Waterfront homes for sale & real estate in White County, IN

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ABOUT THIS HOME
Waterfront Home for sale in White County, IN:
Lake Shafer home with 45’ of frontage (will need new path forged), walking distance to Indiana Beach! This 3-bedroom, 3.5-bath home sits on a private, wooded 1.28-acre lot leading to the water. Main floor master bedroom. New HVAC, washer/dryer set, and water heater in 2025. Finished basement offers potential for a 4th bedroom, in-law suite, or rec room and is plumbed for a kitchen or wet bar. Features include hardwood floors, tile, solid wood doors, black stainless steel appliances (all appliances included), infrared sauna, security system, roof replaced in 2020, and finished basement completed in 2021. An additional half-acre vacant lot is available for purchase.

$399,900

3 beds3.5 baths2,456 sq ft

5185 E Willow Ct, Monticello, IN 47960

Infrared sauna • Lake shafer home • Security system

ABOUT THIS HOME
Waterfront Home for sale in White County, IN:
Step into the beauty and character of this stunning Victorian lakefront home, offering over 3,200 square feet of living space and an incredible 100 feet of water frontage. This 5-bedroom, 3.5-bath home perfectly blends historic charm with the relaxed lifestyle of lakeside living. Inside, you’ll find beautiful original woodwork, hardwood floors, and classic architectural details that showcase the craftsmanship of a bygone era. Spacious living areas provide plenty of room for entertaining, while five bedrooms offer flexibility for family and guests. Outside, the lake takes center stage with an impressive 100 feet of shoreline, providing endless opportunities for boating, fishing, swimmi

$500,000

5 beds3.5 baths3,288 sq ft

305 S Bluff St, Monticello, IN 47960

Covered boat lift • Original woodwork • Hardwood floors

ABOUT THIS HOME
Waterfront Home for sale in White County, IN:
Discover the best of Lake Shafer living in this spacious 1984 sq ft brick walkout ranch offering an impressive 160' of frontage on peaceful Hoagland Bay, along with panoramic views of the main lake. This 4 bed, 2 bath home features an eat-in kitchen on the main level and a convenient kitchenette in the lower level family room, making it ideal for entertaining or extended stays. The walkout basement offers an optional third garage bay that could also serve as a workshop, hobby space, or additional storage. With tons of storage throughout, there’s plenty of room for all your lake gear and everyday essentials. Outside, enjoy the calm bay from your concrete dock and wood pier, perfect for

$399,900

4 beds2 baths1,984 sq ft

4024 N West Shafer Dr, Monticello, IN 47960

160' of frontage • Kitchenette • Walkout basement

ABOUT THIS HOME
Waterfront Home for sale in White County, IN:
Welcome to 5493 Colonial Oaks — a once in a lifetime opportunity to own the most breathtaking views on Lake Freeman. Enjoy expansive, panoramic vistas spanning over 8,000 feet from your private shoreline to opposite shore, overlooking famous Ski-Island. Blending modern sophistication with timeless rustic charm, this stunning lake home has been completely renovated, creating a beautifully refined retreat designed for comfort and unforgettable lake living. Stepping through the front-door, you're immediately met with wall-to-wall windows for priceless lake views. The kitchen features Quartz countertops, slow-close cabinetry, farmhouse sink & shelves, and sleek black stainless steel

$469,900

3 beds1 bath1,392 sq ft

5493 E Colonial Oaks Dr, Monticello, IN 47960

Quartz countertops • Private shoreline • Panoramic vistas

ABOUT THIS HOME
Waterfront Home for sale in White County, IN:
Waterfront home with easy access to Lake Freeman! Don't miss the lovely views of nature and multi level decks with 2 boat lifts perfect for boat storage or easy access for kayaking! Just a short boat ride to the popular Sandbar located on Lake Freeman! The home offers 3 bedrooms, 1.5 bath and a new roof was just installed in the spring with new decking and new soffitt. A wall of windows from each room provides views of the water from every room. Plenty of parking with a 2 car carport for additional storage.

