Waterfront homes for sale & real estate in Bay County, FL

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ABOUT THIS HOME
Waterfront Home for sale in Bay County, FL:
Rare 2.71-acre waterfront development opportunity on Gainer Bayou in Southport, FL. Gated corner lot at Olde Mill Rd & Co. Rd 2321 with direct bayou frontage, fully fenced perimeter, and detached workshop/storage structure. Minimal improvements -- maximum potential. Prime Acreage.

$400,000

2 beds1 bath1,080 sq ft

2.71 acre lot • 2 garage spots • Built 1966

7516 Olde Mill Rd, Panama City, FL 32409

3D & VIDEO TOUR

ABOUT THIS HOME
Waterfront Home for sale in Bay County, FL:
Oceanfront Gulf-front 4BR/4BA + flex room home with proven rental history and versatile split floorplan. Over 10 years of VRBO/Airbnb performance with strong annual income. Features a 2BR/2BA main residence plus two private guest suites with full baths connected by a breezeway, ideal for multi-generational living or maximizing occupancy. Enjoy panoramic Gulf views from the sunroom and main living areas, open layout, updated kitchen, remodeled primary bath, and being sold fully furnished. Outdoor features include a large porch, jacuzzi, BBQ area, and direct beach access. Recent updates include roof, HVAC systems, and impact windows/doors. Located on a private drive with a 35-ft seawall.

$2,700,000

4 beds4 baths— sq ft

Outdoor bbq area • Large back porch • Gulf front

13011 Oleander Dr, Panama City Beach, FL 32407

(305) 809-7650

ABOUT THIS HOME
Waterfront Home for sale in Bay County, FL:
Refreshed Lynn Haven bayou front home with North Bay views offering access to the Gulf of Mexico located in Panama Country Club, now private! The kitchen is a dream for entertaining, featuring a spacious open floor plan with a great view of the water. Stunning Quartzite countertops imported from Brazil add elegance and durability- it's one of the hardest natural stones, ensuring lasting beauty and performance. The main living area overlooks the water with a large back porch once again great for entertaining and gathering after a day of boating. Master bedroom and bath downstairs along with another room that would make a great new born bedroom which would be great for security and convenien

$1,089,000

4 beds2.5 baths4,016 sq ft

Open floor plan • Dock • Large back porch

2502 Country Club Dr, Lynn Haven, FL 32444

SHORT SALE

$415,000

2 beds2 baths1,076 sq ft

$977 HOA • 2 garage spots • Community pool

12011 Front Beach Road Rd Unit 1802B, Panama City Beach, FL 32407

3D WALKTHROUGH

ABOUT THIS HOME
Waterfront Home for sale in Bay County, FL:
Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards. .. your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back

$925,000

3 beds3 baths1,738 sq ft

Private boat dock • Spacious back deck • Move-in ready

21926 Lakeview Dr, Panama City Beach, FL 32413

Property at 9900 S Thomas Dr #1704, Panama City, FL 32408, 2 beds, 3 baths

$407,900

2 beds3 baths1,148 sq ft

9900 S Thomas Dr #1704, Panama City, FL 32408

Property at 4344 Huckleberry Ln, Panama City, FL 32409, 2 beds, 1 bath

$290,000

2 beds1 bath1,008 sq ft

4344 Huckleberry Ln, Panama City, FL 32409

Property at 316 Cherry St #33, Panama City, FL 32401, 2 beds, 2 baths

$222,500

2 beds2 baths860 sq ft

316 Cherry St #33, Panama City, FL 32401

Property at 16819 Front Beach Rd #606, Panama City Beach, FL 32413, 1 bed, 2 baths

$388,900

1 bed2 baths849 sq ft

16819 Front Beach Rd #606, Panama City Beach, FL 32413

Property at 16819 Front Beach Rd #2106, Panama City Beach, FL 32413, 1 bed, 2 baths

