Waterfront homes for sale & real estate in Banks County, GA

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ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Sitting on 5.48± private acres, this spacious Cape Cod home offers the perfect blend of comfort, functionality, and versatility! This home features a full finished basement, a rocking chair front porch, and a fireside family room. The main level boasts a master suite, a dining/flex room, and a breakfast area, while two bedrooms upstairs share a Jack & Jill bath. The basement includes a bedroom, full bath, and additional living space. Need room for hobbies, storage, or a home business? You'll love the TWO SHOPS—a 34x36 heated detached garage (1,350 sq ft) with two 12’x10’ roll-up doors, plus an additional 684 sq ft shop. An oversized 2-car attached garage, 400-

$549,900

4 beds3 baths2,280 sq ft

312 Ashley Brook Dr, Lula, GA 30554

Master suite • Fireside family room • Dining flex room

NEW CONSTRUCTION

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Discover this gorgeous 4BR/3BA Harding floor plan perfectly situated on the 16th hole of the stunning Chimney Oaks Golf Course! The main level features an open-concept design with a spacious kitchen offering a slide-in stainless steel electric range, built-in microwave, and a seamless view into the dining area and great room-complete with a sleek linear electric fireplace. Upstairs, you'll find a luxurious owner's suite with split vanities, a garden tub, a large shower, and an impressive walk-in closet. The second floor also includes a versatile loft and generously sized secondary bedrooms. A convenient first-floor bedroom and full bath make hosting guests effortless. Enjoy resort-style liv

$424,900

4 beds3 baths2,570 sq ft

151 Sweetbriar Way, Homer, GA 30547

Open-concept design • Spacious kitchen • Split vanities

3D WALKTHROUGH

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Brick ranch on 16 UNRESTRICTED acres! This 3BR/1BA home has new LPV flooring, new paint, new light fixtures, newer HVAC (2023), updated plumbing (2015), updated electric (2010) and is waiting for you to make it your own! The land is a mixture of open (partially fenced pasture) and woods and is bordered on the back by a creek. It is the perfect mixture for the hobby farmer and nature enthusiasts! This is two tracts being sold together so you can build an additional home or place a mobile home if you desire! Located within a short drive from Banks Crossing, Cornelia, Toccoa and Gainesville. Less than an hour drive to Athens or Atlanta.

$469,000

3 beds1 bath1,764 sq ft

4638 Highway 63, Carnesville, GA 30521

New paint • New light fixtures • New lpv flooring

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Motivated Seller - Discover the perfect blend of country charm and modern convenience with this beautifully remodeled Manufactured home set on a permanent foundation. Nestled on 26 acres with 200+ Feet of Hudson River Frontage, this property offers privacy, space, and endless possibilities—all just minutes from downtown Commerce and convenient to I-85. Currently operating as a working mini-farm, the property is fully fenced and features multiple barns and outbuildings, a detached garage, and a 4-stall pole barn ideal for large campers, boats, or farm equipment. A natural pond adds to the serene landscape, while a custom outdoor fire pit or the Hand built pier on the pond makes the p

$849,900

3 beds2 baths2,400 sq ft

731 Borders Rd, Commerce, GA 30530

Fully fenced • Working mini-farm • Multiple barns

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Brick home 3 bedroom 1.5 baths on 13,68 acres in City limit of Homer land can be subdivided wooded on a creek, Estate sale sold as is

