat • 0.35 acre lot

NEW 1 HR AGO

ABOUT THIS HOME
Cheap Home for sale in Bay County, FL:
Welcome to 259 Phillips Bluff Avenue, a new townhome at Colonial East Townhomes in Panama City Beach Florida. This end unit home offers a pond view from the back patio. Inside you will find a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Additional interior features include windows surrounding the living area allow

$319,900

3 beds2.5 baths1,470 sq ft

259 Phillips Bluff Ave, Panama City Beach, FL 32407

Pond view • Quartz countertops • Natural light

NEW 30 MINS AGO

ABOUT THIS HOME
Cheap Home for sale in Bay County, FL:
Welcome to 257 Phillips Bluff Avenue, a new home under construction at Colonial East Townhomes in Panama City Beach. This townhome is an interior unit with a pond view from the back patio. This floor plan has a bright foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and overlooks the main living area. The first floor is heart of this home, while the privacy of the second level holds all bedrooms, ensuring a quiet retreat. The primary bedroom has a generous size closet and a private bathroom with dual sink vanity, and ample linen storage, and a large shower. Addit

$304,900

3 beds2.5 baths1,459 sq ft

257 Phillips Bluff Ave, Panama City Beach, FL 32407

$24 HOA • Garage • Built 2026

NEW 34 MINS AGO

ABOUT THIS HOME
Cheap Home for sale in Bay County, FL:
Welcome to 253 Phillips Bluff Avenue, a new home under construction at Colonial East Townhomes in Panama City Beach. This townhome is an interior unit with a pond view from the back patio. This floor plan has a bright foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and overlooks the main living area. The first floor is heart of this home, while the privacy of the second level holds all bedrooms, ensuring a quiet retreat. The primary bedroom has a generous size closet and a private bathroom with dual sink vanity, and ample linen storage, and a large shower. Addit

$304,900

3 beds2.5 baths1,459 sq ft

253 Phillips Bluff Ave, Panama City Beach, FL 32407

$24 HOA • Garage • Built 2026

NEW 1 HR AGO

ABOUT THIS HOME
Cheap Home for sale in Bay County, FL:
Welcome to 249 Phillips Bluff Avenue, a new townhome at Colonial East Townhomes in Panama City Beach Florida. This end unit home offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Additional interior features include windows surrounding the living area allowing for natural light and EVP flooring throughout main

$319,900

3 beds2.5 baths1,470 sq ft

249 Phillips Bluff Ave, Panama City Beach, FL 32407

Quartz countertops • Natural light • Evp flooring

Property at 7556 Kelsey Dr, Panama City, FL 32404, 3 beds, 2 baths

$250,000

3 beds2 baths1,294 sq ft

7556 Kelsey Dr, Panama City, FL 32404

Property at 520 Richard Jackson Blvd #2105, Panama City Beach, FL 32407, 2 beds, 2 baths

$355,000

2 beds2 baths1,254 sq ft

520 Richard Jackson Blvd #2105, Panama City Beach, FL 32407

Property at 107 N Claire Dr, Panama City, FL 32401, 4 beds, 2 baths

$300,000

4 beds2 baths1,367 sq ft

107 N Claire Dr, Panama City, FL 32401

Property at 4726 Bay Point Rd Unit D140, Panama City Beach, FL 32408, 1 bed, 1 bath

$240,000

1 bed1 bath850 sq ft

4726 Bay Point Rd Unit D140, Panama City Beach, FL 32408

Property at 4726 Bay Point Rd Unit D140, Panama City, FL 32408, 1 bed, 1 bath

$240,000

1 bed1 bath850 sq ft

4726 Bay Point Rd Unit D140, Panama City, FL 32408

Property at 13606 Fiddlers Green Rd, Panama City, FL 32409, 2 beds, 1 bath

$175,999

2 beds1 bath832 sq ft

13606 Fiddlers Green Rd, Panama City, FL 32409

Property at 16220 Sky Ave, Panama City Beach, FL 32413, 3 beds, 2 baths

$405,000

3 beds2 baths1,616 sq ft

16220 Sky Ave, Panama City Beach, FL 32413

Property at 904 E 14th St Unit A-B, Panama City, FL 32401, 2 beds, 2 baths

$240,000

2 beds2 baths792 sq ft

904 E 14th St Unit A-B, Panama City, FL 32401

Property at 9860 S Thomas Dr #1211, Panama City, FL 32408, 3 beds, 2 baths

$374,900

3 beds2 baths1,262 sq ft

9860 S Thomas Dr #1211, Panama City, FL 32408

Property at 17620 Front Beach Rd Unit Y2, Panama City, FL 32413, 2 beds, 1.5 baths

$295,000

2 beds1.5 baths1,120 sq ft

17620 Front Beach Rd Unit Y2, Panama City, FL 32413

Property at 8700 Front Beach Rd Unit 1105, Panama City Beach, FL 32407, 1 bed, 1 bath

$185,000

1 bed1 bath1,071 sq ft

8700 Front Beach Rd Unit 1105, Panama City Beach, FL 32407

Property at 17214 Front Beach Rd #18, Panama City Beach, FL 32413, 2 beds, 2.5 baths

