Waterfront homes for sale & real estate in Putnam County, FL

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ABOUT THIS HOME
Waterfront Home for sale in Putnam County, FL:
Are you searching for a rare opportunity to own a fully renovated LAKEFRONT POOL home offering some of the most beautiful sunsets? You found it! Welcome to 177 East Cowpen Lake Road, a beautifully renovated concrete-block home offering 3 bedrooms, 3.5 bathrooms, and nearly 2,000 square feet of living space, and direct access to Cowpen Lake - all situated on approximately 1.70 acres. Step inside, and you’ll immediately appreciate the warm character created by richly stained pine stairs, doors, and trim, perfectly complementing the home’s finishes and inviting lake-house atmosphere. The first floor is complete with a spacious bedroom and private en-suite bathroom, an intimate dini

$524,900

3 beds3.5 baths2,164 sq ft

177 E Cowpen Lake Rd, Hawthorne, FL 32640

Fully renovated • Red-brick fireplace • Lakefront pool

ABOUT THIS HOME
Waterfront Home for sale in Putnam County, FL:
Welcome to your own slice of Florida lakefront living on beautiful Cowpen Lake in Hawthorne! This 3-bedroom, 2-bath home offers approximately 1,560 square feet of living space and sits on 1.7 wooded acres with over 100 feet of lake frontage. A private, wooded front yard provides a peaceful setting, while the back of the property opens up to clear, beautiful views of the lake. Enjoy the tranquility of nature, abundant wildlife, and the opportunity to make the waterfront your own. The home features a metal roof that is only 3 years old and an AC that has just been installed. Outdoor enthusiasts and gardeners will appreciate the 50-pot garden system, which is supplied with lake water through a

$199,900

3 beds2 baths1,560 sq ft

1837 State Road 20, Hawthorne, FL 32640

Lakefront living • Lake frontage • Wooded acres

NEW 32 HRS AGO

ABOUT THIS HOME
Waterfront Home for sale in Putnam County, FL:
POND-FRONT HOME ON 1.01 ACRES! Just off of Sleepy Hollow Dr, enjoy peaceful country living with plenty of space, privacy, and versatility. This 2BR/2BA home features a spacious primary bedroom with an oversized bathroom and large closet. The kitchen includes a gas stove/oven, with all other utilities/appliances electric. Enjoy two large covered decks, front and back, with the back deck featuring an outdoor shower and fenced area perfect for dogs. The property includes a 24' x 30' fully electric shop, oversized pole barns/carports, and a large shed with full electric that has been finished inside and offers flexible space for a guest area, office, hobby room, or hangout. A partial privacy fe

$159,900

2 beds2 baths784 sq ft

203 Pond Cir, Interlachen, FL 32148

Oversized pole barns • Fenced area • Pond front home

NEW 33 HRS AGO

ABOUT THIS HOME
Waterfront Home for sale in Putnam County, FL:
2/2 DWMH on over 2 acres and close to Historic Melrose. This home has been well maintained. Features include new flooring, NEW ROOF, upgraded windows, screened porch, open porch, 2 storage buildings, beautiful Live Oak trees, easy maintained lawn. This property even includes access to Ashley Lake. Great location for commuting to Gainesville and Palatka. Schedule your tour today!

$180,000

2 beds2 baths826 sq ft

107 Crystal Lake Dr, Melrose, FL 32666

Storage buildings • Screened porch • Upgraded windows

ABOUT THIS HOME
Waterfront Home for sale in Putnam County, FL:
Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or ent