$360,000

3 beds1.5 baths1,275 sq ft

483 Greasy Creek St, Homer, GA 30547

Subdivided wooded • Brick home • On a creek

Property at 142 Holland Dam Dr, Maysville, GA 30558, 3 beds, 2.5 baths

$998,000

3 beds2.5 baths4,003 sq ft

142 Holland Dam Dr, Maysville, GA 30558

Property at 123 Greenview Ct #1305, Homer, GA 30547, 3 beds, 2.5 baths

$289,866

3 beds2.5 baths— sq ft

123 Greenview Ct #1305, Homer, GA 30547

Property at 121 Greenview Ct #1304, Homer, GA 30547, 3 beds, 2.5 baths

$282,715

3 beds2.5 baths— sq ft

121 Greenview Ct #1304, Homer, GA 30547

Property at 0 White Rd Unit TRACT TWO, Alto, GA 30510

$259,000

— beds— baths— sq ft

0 White Rd Unit TRACT TWO, Alto, GA 30510

Property at 0 Apple Pie Rdg Unit TRACT TWO, Alto, GA 30510

$319,000

— beds— baths— sq ft

0 Apple Pie Rdg Unit TRACT TWO, Alto, GA 30510

Property at 167 Mccoy Bridge Rd, Homer, GA 30547

$2,699,000

— beds— baths— sq ft

167 Mccoy Bridge Rd, Homer, GA 30547

Property at 130 Rucker Rd, Commerce, GA 30530

$450,000

— beds— baths— sq ft

130 Rucker Rd, Commerce, GA 30530

Property at 0 Baldwin Falls Rd, Baldwin, GA 30511

$661,758

— beds— baths— sq ft

0 Baldwin Falls Rd, Baldwin, GA 30511

Property at 209 Alice Moss Ln, Alto, GA 30510, 3 beds

$500,000

3 beds— baths— sq ft

209 Alice Moss Ln, Alto, GA 30510

Property at 0 Georgia Highway 98, Homer, GA 30547

$3,150,000

— beds— baths— sq ft

0 Georgia Highway 98, Homer, GA 30547

Property at 1054 Mount Sinai Rd, Lula, GA 30554

$2,878,700

— beds— baths— sq ft

1054 Mount Sinai Rd, Lula, GA 30554

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ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Secluded and private 6.83 acre property located in Commerce, GA. Located only one mile from East Jackson Schools! Accessed by a recorded easement that functions like a private drive, offering exceptional privacy and a peaceful setting. The property features a creek and mature wooded landscape, ideal for those seeking a quiet retreat or investment opportunity. An existing home is located on the property and is best suited for a full renovation, making this an excellent investor special for a rental, flip, or long-term hold. Cash sale preferred. There is also an option for an assumable loan at approximately $160,000 with a 2.9% interest rate-additional details available upon request. Convenie

$210,000

3 beds2 baths960 sq ft

1074 Old Hoods Mill Rd, Commerce, GA 30529

Existing home • Creek • 6.83 acre property

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Welcome to your own waterfront home close to town at 494 Bishop Court! This beautiful 3 bedroom, 2.5 bathroom home offers an exceptional opportunity to enjoy peaceful, waterside living right from your own backyard. This property is a rare find in the Commerce area and has the added benefit of NO HOA fees. Enjoy fishing or simply relaxing by the water from the comfort of your own back deck. The main level boasts a welcoming two-story foyer, a large family room with engineered hardwood flooring, dining room, kitchen, flex room that was recently used as an office but could be a study or a formal dining area and a half bathroom. The primary suite has a tray ceiling and features a double vanity,

$315,000

3 beds2.5 baths1,964 sq ft

494 Bishop Ct, Commerce, GA 30529

0.45 acre lot • Garage • Built 2006

3D WALKTHROUGH

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Set on 26 peaceful acres with dual frontage on Payne Creek and the Middle Fork Broad River, this modern farmhouse offers a rare blend of privacy, usable land, and thoughtfully designed living space. The main dwelling features 1,960 sq ft and includes 3 bedrooms, 3 full baths, and an open kitchen and living area with beautiful pastoral scenery along with a clear line of sight to the gorgeous custom pool. The kitchen showcases a substantial, upscale island offering generous storage, a built-in beverage fridge, and ample seating that makes it ideal for gathering and everyday living. Upstairs, a spacious flex living area includes a large closet and full bathroom, making it ideal for a guest ret

$1,150,000

3 beds3 baths2,710 sq ft

1035 Mcfarlin Bridge Rd, Carnesville, GA 30521

Finished flex space • Custom pool • Sealed crawl space

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Stunning 45+ Acre Estate with Pool, Pond, and Separate Living Quarters. This expansive property offers over 45 acres of land, complete with a serene pond and three fenced-in pasture areas, ideal for livestock or outdoor enjoyment. At the heart of the estate is a beautiful home featuring. Main Level, Living Room with a cozy fireplace, perfect for gatherings or relaxation. Large Kitchen with ample counter space, perfect for meal prep and family meals. Separate Dining Room for formal occasions. Master Suite on the main level, offering comfort and privacy. Office Area , perfect for working from home or study. Upstairs - Three spacious bedrooms and 2.5 bathrooms. Finished Basement , Includes 2 a

$799,000

5 beds5 baths6,391 sq ft

312 Gennings Dr, Eastanollee, GA 30538

Pond • 45 acre estate • Office area

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
A creek runs through it! Make this YOUR min farm! Fully renovated ranch home with a split bedroom floor plan on nearly 6 acres with thousands of acres of National Forest bordering the property. All new in 2024: h/vac, electrical, plumbing, fixtures, appliances, flooring, attic insulation, crawlspace vapor barrier. Do you spend a lot of time outdoors rain or shine? Great mudroom and laundry with a separate entry. Two shop buildings to fit your outdoor toys or set up for business, hobbies or a mini farm. Creek runs through front pasture. Possibly a good spot to also build a pond.