$359,000

1 bed2 baths849 sq ft

16819 Front Beach Rd #2106, Panama City Beach, FL 32413

Property at 23223 Front Beach Rd Unit C2-101, Panama City Beach, FL 32413, 2 beds, 2 baths

$599,000

2 beds2 baths1,026 sq ft

23223 Front Beach Rd Unit C2-101, Panama City Beach, FL 32413

Property at 8490 Landshark Blvd, Panama City Beach, FL 32413, 3 beds, 3.5 baths

$899,000

3 beds3.5 baths2,549 sq ft

8490 Landshark Blvd, Panama City Beach, FL 32413

Property at 13401 Oleander Dr, Panama City Beach, FL 32407, 9 beds, 10.5 baths

$6,333,800

9 beds10.5 baths5,758 sq ft

13401 Oleander Dr, Panama City Beach, FL 32407

Property at 16305 Front Beach Rd, Panama City Beach, FL 32413, 4 beds, 3 baths

$2,399,000

4 beds3 baths1,604 sq ft

16305 Front Beach Rd, Panama City Beach, FL 32413

Property at 10519 Front Beach Rd Unit 1705A, Panama City Beach, FL 32407, 2 beds, 2 baths

$499,000

2 beds2 baths1,183 sq ft

10519 Front Beach Rd Unit 1705A, Panama City Beach, FL 32407

Property at 5903 Gulf Dr, Panama City, FL 32408, 3 beds, 2 baths

$1,899,000

3 beds2 baths1,296 sq ft

5903 Gulf Dr, Panama City, FL 32408

Property at 17155 Front Beach Rd Unit 401W, Panama City, FL 32413, 3 beds, 2 baths

$709,000

3 beds2 baths1,405 sq ft

17155 Front Beach Rd Unit 401W, Panama City, FL 32413

Property at 5505 Sun Harbor Rd #235, Panama City, FL 32401, 1 bed, 1 bath

$164,950

1 bed1 bath540 sq ft

5505 Sun Harbor Rd #235, Panama City, FL 32401

Property at 230 13th St, Panama City Beach, FL 32413, 5 beds, 2 baths

$472,000

5 beds2 baths1,278 sq ft

230 13th St, Panama City Beach, FL 32413

Property at 17739 Front Beach Rd Unit 1703W, Panama City Beach, FL 32413, 2 beds, 2 baths

$599,000

2 beds2 baths1,396 sq ft

17739 Front Beach Rd Unit 1703W, Panama City Beach, FL 32413

Property at 2009 Calamint St, Panama City, FL 32405, 3 beds, 2 baths

$465,000

3 beds2 baths1,700 sq ft

2009 Calamint St, Panama City, FL 32405

Property at 9900 S Thomas Dr #1801, Panama City, FL 32407, 3 beds, 3 baths

$598,000

3 beds3 baths1,416 sq ft

9900 S Thomas Dr #1801, Panama City, FL 32407

Property at 57 1st St, Mexico Beach, FL 32456, 3 beds, 2 baths

$324,900

3 beds2 baths1,008 sq ft

57 1st St, Mexico Beach, FL 32456

Property at 5801 Thomas Dr #1204, Panama City, FL 32408, 3 beds, 2 baths

$523,000

3 beds2 baths1,248 sq ft

5801 Thomas Dr #1204, Panama City, FL 32408

Property at 000 Plantation Dr, Panama City, FL 32404, 3 beds, 3 baths

$1,635,200

3 beds3 baths3,175 sq ft

000 Plantation Dr, Panama City, FL 32404

Property at 16701 Front Beach Rd Unit 1803, Panama City Beach, FL 32413, 1 bed, 2 baths

$405,000

1 bed2 baths914 sq ft

16701 Front Beach Rd Unit 1803, Panama City Beach, FL 32413

Property at 14701 Front Beach Rd #1933, Panama City Beach, FL 32413, 1 bed, 2 baths