$299,000

2 beds2.5 baths948 sq ft

17214 Front Beach Rd #18, Panama City Beach, FL 32413

Property at 8727 Thomas Dr Unit E8, Panama City, FL 32408, 1 bed, 1 bath

$268,000

1 bed1 bath752 sq ft

8727 Thomas Dr Unit E8, Panama City, FL 32408

Property at 9307 Gobbler Cir, Panama City, FL 32409, 3 beds, 2 baths

$110,000

3 beds2 baths1,200 sq ft

9307 Gobbler Cir, Panama City, FL 32409

Property at 1700 New Hampshire Ave, Lynn Haven, FL 32444, 3 beds, 2 baths

$378,500

3 beds2 baths1,867 sq ft

1700 New Hampshire Ave, Lynn Haven, FL 32444

Property at 3728 Greentree Pl, Panama City, FL 32405, 4 beds, 2 baths

$299,000

4 beds2 baths1,350 sq ft

3728 Greentree Pl, Panama City, FL 32405

Property at 1005 Cypress Ln Unit B, Mexico Beach, FL 32456, 2 beds, 2 baths

$359,900

2 beds2 baths1,120 sq ft

1005 Cypress Ln Unit B, Mexico Beach, FL 32456

Property at 6407 Heather Marie Ln, Panama City, FL 32404, 3 beds, 2 baths

$290,000

3 beds2 baths1,625 sq ft

6407 Heather Marie Ln, Panama City, FL 32404

Property at 4922 Hensey Ave, Panama City, FL 32404, 3 beds, 2 baths

$225,000

3 beds2 baths1,731 sq ft

4922 Hensey Ave, Panama City, FL 32404

Property at 2004 Windjammer Dr, Lynn Haven, FL 32444, 3 beds, 2 baths

$375,000

3 beds2 baths1,645 sq ft

2004 Windjammer Dr, Lynn Haven, FL 32444

Property at 7605 Littleton Rd, Panama City, FL 32404, 3 beds, 2 baths

$129,900

3 beds2 baths1,430 sq ft

7605 Littleton Rd, Panama City, FL 32404

Property at 9860 S Thomas Dr #1219, Panama City, FL 32408, 1 bed, 2 baths

$269,000

1 bed2 baths1,047 sq ft

9860 S Thomas Dr #1219, Panama City, FL 32408

Property at 1604 Georgia Ave, Lynn Haven, FL 32444, 3 beds, 2 baths

$242,500

3 beds2 baths1,189 sq ft

1604 Georgia Ave, Lynn Haven, FL 32444

Property at 1904 Rhett Pl, Lynn Haven, FL 32444, 3 beds, 2 baths

$300,000

3 beds2 baths1,314 sq ft

1904 Rhett Pl, Lynn Haven, FL 32444

Property at 6422 W Highway 98 #705, Panama City Beach, FL 32407, 2 beds, 2 baths

$370,000

2 beds2 baths1,384 sq ft

6422 W Highway 98 #705, Panama City Beach, FL 32407

Property at 330 Madison Cir, Panama City Beach, FL 32407, 3 beds, 2.5 baths

$377,950

3 beds2.5 baths1,682 sq ft

330 Madison Cir, Panama City Beach, FL 32407

Property at 2536 E 37th Plz, Panama City, FL 32405, 3 beds, 2 baths

$299,000

3 beds2 baths1,030 sq ft

2536 E 37th Plz, Panama City, FL 32405

Property at 1814 Rhett Pl, Lynn Haven, FL 32444, 3 beds, 2 baths

$295,000

3 beds2 baths1,397 sq ft

1814 Rhett Pl, Lynn Haven, FL 32444

Property at 826 Brandeis Ave, Panama City, FL 32405, 4 beds, 2.5 baths

$286,000

4 beds2.5 baths1,764 sq ft

826 Brandeis Ave, Panama City, FL 32405

Property at 14401 Front Beach Rd Unit 305, Panama City Beach, FL 32413, 1 bath

$192,000

Studio1 bath330 sq ft

14401 Front Beach Rd Unit 305, Panama City Beach, FL 32413

Property at 927 Spring Ave, Panama City, FL 32401, 3 beds, 2 baths

$229,000

3 beds2 baths1,137 sq ft

927 Spring Ave, Panama City, FL 32401

Property at 6525 Lance St, Panama City, FL 32404, 3 beds, 2 baths

$245,000

3 beds2 baths1,338 sq ft

6525 Lance St, Panama City, FL 32404

Property at 901 Lighthouse Rd, Panama City Beach, FL 32407, 4 beds, 3 baths

$199,000

4 beds3 baths1,400 sq ft

901 Lighthouse Rd, Panama City Beach, FL 32407

Property at 8675 Tropics Ave, Panama City Beach, FL 32413, 2 beds, 2 baths

$399,000

2 beds2 baths1,315 sq ft

8675 Tropics Ave, Panama City Beach, FL 32413

Property at 2601 Mystic Ln Unit PO61, Panama City, FL 32408, 2 beds, 2 baths

$349,900

2 beds2 baths1,322 sq ft

2601 Mystic Ln Unit PO61, Panama City, FL 32408

Property at 733 Shark Dr, Panama City Beach, FL 32408, 2 beds, 2 baths

$389,000

2 beds2 baths864 sq ft

733 Shark Dr, Panama City Beach, FL 32408

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Based on information submitted to the MLS GRID as of Thu Aug 27 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Bay County

There are currently 2790 cheap homes for sale in Bay County at a median listing price of $399K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Bay County stay on the market for 106 days and receive 1 offers. This map is refreshed with the newest listings in Bay County every 15 minutes.

In the past month, 524 homes have been sold in Bay County. In addition to houses in Bay County, there were also 1284 condos, 339 townhouses, and 101 multi-family units for sale in Bay County last month. Find your dream home in Bay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Bay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Bay County. If you're looking to sell your home in the Bay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Bay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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