$275,000

3 beds1.5 baths1,413 sq ft

1721 N Francis St, Monticello, IN 47960

2 boat lifts • Waterfront home • Views of the water

Property at 618 Beechwood Dr, Monticello, IN 47960, 4 beds, 2.5 baths

$825,000

4 beds2.5 baths3,456 sq ft

618 Beechwood Dr, Monticello, IN 47960

Property at 2122 Deepwater (lot 34) Loop, Norway, IN 47960, 3 beds, 2 baths

$379,900

3 beds2 baths1,667 sq ft

2122 Deepwater (lot 34) Loop, Norway, IN 47960

Property at 6105 E US 24, Monticello, IN 47960, 4 beds, 3.5 baths

$1,599,900

4 beds3.5 baths4,380 sq ft

6105 E US 24, Monticello, IN 47960

Property at 3812 E Forest Ldg, Monticello, IN 47960, 2 beds, 1 bath

$274,900

2 beds1 bath600 sq ft

3812 E Forest Ldg, Monticello, IN 47960

(219) 961-5478

Property at 5182 Highland Cove Ct, Monticello, IN 47960, 4 beds, 2.5 baths

$389,000

4 beds2.5 baths2,106 sq ft

5182 Highland Cove Ct, Monticello, IN 47960

Property at 1007 E Ohio St, Monticello, IN 47960, 3 beds, 2 baths

$445,000

3 beds2 baths2,104 sq ft

1007 E Ohio St, Monticello, IN 47960

Property at 200 E State Road 16 Hwy, Monticello, IN 47960, 4 beds, 2 baths

$349,000

4 beds2 baths2,160 sq ft

200 E State Road 16 Hwy, Monticello, IN 47960

Property at 2232 N Norway Trl, Monticello, IN 47960, 3 beds, 2 baths

$474,900

3 beds2 baths1,776 sq ft

2232 N Norway Trl, Monticello, IN 47960

Property at 8049 E Pondview Ct. Ct, Monticello, IN 47960, 2 beds, 1 bath

$89,900

2 beds1 bath944 sq ft

8049 E Pondview Ct. Ct, Monticello, IN 47960

Property at 5239 E Colonial Oaks Dr, Monticello, IN 47960, 4 beds, 3 baths

$529,900

4 beds3 baths3,166 sq ft

5239 E Colonial Oaks Dr, Monticello, IN 47960

Property at 3997 E First Rd, Monticello, IN 47960, 3 beds, 1.5 baths

$314,900

3 beds1.5 baths1,792 sq ft

3997 E First Rd, Monticello, IN 47960

Property at 3634 E Conwell Dr, Monticello, IN 47960, 2 beds, 1 bath

$165,800

2 beds1 bath1,040 sq ft

3634 E Conwell Dr, Monticello, IN 47960

Property at 4347 E Penrod Dr, Monticello, IN 47960, 3 beds, 2 baths

$637,000

3 beds2 baths1,822 sq ft

4347 E Penrod Dr, Monticello, IN 47960

Property at 2026 Deepwater (lot 27) Loop, Monticello, IN 47960, 3 beds, 2 baths

$377,900

3 beds2 baths1,667 sq ft

2026 Deepwater (lot 27) Loop, Monticello, IN 47960

Property at 7101 E Washburn Dr, Monticello, IN 47960, 4 beds, 2 baths

$235,000

4 beds2 baths2,560 sq ft

7101 E Washburn Dr, Monticello, IN 47960

Property at 1828 N Royal Oaks Dr, Monticello, IN 47960, 4 beds, 3 baths

$399,900

4 beds3 baths2,082 sq ft

1828 N Royal Oaks Dr, Monticello, IN 47960

Property at 6767 N 300 E, Monon, IN 47959, 4 beds, 2 baths

$416,900

4 beds2 baths2,051 sq ft

6767 N 300 E, Monon, IN 47959

Property at 500 E Ohio St, Monticello, IN 47960, 4 beds, 2.5 baths

$550,000

4 beds2.5 baths2,537 sq ft

500 E Ohio St, Monticello, IN 47960

Property at 5939 N Stahl Rd, Monon, IN 47959, 2 beds, 2 baths

$429,000

2 beds2 baths1,216 sq ft

5939 N Stahl Rd, Monon, IN 47959

(219) 462-2224

Property at 5129 E Shady Point Dr, Monticello, IN 47960, 2 beds, 2 baths

$319,900

2 beds2 baths900 sq ft

5129 E Shady Point Dr, Monticello, IN 47960

Property at 5240 E Wenz Dr, Monticello, IN 47960, 4 beds, 3 baths

$759,900

4 beds3 baths2,738 sq ft

5240 E Wenz Dr, Monticello, IN 47960