$398,000

3 beds2 baths1,246 sq ft

530 Grandview Ave, Mount Airy, GA 30563

Two shop buildings • Front pasture • Great mudroom

ABOUT THIS HOME
Waterfront Home for sale in Banks County, GA:
Immerse yourself in the epitome of affordable luxury in this newly renovated home. The exterior boasts a complete makeover, featuring new cement siding, a 30-year shingle roof, fresh paint, a T & G ceiling on the porches, and a charming screen porch off the master suite. Step inside and be greeted by a transformation of the interior. New hardwood floors, cabinets throughout the home, countertops, kitchen appliances, plumbing, electrical, and HVAC systems make this home a true marvel. Each bathroom is a testament to the renovation, featuring new tile floors, plumbing fixtures, and a tile shower in the master bathroom. Relax on your back porch swing, savoring the tranquility of your sere

$349,900

3 beds2.5 baths1,302 sq ft

880 Old Airport Rd, Commerce, GA 30530

1.59 acre lot • 2 parking spots • Built 1962

Property at 425 Crystal Way, Cornelia, GA 30531, 4 beds, 3 baths

$485,000

4 beds3 baths2,109 sq ft

425 Crystal Way, Cornelia, GA 30531

Property at 689 Riverside Ct, Danielsville, GA 30633, 3 beds, 2 baths

$375,000

3 beds2 baths1,812 sq ft

689 Riverside Ct, Danielsville, GA 30633

Property at 530 Fincher Dr, Commerce, GA 30529, 4 beds, 3 baths

$1,999,999

4 beds3 baths2,846 sq ft

530 Fincher Dr, Commerce, GA 30529

Property at 7527 Highway 326, Commerce, GA 30530, 6 beds, 6.5 baths

$2,800,000

6 beds6.5 baths4,036 sq ft

7527 Highway 326, Commerce, GA 30530

Property at 886 Hudson Rivers Church Rd, Danielsville, GA 30633, 3 beds, 2 baths

$774,000

3 beds2 baths2,174 sq ft

886 Hudson Rivers Church Rd, Danielsville, GA 30633

Property at 133 Hillandale St, Cornelia, GA 30531, 4 beds, 3 baths

$329,900

4 beds3 baths1,996 sq ft

133 Hillandale St, Cornelia, GA 30531

Property at 0 Sheep Pasture Rd, Commerce, GA 30529

$550,000

— beds— baths— sq ft

0 Sheep Pasture Rd, Commerce, GA 30529

Property at 964 Gooseneck Rd, Toccoa, SC 30577

$1,550,380

— beds— baths— sq ft

964 Gooseneck Rd, Toccoa, SC 30577

Property at 964 Gooseneck Rd, Eastanollee, GA 30577

$1,550,380

— beds— baths— sq ft

964 Gooseneck Rd, Eastanollee, GA 30577

Property at 25 Beckett Way, Commerce, GA 30529

$499,000

— beds— baths— sq ft

25 Beckett Way, Commerce, GA 30529

Property at 0 Old Mize, Toccoa, GA 30577

$178,100

— beds— baths— sq ft

0 Old Mize, Toccoa, GA 30577

Property at 404 Haggard Dr, Danielsville, GA 30633

$375,000

— beds— baths— sq ft

404 Haggard Dr, Danielsville, GA 30633

Property at 14 W L Williams Rd, Commerce, GA 30530

$274,342

— beds— baths— sq ft

14 W L Williams Rd, Commerce, GA 30530

Property at 0 Carson Rd Lot 32, Danielsville, GA 30633

$195,000

— beds— baths— sq ft

0 Carson Rd Lot 32, Danielsville, GA 30633

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.

Waterfront Homes for Sale in Banks County

There are currently 16 waterfront homes for sale in Banks County at a median listing price of $398K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Banks County stay on the market for 103 days. This map is refreshed with the newest listings in Banks County every 15 minutes.

In the past month, 15 homes have been sold in Banks County. In addition to houses in Banks County, there were also 0 condos, 14 townhouses, and 1 multi-family unit for sale in Banks County last month. Find your dream home in Banks County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Banks County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Banks County. If you're looking to sell your home in the Banks County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Banks County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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