$475,000

3 beds2 baths2,154 sq ft

168 Hour Glass Cir, Hawthorne, FL 32640

Walk-in closet • Eat-in kitchen • Private bathroom

Property at 104 Carter-Whittaker Ln, Pomona Park, FL 32181, 2 beds, 1 bath

$305,000

2 beds1 bath1,039 sq ft

104 Carter-Whittaker Ln, Pomona Park, FL 32181

Property at 111 Easy Ln, Palatka, FL 32177, 4 beds, 2 baths

$250,000

4 beds2 baths1,400 sq ft

111 Easy Ln, Palatka, FL 32177

Property at 172 Silver Lake Dr, Interlachen, FL 32148, 2 beds, 1 bath

$222,000

2 beds1 bath914 sq ft

172 Silver Lake Dr, Interlachen, FL 32148

Property at 102 River Road Dr, Palatka, FL 32177, 2 beds, 1.5 baths

$319,900

2 beds1.5 baths1,040 sq ft

102 River Road Dr, Palatka, FL 32177

Property at 148 Hicks Ave, Crescent City, FL 32112, 3 beds, 2 baths

$449,500

3 beds2 baths1,525 sq ft

148 Hicks Ave, Crescent City, FL 32112

Property at 130 Cedar Creek Rd, Palatka, FL 32177, 4 beds, 2 baths

$539,900

4 beds2 baths1,451 sq ft

130 Cedar Creek Rd, Palatka, FL 32177

Property at 118 Herja Acre Ln, Palatka, FL 32177, 4 beds, 3 baths

$950,000

4 beds3 baths5,073 sq ft

118 Herja Acre Ln, Palatka, FL 32177

Property at 222 River Haven Ct, Green Cove Springs, FL 32043, 2 beds, 2 baths

$225,000

2 beds2 baths1,041 sq ft

222 River Haven Ct, Green Cove Springs, FL 32043

Property at 245 Seminole St, East Palatka, FL 32131, 3 beds, 2 baths

$400,000

3 beds2 baths2,044 sq ft

245 Seminole St, East Palatka, FL 32131

Property at 453 Federal Point Rd, East Palatka, FL 32131, 5 beds, 4 baths

$1,395,000

5 beds4 baths4,269 sq ft

453 Federal Point Rd, East Palatka, FL 32131

Property at 120 Boca Raton Rd, Satsuma, FL 32189, 2 beds, 1 bath

$204,900

2 beds1 bath798 sq ft

120 Boca Raton Rd, Satsuma, FL 32189

Property at 119 Ramsey Dr, Melrose, FL 32666, 3 beds, 2 baths

$260,000

3 beds2 baths2,330 sq ft

119 Ramsey Dr, Melrose, FL 32666

(305) 408-8401

Property at 104 Edgewater Rd, Satsuma, FL 32189, 2 beds, 2 baths

$220,000

2 beds2 baths1,536 sq ft

104 Edgewater Rd, Satsuma, FL 32189

Property at 170 E Cowpen Lake Point Rd, Hawthorne, FL 32640, 2 beds, 1 bath

$139,900

2 beds1 bath672 sq ft

170 E Cowpen Lake Point Rd, Hawthorne, FL 32640

Property at 107 Beechers Point Dr, Welaka, FL 32193, 3 beds, 2.5 baths

$869,000

3 beds2.5 baths2,088 sq ft

107 Beechers Point Dr, Welaka, FL 32193

Property at 121 Serena Cir, Melrose, FL 32666, 2 beds, 2 baths

$270,000

2 beds2 baths1,318 sq ft

121 Serena Cir, Melrose, FL 32666

Property at 108 River Road Dr, Palatka, FL 32177, 3 beds, 1 bath

$199,400

3 beds1 bath975 sq ft

108 River Road Dr, Palatka, FL 32177

Property at 113 Waterside Ave, Satsuma, FL 32189, 2 beds, 2 baths

$224,900

2 beds2 baths1,232 sq ft

113 Waterside Ave, Satsuma, FL 32189

Property at 113 S Lake George Dr, Georgetown, FL 32139, 2 beds, 2 baths

$350,000

2 beds2 baths1,229 sq ft

113 S Lake George Dr, Georgetown, FL 32139

Property at 241 Crystal Cove Dr, Palatka, FL 32177, 3 beds, 3 baths

$499,999

3 beds3 baths2,263 sq ft

241 Crystal Cove Dr, Palatka, FL 32177

Property at 111 2nd St, Melrose, FL 32666, 2 beds, 2 baths

$249,900

2 beds2 baths952 sq ft

111 2nd St, Melrose, FL 32666

Property at 133 Oak Cir, Interlachen, FL 32148, 3 beds, 2 baths