Property at 705 Bluewater Dr, Monticello, IN 47960, 2 beds, 1.5 baths

$199,900

2 beds1.5 baths1,100 sq ft

705 Bluewater Dr, Monticello, IN 47960

Property at 9393 N Lenback Ct, Monticello, IN 47960, 2 beds, 1.5 baths

$259,900

2 beds1.5 baths1,536 sq ft

9393 N Lenback Ct, Monticello, IN 47960

Property at 6561 N 300 E, Monon, IN 47959, 2 beds, 1 bath

$170,000

2 beds1 bath660 sq ft

6561 N 300 E, Monon, IN 47959

Property at 3826 E Forest Lodge Loop, Monticello, IN 47960, 2 beds, 1.5 baths

$282,900

2 beds1.5 baths770 sq ft

3826 E Forest Lodge Loop, Monticello, IN 47960

Property at 5255 E Bay Front Ct, Monticello, IN 47960, 2 beds, 1 bath

$249,900

2 beds1 bath840 sq ft

5255 E Bay Front Ct, Monticello, IN 47960

Property at 2636 N Peterson Dr, Monticello, IN 47960, 7 beds, 6.5 baths

$998,800

7 beds6.5 baths4,507 sq ft

2636 N Peterson Dr, Monticello, IN 47960

Property at 4863 E Elmer Girtz Dr, Monticello, IN 47960, 3 beds, 1.5 baths

$309,900

3 beds1.5 baths1,424 sq ft

4863 E Elmer Girtz Dr, Monticello, IN 47960

Property at 6855 N Skaggs Ct, Monticello, IN 47960, 3 beds, 1 bath

$319,900

3 beds1 bath921 sq ft

6855 N Skaggs Ct, Monticello, IN 47960

Property at 2031 Deepwater Loop, Monticello, IN 47960, 3 beds, 2 baths

$385,900

3 beds2 baths1,694 sq ft

2031 Deepwater Loop, Monticello, IN 47960

Property at 5162 E Quiet Water Ct, Monticello, IN 47960, 3 beds, 2 baths

$549,000

3 beds2 baths2,404 sq ft

5162 E Quiet Water Ct, Monticello, IN 47960

Property at 5259 E Willow Ct, Monticello, IN 47960, 5 beds, 3 baths

$699,000

5 beds3 baths4,724 sq ft

5259 E Willow Ct, Monticello, IN 47960

Property at 5053 E Robin Ct, Monticello, IN 47960, 2 beds, 1 bath

$299,000

2 beds1 bath876 sq ft

5053 E Robin Ct, Monticello, IN 47960

Property at 4954 E Bayfront Ct, Monticello, IN 47960, 5 beds, 4 baths

$1,050,000

5 beds4 baths4,378 sq ft

4954 E Bayfront Ct, Monticello, IN 47960

Property at 5629 N Stahl Rd, Monon, IN 47959, 2 beds, 1.5 baths

$286,900

2 beds1.5 baths1,092 sq ft

5629 N Stahl Rd, Monon, IN 47959

Property at 5347 E Blue Bell Ct, Monticello, IN 47960, 3 beds, 1 bath

$384,499

3 beds1 bath768 sq ft

5347 E Blue Bell Ct, Monticello, IN 47960

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Based on information submitted to the MLS GRID as of Mon Oct 26 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in White County

There are currently 67 waterfront homes for sale in White County at a median listing price of $271K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in White County stay on the market for 75 days and receive 1 offers. This map is refreshed with the newest listings in White County every 15 minutes.

In the past month, 28 homes have been sold in White County. In addition to houses in White County, there was also 1 condo, 1 townhouse, and 1 multi-family unit for sale in White County last month. Find your dream home in White County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in White County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in White County. If you're looking to sell your home in the White County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in White County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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