$375,000

1 bed2 baths934 sq ft

14701 Front Beach Rd #1933, Panama City Beach, FL 32413

Property at 6903 N Lagoon Dr Apt 52, Panama City, FL 32408, 2 beds, 2 baths

$249,000

2 beds2 baths1,040 sq ft

6903 N Lagoon Dr Apt 52, Panama City, FL 32408

Property at 6905 Hugh Dr, Panama City, FL 32404, 3 beds, 2 baths

$569,900

3 beds2 baths2,001 sq ft

6905 Hugh Dr, Panama City, FL 32404

Property at 16819 Front Beach Rd #714, Panama City Beach, FL 32413, 2 beds, 3 baths

$465,000

2 beds3 baths1,131 sq ft

16819 Front Beach Rd #714, Panama City Beach, FL 32413

Property at 3001 W 10th St #711, Panama City, FL 32401, 3 beds, 3 baths

$675,000

3 beds3 baths2,001 sq ft

3001 W 10th St #711, Panama City, FL 32401

Property at 14401 Front Beach Rd #426, Panama City Beach, FL 32413, 1 bath

$175,000

Studio1 bath330 sq ft

14401 Front Beach Rd #426, Panama City Beach, FL 32413

Property at 11619 Front Beach Rd Unit 212, Panama City Beach, FL 32407, 3 beds, 3 baths

$859,900

3 beds3 baths1,847 sq ft

11619 Front Beach Rd Unit 212, Panama City Beach, FL 32407

Property at 9614 Beach Blvd Unit E, Panama City Beach, FL 32408, 3 beds, 4 baths

$1,600,000

3 beds4 baths1,902 sq ft

9614 Beach Blvd Unit E, Panama City Beach, FL 32408

Property at 3400 Nautical Dr, Panama City, FL 32409, 5 beds, 3 baths

$779,000

5 beds3 baths3,368 sq ft

3400 Nautical Dr, Panama City, FL 32409

Property at 713 Wild Heron Way, Panama City Beach, FL 32413, 5 beds, 5.5 baths

$2,700,000

5 beds5.5 baths5,080 sq ft

713 Wild Heron Way, Panama City Beach, FL 32413

Property at 4100 Marriott Dr #208, Panama City, FL 32408, 2 beds, 2 baths

$419,900

2 beds2 baths1,458 sq ft

4100 Marriott Dr #208, Panama City, FL 32408

Property at 4620 Bay Point Rd #30, Panama City, FL 32408, 2 beds, 2.5 baths

$425,000

2 beds2.5 baths2,020 sq ft

4620 Bay Point Rd #30, Panama City, FL 32408

Property at 14401 Front Beach Rd #217, Panama City Beach, FL 32413, 1 bath

$369,000

Studio1 bath330 sq ft

14401 Front Beach Rd #217, Panama City Beach, FL 32413

Property at 14401 Front Beach Rd #229, Panama City Beach, FL 32413, 1 bath

$159,900

Studio1 bath330 sq ft

14401 Front Beach Rd #229, Panama City Beach, FL 32413

Property at 17729 Front Beach Rd Unit 702E, Panama City Beach, FL 32413, 2 beds, 2 baths

$499,000

2 beds2 baths1,074 sq ft

17729 Front Beach Rd Unit 702E, Panama City Beach, FL 32413

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Based on information submitted to the MLS GRID as of Sun Sep 13 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in Bay County

There are currently 1216 waterfront homes for sale in Bay County at a median listing price of $396K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Bay County stay on the market for 114 days and receive 1 offers. This map is refreshed with the newest listings in Bay County every 15 minutes.

In the past month, 457 homes have been sold in Bay County. In addition to houses in Bay County, there were also 1280 condos, 349 townhouses, and 92 multi-family units for sale in Bay County last month. Find your dream home in Bay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Bay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Bay County. If you're looking to sell your home in the Bay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Bay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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