$260,000

3 beds2 baths1,536 sq ft

133 Oak Cir, Interlachen, FL 32148

Property at 109 Canal St, Crescent City, FL 32112, 3 beds, 2 baths

$414,000

3 beds2 baths1,896 sq ft

109 Canal St, Crescent City, FL 32112

Property at 1847 State Road 20, Hawthorne, FL 32640, 4 beds, 2 baths

$279,000

4 beds2 baths1,325 sq ft

1847 State Road 20, Hawthorne, FL 32640

Property at 703 Front St, Welaka, FL 32189, 8 beds, 7.5 baths

$1,700,000

8 beds7.5 baths7,984 sq ft

703 Front St, Welaka, FL 32189

Property at 122 Cowpen Ln, Hawthorne, FL 32640, 4 beds, 3 baths

$395,000

4 beds3 baths2,401 sq ft

122 Cowpen Ln, Hawthorne, FL 32640

Property at 107 Eagles Nest Ln, Crescent City, FL 32112, 3 beds, 3 baths

$800,000

3 beds3 baths1,576 sq ft

107 Eagles Nest Ln, Crescent City, FL 32112

Property at 134 Bowfin Dr, Palatka, FL 32177, 3 beds, 2.5 baths

$497,000

3 beds2.5 baths2,540 sq ft

134 Bowfin Dr, Palatka, FL 32177

Property at 241 Pioneer Trl, Green Cove Springs, FL 32043, 4 beds, 3 baths

$699,000

4 beds3 baths2,994 sq ft

241 Pioneer Trl, Green Cove Springs, FL 32043

Property at 21 S Lake St, Crescent City, FL 32112, 2 beds, 2 baths

$499,900

2 beds2 baths1,410 sq ft

21 S Lake St, Crescent City, FL 32112

Property at 124 Junior Lake Trl, Interlachen, FL 32148, 3 beds, 2 baths

$369,900

3 beds2 baths2,023 sq ft

124 Junior Lake Trl, Interlachen, FL 32148

Property at 214 Mirror Lake Dr, Interlachen, FL 32148, 2 beds, 1 bath

$289,000

2 beds1 bath1,476 sq ft

214 Mirror Lake Dr, Interlachen, FL 32148

Property at 157 Ida Blvd, Interlachen, FL 32148, 3 beds, 2 baths

$329,000

3 beds2 baths1,848 sq ft

157 Ida Blvd, Interlachen, FL 32148

Property at 148 Lake Shore Ter, Interlachen, FL 32148, 2 beds, 1 bath

$239,000

2 beds1 bath936 sq ft

148 Lake Shore Ter, Interlachen, FL 32148

Property at 105 Sunny Ln Br, Pomona Park, FL 32181, 3 beds, 2.5 baths

$539,000

3 beds2.5 baths1,650 sq ft

105 Sunny Ln Br, Pomona Park, FL 32181

Property at 157 W Grandview Dr, East Palatka, FL 32131, 4 beds, 3.5 baths

$898,000

4 beds3.5 baths2,708 sq ft

157 W Grandview Dr, East Palatka, FL 32131

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Based on information submitted to the MLS GRID as of Wed Aug 26 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in Putnam County

There are currently 249 waterfront homes for sale in Putnam County at a median listing price of $302K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Putnam County stay on the market for 91 days. This map is refreshed with the newest listings in Putnam County every 15 minutes.

In the past month, 63 homes have been sold in Putnam County. In addition to houses in Putnam County, there were also 14 condos, 1 townhouse, and 1 multi-family unit for sale in Putnam County last month. Find your dream home in Putnam County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Putnam County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Putnam County. If you're looking to sell your home in the Putnam County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Putnam County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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